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₹6 Lakh Personal Loan with FIRSTmoney

Ever found yourself in a financial fix, needing a loan but bogged down by tedious paperwork and endless wait times? Traditional loan applications have often involved loads of paperwork, long approval processes, and inflexible terms. IDFC FIRST Bank is here to revolutionise your borrowing experience by introducing FIRSTmoney, a smart personal loan that can help with unexpected medical bills, home renovations, or that dream vacation you have been wanting to take.

So, why FIRSTmoney? FIRSTmoney loans are designed to make borrowing simple and stress-free. With a 100% digital journey, say goodbye to endless queues and paperwork. Our unique loan offers flexibility like never before, allowing you to opt for multiple on-demand loans by submitting a single application, the loan offer for which can go up to ₹10 lakhs. Wish to repay your loan early? Clear off your dues without incurring any foreclosure penalties!

Benefits of a ₹6 lakh personal loan with FIRSTmoney

Get Digital Personal Loan

Need up to ₹1 crore? Apply for our Personal Loans with minimal documentation

₹6 Lakh Personal Loan Eligibility and Documentation

Eligibility criteria for a ₹6 lakh personal loan

FIRSTmoney smart personal loans are available to individuals with a good credit score. Here are the basic eligibility requirements:

  • eligibility CIBIL score: Applicants need to have a good credit record with a CIBIL score of 730 and above.
  • employment Employment: FIRSTmoney loans are available to salaried and self-employed individuals.
  • age Age: Anyone aged between 21 to 60 years can apply for this loan
Documents required for a ₹6 lakh personal loan

With FIRSTmoney smart loans, you don’t need to face the usual hassles of lengthy documentation anymore. Save time and effort by presenting your Aadhaar card number and physical PAN card during the video KYC process.

Eligibility

How to apply for ₹6 lakh personal loan using FIRSTmoney?

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Frequently Asked Questions

How does FIRSTmoney's digital journey work for personal loans?

We offer a seamless online application process where you can apply, track, and manage your personal loan entirely through our digital platform.

What are the foreclosure benefits with FIRSTmoney personal loans?

You can clear your loan ahead of schedule without any extra charges or penalties, giving you the flexibility to manage your finances efficiently.

How flexible are the repayment options with FIRSTmoney loans?

We offer various repayment plans to suit your financial situation, allowing you to choose a repayment tenure between 9 months to 60 months that works best for you.

How quickly can I expect the disbursal of funds with FIRSTmoney loans?

FIRSTmoney prioritises swift disbursal, ensuring that your approved funds reach you instantly post verification to address your urgent financial needs.

What is the eligibility criteria for a FIRSTmoney loan of ₹6 lakh? FIRSTmoney’s eligibility criteria is straightforward and tailored

FIRSTmoney’s eligibility criteria is straightforward and tailored to make borrowing accessible to you. To apply for a FIRSTmoney smart personal loan, you need to be aged 21 to 60 years, salaried or self-employed with a stable income, and have a credit score of 730 or above.

What documents are required to apply for a FIRSTmoney loan of ₹6 lakh?

We have a simple documentation process to fast-track your loan approval. You only need your Aadhaar card number and physical PAN card as proof of identity to complete the video KYC process.

How can I calculate my personal loan EMIs?

Use the personal EMI calculator on our website to estimate your monthly repayments based on your loan amount and chosen repayment tenure.

What sets FIRSTmoney apart from other lenders offering personal loans?

FIRSTmoney stands out for its industry-first solution, offering unparalleled flexibility, swift disbursal, and hassle-free digital processing, making borrowing a breeze for customers.

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