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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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₹6 Lakh Quick Personal Loan at Low Interest Rate
Meet your financial goals instantly with 100% online loans.
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Personal Loan EMI Calculator
Loan amount
₹100K
₹10L
Loan term in months
9 Months
60 Months
Choose the Interest Rate
9.99%
38 %
Your EMI will be
₹2,174/Lakh
*Personal loan calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
₹6 Lakh Personal Loan with FIRSTmoney
Ever found yourself in a financial fix, needing a loan but bogged down by tedious paperwork and endless wait times? Traditional loan applications have often involved loads of paperwork, long approval processes, and inflexible terms. IDFC FIRST Bank is here to revolutionise your borrowing experience by introducing FIRSTmoney, a smart personal loan that can help with unexpected medical bills, home renovations, or that dream vacation you have been wanting to take.
So, why FIRSTmoney? FIRSTmoney loans are designed to make borrowing simple and stress-free. With a 100% digital journey, say goodbye to endless queues and paperwork. Our unique loan offers flexibility like never before, allowing you to opt for multiple on-demand loans by submitting a single application, the loan offer for which can go up to ₹10 lakhs. Wish to repay your loan early? Clear off your dues without incurring any foreclosure penalties!
Benefits of a ₹6 lakh personal loan with FIRSTmoney
Multiple loans, single application:
Access funds whenever you need, without reapplying for a new loan. With FIRSTmoney, you can borrow exactly what you need from your pre-qualified loan offer and pay interest only on what you use.
Foreclosure benefits
Want to foreclose your loan? With FIRSTmoney, you can repay your loan in full anytime without incurring foreclosure charges.
100% digital journey
Experience a fully-digital loan process with zero paperwork. Customise your loan according to your financial requirements throughout the application. Simply scan the QR code and get started.
Flexible loan repayment options
Choose a customisable EMI plan that suits your needs. Opt for a repayment tenure ranging from 9 to 60 months, ensuring you repay your loan without any financial stress.
Swift disbursal
Skip the paperwork and get your loan in minutes! With FIRSTmoney, you can instantly access up to ₹6 lakh through a fast, seamless, and completely online process.
₹6 Lakh Personal Loan Eligibility and Documentation
Eligibility criteria for a ₹6 lakh personal loan
FIRSTmoney smart personal loans are available to individuals with a good credit score. Here are the basic eligibility requirements:
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Documents required for a ₹6 lakh personal loan
With FIRSTmoney smart loans, you don’t need to face the usual hassles of lengthy documentation anymore. Save time and effort by presenting your Aadhaar card number and physical PAN card during the video KYC process.
How to apply for ₹6 lakh personal loan using FIRSTmoney?
Step 1
Start by scanning the QR code or clicking the loan link from your smartphone.
Step 2
Register using your mobile number and confirm basic/personal details to check your eligibility.
Step 3
Select the loan amount of your choice starting from ₹50,000 up to your approved loan amount and choose flexible repayment terms.
Step 4
Link your bank account where you wish the funds to be disbursed.
Step 5
Complete the video KYC verification process with your Aadhaar card number and physical PAN card.
Our App Ratings
1.74 million+
Happy users
4.9
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Know Your Personal Loan Fees & Charges
Enjoy pocket-friendly interest rates with no hidden charges
Frequently Asked Questions
How does FIRSTmoney's digital journey work for personal loans?
We offer a seamless online application process where you can apply, track, and manage your personal loan entirely through our digital platform.
What are the foreclosure benefits with FIRSTmoney personal loans?
You can clear your loan ahead of schedule without any extra charges or penalties, giving you the flexibility to manage your finances efficiently.
How flexible are the repayment options with FIRSTmoney loans?
We offer various repayment plans to suit your financial situation, allowing you to choose a repayment tenure between 9 months to 60 months that works best for you.
How quickly can I expect the disbursal of funds with FIRSTmoney loans?
FIRSTmoney prioritises swift disbursal, ensuring that your approved funds reach you instantly post verification to address your urgent financial needs.
What is the eligibility criteria for a FIRSTmoney loan of ₹6 lakh? FIRSTmoney’s eligibility criteria is straightforward and tailored
FIRSTmoney’s eligibility criteria is straightforward and tailored to make borrowing accessible to you. To apply for a FIRSTmoney smart personal loan, you need to be aged 21 to 60 years, salaried or self-employed with a stable income, and have a credit score of 730 or above.
What documents are required to apply for a FIRSTmoney loan of ₹6 lakh?
We have a simple documentation process to fast-track your loan approval. You only need your Aadhaar card number and physical PAN card as proof of identity to complete the video KYC process.
How can I calculate my personal loan EMIs?
Use the personal EMI calculator on our website to estimate your monthly repayments based on your loan amount and chosen repayment tenure.
What sets FIRSTmoney apart from other lenders offering personal loans?
FIRSTmoney stands out for its industry-first solution, offering unparalleled flexibility, swift disbursal, and hassle-free digital processing, making borrowing a breeze for customers.
Choose your personal loan amount with FIRSTmoney
Different Types of Personal Loan for you
Travel Loan
Plan your dream vacation without financial stress with a FIRSTmoney smart personal loan. Benefit from competitive interest rates and flexible repayment options as you book luxury stays and create memorable experiences. Apply online with our quick, end-to-end digital process and secure instant bookings—without dipping into your savings.
Emergency Loan
Unexpected expenses can disrupt your plans, but a FIRSTmoney smart personal loan offers the support you need. Preserve your savings and investments while managing urgent financial needs with ease. Learn how our emergency loan can provide peace of mind when life surprises you.
Wedding Loan
Celebrate your special day without financial stress with a FIRSTmoney smart personal loan. Enjoy the freedom to plan your dream wedding without draining savings or swiping expensive credit cards. Start your new life together with confidence and financial stability.
Medical Loan
Medical emergencies can be stressful, but arranging funds shouldn’t be. With a FIRSTmoney smart personal loan, you get quick access to funds and the flexibility to choose the best care—whether it’s specialist treatment or alternative therapies. Stay financially secure while ensuring top-quality healthcare for your loved ones.
Home Improvement Loan
Home improvement projects can be costly, but a FIRSTmoney home renovation loan offers a smart way to manage expenses. Cover everything from structural upgrades to interior makeovers without draining your savings. Plan and pay conveniently with flexible loan options tailored to your needs.
Personal Loan Tips & Insights: Your Guide to Smarter Borrowing
Prepayment of personal loans: What you need to know before repaying your dues early
01 July 2025 | 5 mins read
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