Can I a get Personal on Aadhaar Card?

What is a Personal Loan on Aadhaar Card?

When you apply for a personal loan  using an Aadhaar card,  your Aadhaar card acts as the primary document for verification. It’s a hassle-free way to apply for an instant personal loan. While Aadhaar alone isn’t sufficient to secure a loan, it enables IDFC FIRST Bank to verify your details electronically through the e-KYC process. This digital-first approach ensures faster approvals and a seamless borrowing experience.

With IDFC FIRST Bank, you can leverage your Aadhaar card to apply for a personal loan online, saving time and effort while enjoying competitive interest rates and flexible repayment options.

FIRSTmoney smart loans: Who can apply for it?

A FIRSTmoney smart Personal Loan is an innovative loan solution for meeting various financial requirements. The smart loan is designed for salaried and self employed individuals with a credit score of 730 and above who are aged between 21 to 60 years The loan amount that is approved is based on your credit profile and CIBIL score.

Upon satisfying all of the above-mentioned criteria and based on your creditworthiness, you can get a FIRSTmoney smart personal loan of up to₹10 lakhs with the flexibility to repay your loan anytime without any foreclosure charges. 

How to apply for FIRSTmoney smart loans online?

Applying for FIRSTmoney smart loan is a breeze and all you need is to follow these steps:

• Start by scanning the QR code or clicking loan from your smartphone.
• Register using your mobile number and confirm basic/personal details to check your eligibility.
• Select the loan amount of your choice and choose flexible repayment terms.
• Link your bank account where you wish the funds to be disbursed.
• Complete the video KYC verification process with your physical PAN card.

Why choose FIRSTmoney smart loans over others?
 

ZERO foreclosure charges

FIRSTmoney loans have a zero-foreclosure charge policy, which means you can foreclose the loan before your repayment period ends without incurring any charges. You can end your financial liabilities anytime by paying off the outstanding amount.

Easy on demand loan

FIRSTmoney gives you the flexibility to opt for additional loan with just a few clicks to you’re your extra fund requirements.

One-time setup of the loan with no maintenance charges

With FIRSTmoney, IDFC FIRST Bank will offer you a sanctioned loan amount based on your creditworthiness. There are no maintenance charges that you have to incur on yourloan. All you need is to pay a one time processing fee while applying for the loan.

Instant approval and swift disbursal

The completely digital application journey makes it convenient for you apply for a FIRSTmoney smart loan. The approval and disbursal processes are quick and convenient, and once the documents are verified, you can obtain a single loan or multiple on-demand loans based on your requirments.

Making a suitable choice

While Personal Loans are a preferred way to meet urgent fund requirements, lengthy paperwork is not something you would want to get stuck with. A FIRSTmoney smart Personal Loan not just offers better loan terms but is also much easier to apply for as compared to traditional Personal Loans, making it the smarter financial choice to take care of your expenses.

You can get an instant cash loan easily with minimal documentation using your Aadhaar card

Explore our options for ₹50000 personal loan, and ₹60000 personal loan.