IDFC FIRST Bank Pratham–Savings Account

A zero balance savings account that’s got your needs covered.
*Available only in select locations.

Zero balance savings account

No hidden charges

Multiple channels of banking

Make quick transactions at any MicroATM

Zero balance savings account

No hidden charges

Multiple channels of banking

Make quick transactions at any MicroATM

Interest rates like never before on your savings account

Balance in ₹

Rate of Interest (% p.a.)

<= ₹ 1 Cr

6.00%

> ₹ 1 Cr <= ₹ 5 Cr

5.00%

> ₹ 5 Cr <= ₹ 10 Cr

4.00%

> ₹ 10 Cr

3.50%

Interest will be calculated on progressive balances in each Interest Rate Slab as applicable

Benefits exclusively for you

Optimal fund usage

The money can be used any way required-with no minimum balance requirements.

Earn interest

Earn interest on your account balance. Make the money earn resulting in more savings – to meet future needs and requirements.

Bank-in-a-box

Deposit, withdraw or transfer money, pay bills, get mini-statements and account balances.

Fees & Charges Check the fees & charges applicable
for different types of accounts

Contact Us Need to get in touch with us,
check the various modes of connecting with us

Frequently Asked Questions

Know more about IDFC FIRST Bank Savings Account Interest Rates

IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer one of the industry’s best savings account interest rates at 6% p.a. , for balances up to Rs 1 Cr.

What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every 3 months.

Hurry and make the most of this unique opportunity. Click here to know more.

Please note that interest rates are subject to periodic change.

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