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Get a Basic Savings Bank Deposit
Account - IDFC FIRST Pratham

Enjoy all basic banking facilities with ease

Get a Basic Savings Bank Deposit Account - IDFC FIRST Pratham

Monthly Interest Credit on Savings
Rupay Classic Debit Card
Quick transactions at any Micro ATM
Interest rates of up to 7.00%

Monthly Interest Credit on Savings
Rupay Classic Debit Card
Quick transactions at any Micro ATM
Interest rates of up to 7.00%

Overview
Eligibility
FAQS

Why IDFC FIRST Bank Pratham Savings Account?

Experience the benefits of saving with no worries, with our zero balance savings account. When you open your Pratham Savings Account, you get up to 7.00% interest rate on your balance, easy access to your account through multiple channels of banking, quick transactions at any Micro ATM and many more, at no hidden charges. You also gain complete access to Digital banking and you can avail all other regular benefits of this zero balance savings account.Read More

Note - Pratham Savings Account is a Basic Saving Bank Deposit Account (BSBDA). This account can be opened by customers who do not hold any other savings bank account in IDFC FIRST Bank or any BSBDA Account with any other bank.

We also offer Small Basic Savings Deposit Account. This is a zero balance account which can be opened for all eligible customers who do not have an existing savings account with IDFC FIRST Bank or any other bank. Please visit the nearest branch to know more details.Read Less

Enjoy the benefits of a Basic Savings Bank Deposit Account

Interest up to 7.00%

View All Interest Rates

Monthly Interest Credit on your Savings Accounts

Earn interest on interest with IDFC FIRST Bank
Monthly interest credits versus the industry norm of quarterly interest credit

Know More

Monthly Interest Credit on your Savings Accounts

IDFC FIRST Bank Pratham Savings Account with Rupay Classic Debit Card

Daily ATM Withdrawal limit of ₹25,000/-
Daily POS limit of ₹1,00,000/-
Free personal accidental insurance cover
of ₹2 lakhs

RuPay Classic
Debit Card

ELIGIBILITY

Who Can Apply?

Indian citizens
Residents of India

Documentation

For Physical Bank Account Opening:

Passport-size photograph
PAN Card/Form 60
Any one of the following document:

- Aadhaar Card
- Passport
- Voter’s Identity Card (Election Card)

- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government

- Letter issued by the National Population Register containing details of name and address.

FEES & CHARGES

Find out about our minimal and transparent fees & charges

View Fees & Charges

FREQUENTLY ASKED QUESTIONS

What is the frequency of interest pay-out?

Interest earned on your balance is credited to your account on a monthly basis.

How does the monthly interest credit for savings account work?

For the convenience of our customers, the Bank will credit interest to customers’ savings accounts on a monthly basis. The earlier facility of interest credit on quarterly basis on savings accounts will be discontinued from June 30, 2021. The Bank is among the few in the industry to offer monthly interest credit on savings accounts.

What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Pratham Savings Account?

There is no minimum balance requirement for this account. Please click here to see the applicable Schedule of Charges.

Hurry! Make the most of this unique opportunity. Click here to know more.

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