What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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- Accounts
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Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
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Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
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Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
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Corporate Lending
IDFC FIRST Bank Lending
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Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading
Account - Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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SCHEDULE OF CHARGES FOR IDFC FIRST VISHESH/VISHESH ALSA/PARAM/PARAM ALSA/SHAKTI/PRATHAM (BSBDA)
Schedule of charges
| Cheque Return – Deposited | FREE | Cheque Return – Issued | FREE |
| Re-issue of Cheque Book | FREE | DD payable at branch locations | FREE |
| Replacement of Debit Card | FREE | Annual Debit Card fees | FREE |
| ATM Transaction Charge at any ATM in India |
FREE | Balance Enquiry (Branch/Channels) | FREE |
| IMPS (outward & inward) | FREE | Balance Certificate issuance | FREE |
| NEFT (outward & inward) – Online & at Branches | FREE | Interest/TDS Certificate issuance | FREE |
| RTGS (outward & inward) – Online & at Branches | FREE | Account closure | FREE |
| Cheque book re-issuance | FREE | ECS return | FREE |
| SMS Alerts | FREE | Stop payment of cheque | FREE |
| Cash deposit & withdrawal at branches (by number) | FREE | International ATM/ POS transaction* | FREE |
| Cash deposit and withdrawal at branches (by value) | FREE | Decline charges for insufficient balance at ATM | FREE |
| Debit Card – Issuance, Renewal, Replacement | FREE | Standing instruction - Set Up/Execution/Amendment | FREE |
| ATM Transactions (financial & non-financial) – Own and other Bank ATMs | FREE | Demand Draft/Pay Order - Cancellation/Revalidation/Duplicate Issuance | FREE |
| Third party Cash deposit and withdrawal at branches | FREE | Photo Attestation | FREE |
| Demand Draft/ Pay Order issuance at Bank locations | FREE | Signature Attestation | FREE |
| Issuance of duplicate statements | FREE | Retrieval of old transactional records | FREE |
| Issuance of Duplicate Passbook & Printing | FREE | Any deliverable returned by courier due to negative reasons charges | FREE |
| Address confirmation | FREE | Phone Banking,Internet & Mobile Banking | FREE |
| Cheque Return (Deposited & Issued) | FREE | Outstation Cheque Collection | FREE |
NON-MAINTENANCE CHARGES
| Savings Account Name | Average Monthly Balance (AMB) | Charges for AMB non-maintenance - Monthly |
| IDFC FIRST VISHESH | ₹5000 |
AMB >= ₹2500/- to < ₹5000/-: ₹75/- AMB < ₹2500/-: ₹200/- |
| IDFC FIRST SHAKTI | ₹100 | ₹20/- |
| IDFC FIRST VISHESH ALSA | Nil | Nil |
| IDFC FIRST PARAM | Nil | Nil |
| IDFC FIRST PARAM ALSA | Nil | Nil |
| IDFC FIRST PRATHAM (BSBDA) | Nil | Nil |
*Forex mark up of 2% of the transaction value will be applicable on International ATM/POS transaction
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges. The charges as indicated above are subject to periodic revision.
