FIRST Millennia
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FIRST Select
FIRST Wealth

Notifications

  • Happy Teachers' Day! Thank you for teaching us the value of Savings

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  • Home Loans, now at 6.90% p.a.

    Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans

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  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Basic Savings Bank Deposit Account Fees & Charges

Details

Minimum Balance Zero  
Charges for non-maintenance-Quarterly(Rs) Not Applicable  
Account Opening Amount Nil. After Account Opening, account has to be funded.  

Cash Transaction

Cash Deposit-Home/Non Home Branch (Monthly) Home Branch:
Number Cap: Free un-limited.
Value Cap: Free unlimited,
  Non-Home Branch :
Number Cap: Free un-limited.
Value Cap: Free Unlimited
Cash Deposit (above free limit) Free
Cash Withdrawal-Home/Non Home Branch Up to 4 times/month-Free
Cash Withdrawal beyond free limit Rs 2 per 1000. Min Rs 50

Payment Service

Intrabank-Fund Transfer-Branch Free
Intra-Bank Fund Transfer -Internet Banking Free
RTGS Payment - Branch/Internet Banking Free (w.e.f. 1st July, 2019)
NEFT Payment - Branch/Internet Banking Free (w.e.f. 1st July, 2019)
IMPS-outgoing Free
DD/PO payable at IDFC FIRST Bank locations 1 DD/month-free. Thereafter, charges as under
Rs.50/- per D.D. up to Rs.10,000/-;
Rs.3/- per thousand rupees or for DD of more than Rs.10,000/-, subject to a minimum of Rs.75/- and maximum of Rs. 10,000/-
DD/PO- Duplicate Issuance/cancellation/revalidation Free
DD/PO payable at Correspondent bank locations Up to Rs. 1 Lakh: Rs. 50+ taxes
Above Rs. 1 Lakh: Rs. 100+taxes

Cheque Drawn on us/deposited/ECS-bounce charge

Cheque Deposited-Outward clearing Rs 50/Instrument
Due to technical reasons Nil.(Except signature mismatch. In case of signature mismatch same charges will be levied)
Cheque Issued-Inward Clearing (Drawn on us) Rs 225
SI return Charges Rs 50/Instrument
ECS Debit Return charges Rs 50/transaction

Collection Services

Intra-Bank Fund Transfer Collection Nil through branch channel
RTGS Collection Free
NEFT Collection Free
ECS Collection - Transaction Free
ECS Collection - Mandate (New / Modify / Cancel/Stop) Rs 50/instance
Cheque collection-local clearing Free
Outstation cheque collection-IDFC FIRST Bank Location Upto Rs.5,000/-: Rs.25/-
Above Rs.5,000/- up to Rs.10,000/-: Rs.50/-
Above Rs.10,000/- up to Rs.1.00 lac: Rs.110/-
Above Rs.1.00 lacs up to Rs.5.00 lac: Rs.225/
Above Rs.5.00 lacs up to Rs.10.00 lac: Rs.250/-
Above Rs.10.00 lacs: Rs.280/-(Max)
Outstation cheque collection-Non IDFC FIRST Bank Location Upto Rs.5,000/-: Rs.25/-
Above Rs.5,000/- up to Rs.10,000/-: Rs.50/-
Above Rs.10,000/- up to Rs.1.00 lac: Rs.110/-
Above Rs.1.00 lacs up to Rs.5.00 lac: Rs.225/-
Above Rs.5.00 lacs up to Rs.10.00 lac: Rs.250/-
Above Rs.10.00 lacs: Rs.280/-(Max)
Outstation cheque collection at correspondent bank location and other location: Non MICR cheque/Non CTS cheque Upto Rs.5,000/-: Rs.25/-
Above Rs.5,000/- up to Rs.10,000/-: Rs.50/-
Above Rs.10,000/- up to Rs.1.00 lac: Rs.110/-
Above Rs.1.00 lacs up to Rs.5.00 lac: Rs.225/-
Above Rs.5.00 lacs up to Rs.10.00 lac: Rs.250/-
Above Rs.10.00 lacs: Rs.280/-(Max)

Debit Card & ATM charges

Issuance charge Nil
Annual Debit card fees Nil
ATM transaction-IDFC FIRST Bank ATMs Financial Transactions: 5 Free per month,
6th onwards Rs. 20 + taxes
Non Financial Transactions: Free & Unlimited
ATM transaction-Non IDFC FIRST Bank ATMs Financial & Non-Financial Transactions: 5 Free per month,
6th onwards Rs 20 + taxes for Financial transaction and
Rs 8 + taxes for Non-Financial transaction
Charges for Add on ATM card Rs. 150/- + taxes
Renewal Fees for ATM card Nil
Re-issuance of card (Lost or damaged) Rs. 200/- + taxes
Card Replacement Fees Rs. 150/- + taxes
Pin Regeneration (Green Pin) Nil
Through Branch: Rs. 50/- + taxes
Daily ATM Limit (withdrawal) Rs. 25000/-
Daily Merchant Establishment point of sale limit/E commerce (spending/purchase) Rs. 100000/-

Cheque Book Issuance

Cheque Book Facility On request. Rs. 2/- per leaf. Min 10 cheque leaves.( Per book)
Cheque Book beyond Free Limit Not Applicable

Miscellaneous Charges

Account Statement Physical (Branch/ Channel) Free by Email-Monthly
Issue of Duplicate/Adhoc statement (Branch/Channel) Rs. 50/- per instance
Issue of passbook facility Nil
Duplicate Passbook Rs. 100/- per passbook. For Previous entries: Rs. 20/- per page
Account Closure Free
SMS/ E mail Alerts SMS – Rs. 15 + taxes per quarter
Standing Instruction: Set Up/Execution/Amendment Free
Bill Payment: Net Banking Free
Bankers Verification (Photo/ Signature/ Address) Attestation: Rs. 100/-
Address confirmation: Rs. 50/- per instance
Balance Confirmation Certificate Free
Record Retrieval Rs. 100/- per instance
Copy of paid cheque: Nil
Interest/ TDS Certificate One copy free/year
Rs. 50/- per certificate for more than one copy in one F.Y.
Stop Payment per Instruction (Particular cheque/Range of cheque) Rs. 50/- per cheque
Rs. 100/- for range of cheque
Balance Enquiry (Branch/ Channels) Free
Activation of dormant/inoperative account Free

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