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Why IDFC FIRST Bank Pratham Savings Account?

Experience the benefits of saving with no worries, with our zero balance savings account. When you open your Pratham Savings Account, you get up to 5% interest rate on your balance, easy access to your account through multiple channels of banking, quick transactions at any Micro ATM and many more, at no hidden charges. You also gain complete access to Digital banking and you can avail all other regular benefits of this zero balance savings account.Read More

Note - Pratham Savings Account is a Basic Saving Bank Deposit Account (BSBDA). This account can be opened by customers who do not hold any other savings bank account in IDFC FIRST Bank or any BSBDA Account with any other bank.Read Less

Apply For Pratham Savings Account

Enjoy the benefits of a Basic Savings Bank Deposit Account

Interest up to 5%

Monthly Interest Credit on your Savings Accounts

  • Earning interest on interest with IDFC FIRST Bank
  • Monthly interest credits versus the industry norm of quarterly interest credit
  • Free and unlimited ATM transactions at any bank anywhere in India
  • Industry best giveaways!


IDFC FIRST Bank Pratham Savings Account with Rupay Classic Debit Card

  • Daily ATM Withdrawal limit of ₹40,000/-
  • Daily POS limit of ₹1,00,000/-
  • Free personal accidental insurance cover
    of ₹2 lakhs


Who Can Apply?

  • Indian citizens
  • Residents of India


  • Passport-size photograph
  • Aadhaar Card
  • Passport
  • Voter’s Identity Card (Election Card)
  • Permanent and valid driving license with photograph
  • Job Card issued by NREGA duly signed by an officer of the State Government
  • Letter issued by the National Population Register containing details of name and address.

Pratham Savings Account Eligibility


Find out about our minimal and transparent fees & charges

View Fees & Charges



What is the frequency of interest pay-out?

Interest earned on your balance is credited to your account on a monthly  basis.

How does the monthly interest credit for savings account work?

For the convenience of our customers, the Bank will credit interest to customers’ savings accounts on a monthly basis. The earlier facility of interest credit on quarterly basis on savings accounts will be discontinued from June 30, 2021. The Bank is among the few in the industry to offer monthly interest credit on savings accounts.

What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Pratham Savings Account?

There is no minimum balance requirement for this account. Please click here to see the applicable Schedule of Charges. 

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