Why IDFC FIRST Bank Pratham Savings Account?

Experience the benefits of saving with no worries, with our zero balance savings account. When you open your Pratham Savings Account, you get up to 5% interest rate on your balance, easy access to your account through multiple channels of banking, quick transactions at any Micro ATM and many more, at no hidden charges. You also gain complete access to Digital banking and you can avail all other regular benefits of this zero balance savings account.Read More

Note - Pratham Savings Account is a Basic Saving Bank Deposit Account (BSBDA). This account can be opened by customers who do not hold any other savings bank account in IDFC FIRST Bank or any BSBDA Account with any other bank.Read Less

Apply For Pratham Savings Account

Enjoy the benefits of a Basic Savings Bank Deposit Account

Interest up to 5%

IDFC FIRST Bank Pratham Savings Account with Rupay Classic Debit Card

  • Daily ATM Withdrawal limit of ₹40,000/-
  • Daily POS limit of ₹1,00,000/-
  • Free personal accidental insurance cover
    of ₹2 lakhs


Earn more with your Pratham Savings Account

Choose account balance

1L 2cr

Number of years planned for savings

1 Year 50 Year

Choose your existing bank interest rate

2.5 % 6 %

Simulation Results:

What you earn with IDFC FIRST Bank Savings A/c -

What you currently earn with your existing bank -

What you can earn more with our bank -

  • Mangina
    Mangina Surya Venkata Nageswararao

    "Whenever I interact with the IDFC FIRST team I get excellent service. I am glad I shifted my Pratham Savings Account to IDFC FIRST Bank."


Who Can Apply?

  • Indian citizens
  • Residents of India


  • Passport-size photograph
  • Aadhaar Card
  • Passport
  • Voter’s Identity Card (Election Card)
  • Permanent and valid driving license with photograph
  • Job Card issued by NREGA duly signed by an officer of the State Government
  • Letter issued by the National Population Register containing details of name and address.

Pratham Savings Account Eligibility


Find out about our minimal and transparent fees & charges

View Fees & Charges



What is the frequency of interest pay-out?

Interest earned on your balance is credited to your account on a quarterly basis.

What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Pratham Savings Account?

There is no minimum balance requirement for this account. Please click here to see the applicable Schedule of Charges. 

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