• Phone
    Customer care hotline 1800 10 888
Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

Why IDFC FIRST Bank Pratham Savings Account?

Experience the benefits of saving with no worries, with our zero balance savings account. When you open your Pratham Savings Account, you get up to 7.25% interest rate on your balance, easy access to your account through multiple channels of banking, quick transactions at any Micro ATM and many more, at no hidden charges. You also gain complete access to Digital banking and you can avail all other regular benefits of this zero balance savings account.Read More

Note - Pratham Savings Account is a Basic Saving Bank Deposit Account (BSBDA). This account can be opened by customers who do not hold any other savings bank account in IDFC FIRST Bank or any BSBDA Account with any other bank.

We also offer Small Basic Savings Deposit Account. This is a zero balance account which can be opened for all eligible customers who do not have an existing savings account with IDFC FIRST Bank or any other bank. Please visit the nearest branch to know more details.Read Less

Apply For Pratham Savings Account

Enjoy the benefits of a Basic Savings Bank Deposit Account

Interest up to 7.25%

View All Interest Rates

Monthly Interest Credit on your Savings Accounts

  • Earn interest on interest with IDFC FIRST Bank
  • Monthly interest credits versus the industry norm of quarterly interest credit

 

Know More
Monthly Interest Credit on your Savings Accounts
visa signature card visa classic card

IDFC FIRST Bank Pratham Savings Account with Rupay Classic Debit Card

  • Daily ATM Withdrawal limit of ₹25,000/-
  • Daily POS limit of ₹1,00,000/-
  • Free personal accidental insurance cover
    of ₹2 lakhs

ELIGIBILITY

Who Can Apply?

  • Indian citizens
  • Residents of India

Documentation

For Physical Bank Account Opening:

  • Passport-size photograph
  • PAN Card/Form 60
  • Any one of the following document:

    - Aadhaar Card

    - Passport

    - Voter’s Identity Card (Election Card)

    - Permanent and valid driving license with photograph

    - Job Card issued by NREGA duly signed by an officer of the State Government

    - Letter issued by the National Population Register containing details of name and address.

Pratham Savings Account Eligibility

FEES & CHARGES

Find out about our minimal and transparent fees & charges

View Fees & Charges

fees-charges

FREQUENTLY ASKED QUESTIONS

What is the frequency of interest pay-out?

Interest earned on your balance is credited to your account on a monthly  basis.

How does the monthly interest credit for savings account work?

For the convenience of our customers, the Bank will credit interest to customers’ savings accounts on a monthly basis. The earlier facility of interest credit on quarterly basis on savings accounts will be discontinued from June 30, 2021. The Bank is among the few in the industry to offer monthly interest credit on savings accounts.

What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Pratham Savings Account?

There is no minimum balance requirement for this account. Please click here to see the applicable Schedule of Charges. 

Hurry! Make the most of this unique opportunity. Click here to know more.

Discover Our Banking Products

personal loan

Personal Loan

Avail loan for all your personal aspiration with hassle-free application process

Apply Now Know More
credit card

Credit Cards

Move to India's best lifetime Credit Card

Know More
fixed deposite

Fixed Deposit

Watch your earnings multiply with competitive interest rates

Book Now Know More

Get in touch with us

Compliment

Add a note of appreciation
Customer Support

Customer Support
Locate Our Branch

Locate our branch