CKYC Registry
Find all the help you need
Scan the QR, get our app, and find help on your fingertips
Support topics, Contact us, FAQs and more
Are you ready for an upgrade?
Login to the new experience with best features and services
Are you ready for an upgrade?
Login to the new experience with best features and services
IDFC FIRST Bank Deposits
View all DepositsIDFC FIRST Bank Loans
View all LoansIDFC FIRST Bank Payments
View all PaymentsIDFC FIRST Bank Cards
View all CardsIDFC FIRST Bank Cash Management Services
View all Cash Management ServicesIDFC FIRST Bank Lending
View allIDFC FIRST Bank Treasury
See more detailsFind all the help you need
Scan the QR, get our app, and find help on your fingertips
Support topics, Contact us, FAQs and more
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Sorry!
We couldn’t find ‘’ in our website
Here is what you can do :
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowNo Joining Fee | No Annual Fee
₹500 gift voucher from choice of brands like - Amazon, Bigbasket, Uber and Lifestyle on spending ₹5,000 within 30 days of card generation*.
*30 days from the day you receive SMS/email confirmation that your card is generated.
Eligibility:
•Spends of ₹5,000 within 30 days of card generation
•Spends is only eligible for Primary Card
Fulfilment:
•After meeting the spends criterion of ₹5,000, you will receive a SMS/email communication (within 4-5 working days) on your registered mobile number/ email with a link to reward section of our mobile banking app.
•Click on the welcome benefit banner to pick a voucher of your choice. The voucher will be available for redemption up to 90 days of receiving the SMS/email.
Exclusion
•Not applicable on UPI, Add-on card transactions, wallet load, EMI converted transactions & ATM cash withdrawal.
•If any of the transactions are reversed/cancelled/ disputed by the cardholder or merchant, that transaction will be excluded.
Know More
Enjoy 5% cashback of up to ₹1,000 on your first EMI transaction within the first 30 days card generation*.
*30 days from the day you receive SMS/email confirmation of card generation.
Eligibility:
•This offer is applicable only on first EMI conversion within first 30 days of card generation.
•A transaction above ₹2,500 and above can be converted into EMI
Fulfilment:
•Eligible customers will receive cashback within 90 days of the offer end date
Exclusion:
•Transactions done on gold and jewellery are not eligible for EMI conversion
•If the customer is delinquent at the time of offer fulfilment, that customer will not be eligible for the offer
•If any of the transactions are reversed/cancelled/foreclosed by the cardholder or merchant, that EMI transaction will be excluded. Similarly for any disputed transaction by the cardholder, that EMI transaction will be excluded
Know More
Enhance your travel experience with 2 complimentary visits to domestic airport lounges every quarter
• Click here for available lounges
• Tired of long queues? Book your lounge visit in advance and fast-track your entry
• Need assistance for advance booking/checking your available quota? – Click here for knowledge guide
Disclaimer: Spend ₹20,000 in the current calendar month to avail the benefit in the next month.
Last-minute change of plans? Get reimbursed up to ₹10,000 on non-refundable hotel and flight cancellations
• The maximum cover amount of ₹10,000 can be used for up to two claims during the policy period. The benefit can be shared between the Primary & Add On cardholders.
• For more details and to know more about the claim process.
Enjoy 4 complimentary golf rounds and 12 complimentary golf lessons a year across the globe
• India Golf Program Know More
o 4 complimentary rounds of green fees per calendar year (1 round in a 1 calendar month)
o 12 complimentary golf lessons per calendar year (1 lesson per calendar month)
• APAC Golf Program Know More
o 50% Off on Golf rounds or lessons across Australia, Bangladesh, China, Hong Kong, Japan, Macao, New Zealand, South Korea, Sri Lanka, and Taiwan
above ₹2,500 on the bank’s OTP page
starting at just 8.5% per annum
from ATMs for up to 45 days *one-time cash withdrawal fee of ₹199 + GST applicable
on incremental spends above ₹20,000 per statement cycle and spends done on your birthday.
on spends till ₹20,000 in a statement cycle
on Insurance premium payments and Utility bill payments
1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25
Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption.
Reward program not applicable on Fuel, EMI transactions & Cash withdrawals.
Rental & Property Management, Government Services, Education, Wallet Load, Utility and Insurance. These transaction will not be counted towards 10X spends milestone.
1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25
Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption.
Reward program not applicable on Fuel, EMI transactions & Cash withdrawals.
Rental & Property Management, Government Services, Education and Wallet Load transactions will earn 3X reward points. These transactions will not be counted towards 10X spends milestone.
1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25
Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption.
Reward program not applicable on Fuel, EMI transactions & Cash withdrawals.
Insurance and utility transactions will not be counted towards 10X spends milestone.
Lifetime-free credit card!
Convert all transactions above ₹2,500 into EMIs
Every deal gets sweeter with the FIRST Select Credit Card
Joining and Annual Fees
Interest rates /Annual Percentage Rate (APR)
Forex Markup
on international transactions
Cash Withdrawals
Across domestic and international ATMs
Earn Bonus Reward Points on booking flights and hotels via 'Travel and Shop' section on IDFC FIRST Bank Mobile App
Open the IDFC FIRST Mobile Banking App
Tap ‘Travel & Shop’ in the menu
Choose Hotels or Flights and Book
Sweeter benefits await
Manage Your Card:
Access your virtual credit card, view transaction details, e-statements, and outstanding amounts seamlessly.
Control Usage:
Instantly manage your credit card settings, including online, contactless, and international transactions, or set/reset your card PIN.
Convenient Repayments:
Pay your credit card bill effortlessly through multiple options or set up autopay for hassle-free repayments.
Exclusive Offers:
Discover curated merchant offers and redeem your Reward Points for exciting deals.
Learn all about credit cards
The FIRST Select Credit Card offers numerous perks - travel, rewards and UPI convenience, with zero annual fees.
Unlock premium benefits of the FIRST Select Credit Card by meeting some simple eligibility criteria.
Important steps to take to prevent your credit card from getting declined when you travel abroad.
All
Fee and Card Usage
Redesigned Card
Benefits
Airport Lounge
CFAR
Credit Limit
Reward Points
No, the IDFC FIRST Select Credit Card is lifetime-free. You do not have to pay any joining, membership, or annual fees at any point. This feature allows you to enjoy premium benefits without incurring extra costs, making the card accessible and cost-effective for long-term usage. To know more about lifetime-free credit cards, click here.
The interest rate on your IDFC FIRST Select Credit Card ranges from 8.5% to 46.2% per annum. The actual APR applied depends on your credit score, repayment history, and usage pattern. Maintaining responsible usage and timely repayments can help you secure a lower applicable interest rate.
Yes, you can use your IDFC FIRST Select Credit Card to withdraw cash from ATMs across India and abroad. Cash withdrawals are interest-free for up to 45 days, but a nominal transaction fee of ₹199 plus GST is applicable for each withdrawal, irrespective of the amount withdrawn.
Here are the various ways to generate PIN for the IDFC FIRST Bank Select Credit Card
Net Banking
Pre-login
• Click on ‘Generate Credit Card PIN’ on the pre-login page [https://my.idfcfirstbank.com/login]
• Enter your customer ID and credit card number and click on ‘Get OTP’
• Verify using the OTP sent on your registered mobile number
• Enter and re-enter a PIN of your choice and click on ‘Confirm’
• Your credit card PIN is set
Login
• Login to your Net Banking account
• Select ‘Credit Cards’
• Select ‘Set new PIN’
• Enter and re-enter a PIN of your choice and click on ‘Get OTP’
• Please verify using the OTP sent to your registered mobile number
• Your credit card PIN is set
Mobile Banking App
Pre-login
• Select the browse icon from the top menu on the login page
• Enter your customer ID and credit card number and click on ‘Get OTP’
• Verify using the OTP sent to your registered mobile number
• Enter and re-enter a PIN of your choice and click on ‘Confirm’
• Your credit card PIN is set
Login:
• Login to Mobile Banking App
• Access the ‘Credit Card’ section
• Select ‘Set new PIN’
• Enter and re-enter a PIN of your choice and click on ‘Get OTP’
• Your credit card PIN is set
Customer Care:
• Dial our Customer Care number and follow the instructions to generate the PIN.
You must enter your PIN to complete transactions within India, as it serves as a security measure to confirm that the payment is authorised by you. While using your card in foreign countries, PIN entry is required only if the POS terminal supports PIN-based authentication.
You can also make payments using the tap-and-go (contactless) feature, which must be activated through the IDFC FIRST Bank mobile banking app. This method allows payments of up to ₹5,000 per transaction.
Once your IDFC FIRST Select Credit Card is activated, spend ₹5,000 or more within 30 days to receive a ₹500 gift voucher from leading brands such as Amazon, BigBasket, Uber, or Lifestyle. Additionally, enjoy 5% cashback up to ₹1,000 on your first EMI transaction made within 30 days of card activation.
The IDFC FIRST Select Credit Card comes with benefits like discounts on 300+ brands, movie tickets, and complimentary airport lounge access, among others.
• Travel: Leverage exclusive deals on platforms like EaseMyTrip, Adani One, Goibibo, and Ixigo.
• Shopping: Avail discounts at top brands such as TataCliq, Croma, Myntra, and Lifestyle.
• EMI offers: Enjoy no-cost EMI options on purchases from LG, Vijay Sales, Pepperfry, and Oppo.
• Dining: Treat yourself to exciting offers on Zomato, District, Faasos, Domino’s, and more.
In addition, get railway lounge visits, travel insurance, wellness benefits, and in-app offers on your favourite brands—all year long.
The IDFC FIRST Select Credit Card charges a low forex markup of just 1.99% on international transactions. This makes overseas travel and foreign online purchases more affordable.
Whether you’re spending abroad or shopping on international platforms from India, you enjoy minimal currency conversion charges with this premium credit card.
Enjoy a Buy-One-Get-One free movie ticket offer with your IDFC FIRST Select Credit Card through the Zomato-owned District app. The offer provides a discount of up to ₹125 on the second ticket and can be availed twice per month, making movie nights more fun and budget-friendly.
Yes, you get 2 complimentary lounge visits per quarter at domestic airports with the IDFC FIRST Select Credit Card. To qualify, you need to spend ₹20,000 or more in the current calendar month. Once eligible, your access gets activated in the next month, offering a relaxing travel experience.
Yes, you can earn reward points on your IDFC FIRST Select Credit Card as follows:
• 10X reward points (never expiring points) on spends above ₹20,000 in a statement cycle and on your birthday.
• 3X reward points on total spends of up to ₹20,000 per statement cycle.
• 3X reward points on specific categories like education, wallet loads, government payments, rent, and property management/purchase.
• 1X reward point on utility and insurance payments (these categories are excluded from the 10X milestone calculation).
• No reward points are awarded on EMI transactions, cash withdrawals, and fuel purchases,
You can still utilize the remaining quota of lounge visits for the quarter by spending in the current month and avail the benefits in the last month of the quarter. There will be no carryover of the quarterly quota.
a. You can check your lounge activation status on www.dreamfolks.in
b. IDFC FIRST Bank will inform customers via email in the first week of every month
a. You will be eligible for CFAR If you have made at least 1 transaction on your IDFC FIRST Select Credit Card in the calendar month preceding the start of the policy period. For example, spends in June 2023 will make you eligible for policy period 1st July 2023 till 30th April 2024.
b. IDFC FIRST Bank will inform all customers at the start of the policy
Once the policy is issued, it is not mandatory to transact every month in the policy period to keep it active.
For availing the CFAR benefit, both bookings and cancellations must be made within the policy period.
CFAR is a complimentary benefit offered to select IDFC FIRST Credit Card holders at no additional cost.
As this is a complimentary benefit available to select customers, coverage will be applicable as per the specified terms and conditions.
Both refundable and non-refundable flight tickets are eligible for claims under CFAR. However, only the non-refundable portion of the ticket will be reimbursed to you.
You can make a CFAR claim only twice in a policy period. No further claims are covered.
If you are applying for your first IDFC FIRST Bank unsecured credit card, you will get a credit limit as per our internal policies.
If you already have an IDFC FIRST Bank unsecured credit card, your new credit card will also have the same credit limit. However, the limit will be shared across all unsecured credit cards.
Yes. You will earn:
- 10X reward points for incremental spends above ₹20,000 in a statement cycle and on your birthday
- 3X reward points on spends up to ₹20,000 in a statement cycle
- 3X reward points on Education, Wallet Load, Government, Rent and Property Management/Purchase transactions
- 1 reward point on utilities and insurance transactions
The reward points you earn stay with you forever, as long as the card is active.
Categories not included in the 10X Reward Points threshold, include Rental & Property Management, Utility, Insurance, Government Services, Education and Wallet Load. Reward points will not be earned on spends converted to EMI, Cash Withdrawal, Fuel, Fee, and Charges.
1X equals 1 reward point for every ₹150 spent in a transaction. The value of 1 reward point is ₹0.25.
Yes, certain transactions are excluded from earning 10X reward points on the IDFC FIRST Select Credit Card. These include payments related to education, wallet loads, government services, rent, and property management or transactions like fuel, EMI transactions & cash withdrawals, utility and insurance payments. Regular eligible spends continue to earn accelerated rewards as per the card’s defined earning structure.
You can redeem reward points earned on the IDFC FIRST Select Credit Card through the FIRST Rewards portal or mobile banking app. Visit the portal, choose from options like e-vouchers, gift cards, or flight bookings, and follow the steps to redeem. A handling fee of ₹99 + GST applies per redemption. These points never expire, allowing flexibility in usage.
No, the reward points earned on your IDFC FIRST Select Credit Card do not expire. You can accumulate them over time and redeem them whenever you choose, without worrying about expiry. This flexibility allows you to maximise the value of your rewards based on your personal spending and preferences.
Reward points earned on your IDFC FIRST Select Credit Card are credited at the time of your monthly statement generation. Once the statement is generated, the corresponding reward points become available in your account, ready to be redeemed as per your preference through the Bank’s rewards platform or app.
Our new card design draws inspiration from our customers—their journeys, achievements, and cherished memories. This refreshed look is available only on cards issued from December 24, 2024, onwards.
Please note: All existing IDFC FIRST Select Credit Cards will remain active and retain the same features and benefits.
Apart from complimentary lounge access, the IDFC FIRST Select Credit Card offers several travel-related benefits. Cardholders can enjoy a low 1.99% forex markup on international transactions, making it ideal for overseas travel. Additionally, you get CFAR (Cancellation for Any Reason) trip cancellation benefit of up to ₹10,000 for hotel & flight bookings, covering your last-minute change in plans. You can access exclusive travel deals and discounts on platforms like EaseMyTrip, Goibibo, and Ixigo. Complimentary travel insurance coverage further enhances the card’s value for frequent travellers, offering convenience during international trips.
The IDFC FIRST Select Credit Card includes a comprehensive suite of insurance benefits. These include an air accident cover, personal accident cover , CFAR (Cancellation for Any Reason) trip cancellation benefit, purchase protection, credit shield, and lost card liability cover to protect against unauthorised transactions, and comprehensive travel insurance for added peace of mind during international travel. Additionally, it offers 24/7 roadside assistance to ensure help is available in case of vehicle breakdowns, making it a well-rounded card for safety and convenience on the go.
The IDFC FIRST Select Credit Card offers complimentary lounge access at domestic airports in India only. Currently, it does not provide free access to international airport lounges. However, it is a valuable travel credit card with a low forex markup and comprehensive travel-related benefits.
The IDFC FIRST Select Credit Card offers two complimentary domestic airport lounge accesses per quarter (eight annually) on a minimum spend of ₹20,000 in the previous calendar month. Additional visits beyond the complimentary quota will incur charges, which are billed to your card. To access the lounge, present your card and a valid boarding pass for travel on the same or next day.