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Travel Insurance

Travelling abroad should be memorable, every single time. Whether you are travelling alone or in a group, on work or a vacation. But what if there is an unfortunate incident during your treasured trip? How do you protect yourself in such a case? Read More

Presenting SBI General's Travel Insurance Policy (Business& Holiday). Providing comprehensive cover for you and your family when you are globetrotting, it protects you from medical and other financial emergencies during your trip abroad. Letting you enjoy your trip without any undue worry.Read Less

FEATURES

PLAN OPTIONS/VARIANTS

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    Single Trip/Multi-trip

    • Covers you for
      • Medical Expenses including Evacuation & Repatriation (Basic Coverage)
      • Personal Accident
      • Loss of Passport
      • Golfer’s Hole-In-One
      • Home Burglary Insurance
      • Loss of Checked Baggage
      • Trip Cancellation
      • Trip Curtailment
      • Missed Connection
      • Delay of Checked Baggage (Baggage delay payment at the rate of US $200 per 12 hrs)
      • Hijack Cover (Hijack Cover at the rate of US $ 200 per 24 hrs)
      • Trip Delay (Trip Delay at the rate of US $ 200 per 12 hrs)
      • Hospitalisation Daily Allowance ( cash at the rate of US $ 50 per day)
      • Bail Bond
      • Emergency Cash Advance
      • Personal Liability

Eligibility

Eligibility

  • The Travel Insurance Policy can be bought by any permanent Indian resident aged between 6 months to 70 years travelling abroad for Business and/or Holiday purposes.

Exclusions

  • Pre-existing disease
  • Travelling against the advice of a Physician
  • Suicide attempted suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness or the abuse of the drugs
  • Naval, Military or Air force operations
  • No claim will be paid if arising from War, invasion, acts of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalisation or requisition of or destruction of or damage to property by or under the order of any government or local authority.
  • Ionising radiation or nuclear exclusion
  • Travelling in aircraft not properly licensed to carry passengers
  • Participation in winter sports, mountaineering (where ropes or guides are customarily used), riding or driving in races or rallies, professional sports or any other hazardous sports
  • Criminal or illegal act
  • The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings

Documentation

For paper based transactions

  • Travel Proposal form
  • KYC Documents : Passport copy

Bajaj Allianz life Smart Protect Goal

Disclaimer

The information must be read in conjunction with the product brochure and policy document. In case of any conflict between the Customer Information Sheet and the policy document the terms and conditions mentioned in the policy document shall prevailRead More

SBI General Insurance Company Limited I Corporate & Registered Office: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai - 400 069. | For more details on risk factors, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license. Website: www.sbigeneral.in Toll free: 18001021111 Travel Insurance (Business and Holiday). UIN - SBITIOP1401V011314Read Less

FREQUENTLY ASKED QUESTIONS

What are the terms for extension in Policy Duration?

Following are the terms of extension: With prior approval of the Insurer and on payment of extra premium:- Extension in Policy duration is only permissible in single trip insurance for a maximum 180 days subject to the condition that total Policy duration after extension shall not be more than 270 days. The premium for extension of Policy duration will be difference of full extended period premium minus premium received till date. Automatic extension: - This extension is over and above extension of the Policy duration after prior approval for a period not exceeding 7 days if necessitated by delay of public transport services beyond the control of the Insured person. This automatic extension will be free of any charge.

Is FIR required on occurrence of accident?

FIR (First Information Report) is required in cases of: Loss of passport Claim under Home burglary insurance Bail Bond Accidental Claims under Personal accident section Personal liability Financial emergency

What happens if flight is delayed?

Subject to all other terms and conditions, if the aircraft on which the Insured person is booked to travel from India is delayed beyond 12 hours than the original scheduled departure time, the Insurer will pay US $ 200 for every 12 hours delay in excess of first 12 hours, subject to the maximum amount mentioned in the Policy Schedule. However, the Insurer will not pay, for any departure which is delayed as a result of the Insured person or any other person who is to travel with him failing to check-in correctly as required by the airlines for any delayed departure caused by strike or industrial action known to exist or was anticipated at the time the trip was booked if the aircraft is taken out of service on the instructions of the Civil Aviation Authority or similar authority