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IDFC FIRST Bank’s Vishesh Savings Account gives you access to some amazing benefits. When it comes to your finances, you need a strong and secure banking partner. Read More
Secure your finances and enjoy the many benefits such as Personal Accidental Insurance Cover of ₹2 lakhs*, Daily ATM withdrawal limit of ₹50,000 and POS limit of ₹1 lakh, and much more with IDFC FIRST Bank Vishesh Savings Account.Read Less
For Physical Bank Account Opening:
- Aadhaar Card
- Passport
- Voter’s Identity Card (Election Card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address.
A Savings Account is a product offered by banks to help save money, and earn interest on it. IDFC FIRST Bank offers 24x7 access to your Savings Account so you can access your funds anytime and make withdrawals whenever you need funds.
Interest earned on your balance is credited to your account on a monthly basis.
With an IDFC FIRST Bank Savings Account, experience the joy of earning Monthly Interest Credits on your Savings Account. You earn 'interest on interest' with the power of monthly compounding. IDFC FIRST Bank is one of the only universal banks to offer this feature, against the standard practice of crediting interest on your Savings Account every quarter.
Monthly compounding interest pay-out is better for you than Quarterly interest pay-out because when you get interest credit in Month 1, the interest for Month 2 is paid on your opening balance + interest received in Month 1 and so on. So, you earn more on your savings!
A minimum amount of ₹5,000 is required to open a Vishesh savings account with IDFC FIRST Bank. You can choose to open an account with higher amount to get better interest earned.
The average monthly balance required is ₹5,000. Please click here to see the applicable Schedule of Charges.
Vishesh Platinum Rupay Debit Card
We offer multiple methods to track your IDFC FIRST Bank Savings Account. Here are a few ways you can do it: