Find all the help you need

Scan the QR, get our app, and find help on your fingertips

apple-logo playstore-logo
Download our app

Help Center

Support topics, Contact us, FAQs and more

Accounts
Deposits
Loans
Wealth & Insure
Payments
Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Apply for a Marriage Loan

Weddings can be expensive, with couples often spending 20-30% more than expected due to unforeseen costs. Not everyone has immediate access to the cash required to cover all wedding expenses. This is where a loan for marriage from a FIRSTmoney can be a game-changer. A wedding loan helps you manage the costs of your special day without breaking the bank.

What is a FIRSTmoney Wedding Loan and How Does It Work?

A FIRSTmoney wedding loan is a personal loan that can be used to cover expenses like venue bookings, catering, jewellery, flowers, and more. Unlike a traditional loan, FIRSTmoney is fully digital, offers quick approval, and instant access to cash without documentation. You can also avail more funds easily, to meet additional cash requirements without starting over the application process from scratch. This flexible option ensures that you cover unexpected and immediate wedding costs.

For example, you are planning a wedding with expected cost of ₹8 lakhs. Initially, you may only need ₹50,000 for the venue deposit, but as your wedding planning progresses, you can easily opt for extra loan in just a few click to meet additional cash requirements

Features of a FIRSTmoney wedding loan

Benefits of a FIRSTmoney Marriage Loan

Why Choose a Wedding Loan from FIRSTmoney?

A wedding loan from FIRSTmoney can provide the funds you need for your big day without the hassle of high-interest credit cards. This marriage loan interest rate is more affordable, and flexible allowing you to borrow what you need when you need it. The process is entirely online, from application to approval, with no need for collateral or security.

Marriage Loan Eligibility and Documentation

Marriage Loan Eligibility Criteria

To be eligible for a marriage loan, applicants must meet the following conditions:

  • eligibility Employment Status: Both salaried and self-employed individuals can apply.
  • eligibility Age: Applicants should be between 21 and 60 years old.
  • eligibility Credit Score: A CIBIL score of 730 or higher is recommended for the best marriage loan interest rates and approval chances.
Required Documentation for Wedding Loan
  • Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.
Eligibility

How to Apply for a Marriage Loan Online

Once verified, the loan for marriage amount will be credited to your account within 24 hours.

Our App Ratings

1.74 million+

Happy users

4.9

Play Store

4.8

App Store

Personal Loan for Wedding - Fees and Charges

Personal Loan for Wedding - Fees and Charges

Enjoy competitive interest rates and minimal charges

Frequently asked questions

What is a marriage loan?

A marriage loan is a type of personal loan specifically designed to cover wedding-related expenses like venue booking, catering, jewellery, clothing, and more. With FIRSTmoney, you can access loans up to ₹10 lakhs with the ability to avail more funds easily with just a few clicks, to meet additional cash requirements.

How much marriage loan can I get?

The amount of a marriage loan depends on factors such as your income, credit score, and repayment capacity. FIRSTmoney offers loans of up to ₹10 lakhs for meeting marriage expenses.

How to calculate marriage loan EMI?

You can calculate your marriage loan EMI using an online personal loan EMI calculator. Input the loan amount, marriage loan interest rate, and tenure to get an accurate EMI figure.

What documents are required for a wedding loan?

You will need your PAN card to complete the video KYC process during your marriage loan application. The process is entirely digital and paperless.

What is the interest rate on a marriage loan?

The marriage loan interest rate with IDFC FIRST Bank starts at 9.99% per annum, depending on the loan amount, tenure, and your credit profile.

What are the eligibilty criteria for a Marriage Loan?

To be eligible for a marriage loan, applicants must be aged between 21 to 60 years. A minimum credit score of 730 is required to qualify for the loan. Additionally, applicants should have a stable income source, either as a salaried employee or self-employed, and must provide proof of income and employment.

What is the salary requirement to get a marriage loan?

The minimum salary requirement typically starts at around ₹15,000 per month. This requirement may vary based on the applicant's profile, credit history, and overall financial stability. Higher income levels may also qualify you for larger loan amounts. Click here for personal loan eligibility calculator

What is the Processing Fee for a marriage Loan?

The processing fee for a marriage loan at IDFC FIRST Bank is up to 2.0% of the loan amount. This fee is non-refundable and is charged at the time of loan disbursement. It's advisable to check with the bank for any promotional offers that might reduce this fee.

What is the repayment tenure for a marriage loan?

The repayment tenure for a marriage loan can range from 9 to 60 months, allowing borrowers to choose a tenure that best fits their financial situation. Flexible repayment options can help manage monthly budgets effectively, and early repayment options may also be available without penalties.

Different Types of Personal Loan for you