Zero Charges on 28 Commonly Used Savings Account Services
Customer care hotlineCall 1800 10 888
Freedom current accounts gives you real freedom to operate the account with zero transaction charges on more than 50+ banking services along with amazing features and benefits like Internet & Mobile Banking Platform, Trade Forex Solutions, GPS-enabled doorstep banking, payment and receivable solutions, and much more.
ZERO Charges: Enjoy 50+ common banking services without fees
Free Cash Deposit: Free cash deposit up to ₹30 Lakhs per month.
Debit Card:Free Visa Business Signature card with unlimited ATM transactions
All-in-one app: A single app with 100+ features that meet both personal and business financial needs
WhatsApp Banking: Access your accounts anywhere, anytime. Just send a 'hi' to 95555 55555 to get started
Beyond Banking Services: We offer 100+ Beyond Banking offerings to suit your enterprise's needs, including ERP, HRMS, Payroll, Taxation, Legal, Cloud Services, CoWorking Spaces, etc.
Experience hassle-free banking with zero transaction charges and enjoy exclusive benefits like:
Make the most of your international trade with no transaction processing charges. Our one-of-a-kind Trade Account offers many benefits such as:
Sole proprietorship
Partnership
A Current Account is an account that is used by business enterprises or self-employed professionals to carry out business-related transactions. It allows businesses to carry out a higher number of transactions daily.
Freedom Current Account is a type of a Current Account specially designed for Exporters, Importers and Service providers.
You can open an IDFC FIRST Bank Freedom Current Account by visiting your nearest bank branch or click here to apply online.
Anyone who meets any of the following requirements can apply:
- Self-employed professionals
- Hindu Undivided Family (H.U.F.)
- Sole proprietorship
- Partnership
- OPC / Private Limited Company
- Limited Liability Partnership
Click here to view the complete list of documents required to open a Freedom Current Account
Yes. With BRAVO feature, you can enjoy interest on Freedom Current Account. BRAVO feature allows you to set up an Auto Sweep into FD limit, with no penalty on premature FD breakage. Click here to know more about the ‘BRAVO’ feature for Current Account
The minimum Average Monthly Balance required for the IDFC FIRST Bank Freedom Current Account is ₹2 Lakh.
The average monthly balance is calculated by taking the average of end of the day/ daily closing balances in your Current Account, in a given month. E.g. For a 31-day month, the average is calculated by adding the closing day balances for all the days in the month and dividing it by 31.
After opening a Freedom Current Account with IDFC FIRST Bank, you can avail of below benefits:
- Zero Charges on NEFT, RTGS, IMPS transactions
- Higher Cash Deposit Limit of up to ₹30 Lakhs
- Free Visa Signature Debit Card
- State-of-the-art Mobile Banking App & Net Banking platform
- Anywhere banking without restrictions
After opening a Freedom Current Account with IDFC FIRST Bank you will receive a Welcome Kit which includes- Welcome Letter, Code of Conduct, Cheque-book and Debit Card.
You can deposit free cash deposit up to ₹30 Lakhs per month in Freedom Current Account.
IDFC FIRST Bank has minimal and transparent fees & charges. Click here to view.
Yes, every Branch is a Home Branch with IDFC FIRST Bank which means you can get banking service like cash deposits or withdrawals at any IDFC FIRST Bank branch in the country. These services are provided without any additional charges.
Current Account can be accessed through the following digital modes:
- Internet Banking & Mobile Banking
- 24x7 Banker on Call 1800-10-888
- Alerts through Email and SMS
- WhatsApp Banking & Bitly Banking
IDFC FIRST Bank Beyond Banking offers premium banking services with 100+ partners. You can benefit from 150+ offers across ERP & Accounting, HRMS Solutions, Legal, E-commerce, Logistics and Travel, and more.
Click here to view the Beyond Banking offers.
Below are some of the digital payment and collection solutions available with IDFC FIRST Bank Freedom Current Account:
Payment Solutions | Collection Solutions |
NEFT/RTGS/IMPS | UPI-QR |
Debit Cards | POS Machine |
E-commerce payments using Net Banking | Doorstep Banking services with live tracking facilities |
Bill Payments | Payment Gateway |
Bulk transaction facility on Net Banking | Virtual Accounts |
GST/Direct Tax Payment | Collection API |
Payment API | NACH/e-NACH |
Below are the Trade & Forex solutions available to facilitate your international business requirements:
- Letter of Credit
- Bank Guarantee
- Document Collection
- Inward & Outward Remittance
- Hedging and Currency Protection
- FDI/ ODI/ ECB
- Escrow Services
Disclaimer
The applicable Fixed Deposit (FD) rates are notified on the Bank's official website and are subject to change from time to time. The interest rate mentioned herein is applicable as on date for the deposits having 370 days tenure. The depositors shall ascertain the FD rates on the value date of FD. In case of pre-closure of FD, applicable bucket rate as per tenure will apply. The services are being offered free in good faith. In case of abuse of services, the Bank reserve all the rights to charge fees, as applicable. T&C’s apply. All rights reserved.