What's special about us
Zero Charges on 28 Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Credit Card Against Fixed Deposit
Obtaining a credit card against a fixed deposit can be an excellent idea for someone building their credit history. They eliminate the odds of being denied a credit card due to low credit scores or lack of income proof. No more extended wait times and documentation processes - with the FIRST WOW! Credit Card, you can enjoy the benefits of IDFC FIRST Bank Credit Cards just by opening a fixed deposit. Get the WOW! factor every time you spend and enjoy unmatched benefits!
The FIRST WOW! Credit Card is secured against your fixed deposit, provides a 100% withdrawal limit, and offers freedom to access funds anywhere.
Enjoy ultimate convenience and comfort with this lifetime-free premium credit card.
WOW! REWARDS
Experience the WOW life now!
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Convenience at its best. Zero documentation required
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No joining fee or annual fees, only a lifetime of premium benefits and rewards on VISA Infinite
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Earn 4X Rewards on every spend
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Enjoy up to 7.5% interest p.a. on your fixed deposit backing the credit card
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Experience cost-effective and hassle-free international travel with zero forex markup
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Make the most of 300+ merchant offers and 20% discounts across 1,500+ restaurants
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Splurge without worry with a credit limit of a minimum of 100% of your FD value
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Enjoy 100% cash withdrawal of your FD value, interest-free for up to 45 days
*Consider FD with 367 days period. Rates are dynamic and applicable till revised further.
**4X = 4 Reward Points per INR 150 spent | 1 Reward point = ₹0.25. Rewards Program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals
***Cash advance fee of INR 199
SECURED CREDIT CARD FOR EVERYONE
With our fixed deposit at 7.5% interest rates, you can grow your wealth and access liquidity instantly..
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The fixed deposit must be in cumulative/auto-renew/re-invest mode
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The applicant must have an FD account in their name
WOW! PRIVILEGES
Best-in-class features.
Designed to delight, year after year.
WOW! PRIVILEGES YOU DESERVE
Welcome Benefits 5% cashback (up to ₹1000) on the first EMI done within 30 days of card generation
WOW! Convenience
WOW! Convenience
you want
you want
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Instantly convert your transactions above ₹2500 into easy and convenient EMIs
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Pay off your other credit card balances with our balance transfer privileges
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Pay using reward points at partner merchants and online purchases
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The perfect companion to start your credit journey and build a credit score, as it offers one of the lowest interest rates
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Have complete control with our intuitive and easy-to-use mobile app
EASY PAYMENT OPTIONS
IDFC FIRST BANK CREDIT CARD BILL PAYMENT
STANDING INSTRUCTIONS (E-MANDATES) FOR RECURRING PAYMENTS
BALANCE CONVERSION INTO EASY EMI
