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Home Loans, now at 6.90% p.a.
Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
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Complimentary offers & benefits curated specially for women
Earn a higher interest rate of up to 5% p.a.
with FIRST Power Savings Account
Complimentary offers & benefits curated specially for women
Earn a higher interest rate of up to 5% p.a.
with FIRST Power Savings Account
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₹250 Amazon gift voucher on
account opening -
Complimentary Lakme Salon & Spa gift vouchers
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Lifetime free
health benefits -
Earn gift vouchers worth ₹500 on your monthly spends
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₹250 Amazon gift voucher on
account opening -
Complimentary Lakme Salon & Spa gift vouchers
-
Lifetime free
health benefits -
Earn gift vouchers worth ₹500 on your monthly spends
FIRST Power
At IDFC FIRST Bank, we believe that happy, financially sound women are the architects of a better society & a better future.Read More
That is why FIRST Power is curated to give special emphasis on your financial wellbeing and also your health & wellness.Read Less
₹35 lakhs free personal accidental insurance | ₹1 Cr free air accident insurance cover
Interest up to 5%
Benefits
Amazon/Grofers vouchers worth ₹500 on monthly spend of ₹10,000 (Signature Card) & ₹250 on spend of ₹5000 (Classic Card)
₹500 off on spends of ₹2000 at Lakme Spa & Salon (Signature Card) and ₹300 off on spends of ₹1000 (Classic Card)
Lifetime free health benefits from vHealth and Indian Health Organization(IHO)
Offers on
lifestyle & fashion
Offers on
health & wellness
Offers
on dining
FIRST Power with VISA Signature Debit Card
Average monthly balance of ₹25,000
- Higher purchase and ATM withdrawal limits (₹6 lakhs/₹2 lakhs)
- Unlimited free ATM transactions* at any bank, anywhere in India
- Air accident cover up to ₹1 Cr and free personal accident insurance of ₹35 lakhs*
- 50% discount on 1st year locker rentals
FIRST Power with VISA Classic Debit Card
Average monthly balance of ₹10,000
- Higher purchase and ATM withdrawal limits (₹1.5 lakhs/₹1 lakh)
- 5 free transactions at IDFC FIRST Bank ATMs & 5 more at other bank ATMs
- Free personal accident insurance of ₹2 lakhs*
- 25% discount on 1st year locker rentals
FIRST Power Health benefits
Health check-up benefits
- Free health checkup voucher will be sent to registered email ID post registration
- The comprehensive health check-up comprises of 61 vital blood tests like liver, thyroid, lipid, renal profile, complete hemogram, iron deficiency, vitamin D total and diabetic screening
- Free home sample collection facility available
Validity
- This is a yearly membership available for lifetime basis renewal
- Voucher will be sent on customer’s registered email ID post account opening
- Voucher code sent is applicable for first year
- Fresh vouchers will be sent 11 months from the date of sending the previous voucher, for customers to register again, and renew the membership for another year
- For any queries, please call our vHealth helpdesk number 1800 103 4466
ELIGIBILITY
Who Can Apply?
- Indian citizens
- Residents of India
- Foreign nationals residing in India and meeting GOI criteria
- For females above 18 years of age
Documentation
For Digital Account Opening:
- Aadhaar Number
- PAN number/ Form 60
For Physical Account Opening (you can submit any one of the following):
- Passport-size photograph
- Aadhaar Card
- If you have a PAN Card, it is mandatory to provide it while opening your account
- Passport
- Voter’s Identity Card (Election Card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address.
FEES & CHARGES
Find out about our minimal and transparent fees & charges
FREQUENTLY ASKED QUESTIONS
What is the frequency of interest pay-out?
Interest earned on your balance is credited to your account on a monthly basis.
What is the initial pay-in amount required for opening your IDFC FIRST Bank Savings Account?
A minimum amount of ₹25,000 or ₹10,000 is required to open a savings account online with IDFC FIRST Bank. You can choose to open an account with higher amount to get better interest earned.
What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Savings Account?
The average monthly balance required is ₹25,000 or ₹10,000. Please click here to see the applicable Schedule of Charges.
How is the average monthly balance calculated of my savings account?
Every day, from the 1st to the end of the month, we take the balance in your account at the end of the day. We total them all up and divide by the number of days in the month. That’s it!
What are the charges levied for non-maintenance of average monthly balance of savings account?
While we are a leading provider of savings accounts in India, we do levy certain charges for non-maintenance of average monthly balance of savings account will attract certain charges.
What are the modes through which one can track IDFC FIRST Bank Savings Account?
Being one of the leading banks for savings accounts in India, we offer multiple methods to track your IDFC FIRST Bank Savings Account. Here are a few ways:
Mobile Banking ,Mobile App, Internet banking, WhatsApp, Watch banking and we send monthly email statements to your registered email ID.
How can I learn more about my IDFC FIRST Bank 5% interest savings account?
IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer 5% p.a on savings account.
What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every month.
Hurry! Make the most of this unique opportunity. Click here to know more.
Please note that interest rates are subject to periodic change.
