FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth


  • Happy Teachers' Day! Thank you for teaching us the value of Savings

  • Home Loans, now at 6.90% p.a.

    Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans

    Home Loan
  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits


At IDFC FIRST Bank, we believe that happy, financially sound women are the architects of a better society & a better future.Read More

That is why FIRST Power is curated to give special emphasis on your financial wellbeing and also your health & wellness.Read Less

Apply For Pratham Savings Account

₹35 lakhs free personal accidental insurance | ₹1 Cr free air accident insurance cover

Interest up to 5%


FIRST Power with VISA Signature Debit Card

Average monthly balance of ₹25,000

  • Higher purchase and ATM withdrawal limits (₹6 lakhs/₹2 lakhs)
  • Unlimited free ATM transactions* at any bank, anywhere in India
  • Air accident cover up to ₹1 Cr and free personal accident insurance of ₹35 lakhs*
  • 50% discount on 1st year locker rentals

FIRST Power with VISA Classic Debit Card

Average monthly balance of ₹10,000

  • Higher purchase and ATM withdrawal limits (₹1.5 lakhs/₹1 lakh)
  • 5 free transactions at IDFC FIRST Bank ATMs & 5 more at other bank ATMs
  • Free personal accident insurance of ₹2 lakhs*
  • 25% discount on 1st year locker rentals

FIRST Power Health benefits


  • To put health of our privileged customers FIRST, we have partnered with vHealth by Aetna. vHealth along with Indian Health Organisation(IHO), bring to you superior healthcare with free lifetime membership for you and one other family member

vHealth teleconsultation

  • Free unlimited teleconsultations
  • For details on how to book teleconsultation, please refer to the e-welcome kit sent by vHealth post registration over email
  • Consultation with telemedicine trained doctors as per Swiss-quality standards

Health check-up benefits

  • Free health checkup voucher will be sent to registered email ID post registration
  • The comprehensive health check-up comprises of 61 vital blood tests like liver, thyroid, lipid, renal profile, complete hemogram, iron deficiency, vitamin D total and diabetic screening
  • Free home sample collection facility available

Network benefits

  • Save up to 20% on your family’s health expenses at 16,500 vHealth partners and pharmacies
  • Healthcare partners include top hospitals, diagnostic centers & home care

Pharmacy benefit

  • Free Pharmacy voucher worth ₹250 post registration
  • This voucher can be redeemed against medicine purchased online at Get medicines delivered at your doorstep
  • Up to 11% off at Apollo Pharmacy


  • This is a yearly membership available for lifetime basis renewal
  • Voucher will be sent on customer’s registered email ID post account opening
  • Voucher code sent is applicable for first year
  • Fresh vouchers will be sent 11 months from the date of sending the previous voucher, for customers to register again, and renew the membership for another year
  • For any queries, please call our vHealth helpdesk number 1800 103 4466


Who Can Apply?

  • Indian citizens
  • Residents of India
  • Foreign nationals residing in India and meeting GOI criteria
  • For females above 18 years of age


For Digital Account Opening:

  • Aadhaar Number
  • PAN number/ Form 60

For Physical Account Opening (you can submit any one of the following):

  • Passport-size photograph
  • Aadhaar Card
  • If you have a PAN Card, it is mandatory to provide it while opening your account
  • Passport
  • Voter’s Identity Card (Election Card)
  • Permanent and valid driving license with photograph
  • Job Card issued by NREGA duly signed by an officer of the State Government
  • Letter issued by the National Population Register containing details of name and address.

Women First Savings Account Eligibility


Find out about our minimal and transparent fees & charges

View Fees & Charges

eligibility image alt


What is the frequency of interest pay-out?

Interest earned on your balance is credited to your account on a monthly basis. 

What is the initial pay-in amount required for opening your IDFC FIRST Bank Savings Account?

A minimum amount of ₹25,000 or ₹10,000  is required to open a savings account online with IDFC FIRST Bank. You can choose to open an account with higher amount to get better interest earned.

What is the minimum account balance required to be maintained monthly in the IDFC FIRST Bank Savings Account?

The average monthly balance required is ₹25,000 or ₹10,000. Please click here to see the applicable Schedule of Charges.

How is the average monthly balance calculated of my savings account?

Every day, from the 1st to the end of the month, we take the balance in your account at the end of the day. We total them all up and divide by the number of days in the month. That’s it!

What are the charges levied for non-maintenance of average monthly balance of savings account?

While we are a leading provider of savings accounts in India, we do levy certain charges for non-maintenance of average monthly balance of savings account will attract certain charges.

What are the modes through which one can track IDFC FIRST Bank Savings Account?

Being one of the leading banks for savings accounts in India, we offer multiple methods to track your IDFC FIRST Bank Savings Account. Here are a few ways:

Mobile Banking ,Mobile App, Internet banking, WhatsApp, Watch banking and we send monthly email statements to your registered email ID. 


How can I learn more about my IDFC FIRST Bank 5% interest savings account?

IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer 5% p.a on savings account.

What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every month.

Hurry! Make the most of this unique opportunity. Click here to know more.

Please note that interest rates are subject to periodic change.

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