What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Open Savings Account with Aadhar
Open Saving Account with IDFC FIRST BANK
Open Savings Account with Aadhar
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Monthly Interest Credit on Savings Account
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Paperless digital A/C opening with Video KYC
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₹6 lakhs daily Purchase limit & ₹2 lakhs daily ATM withdrawal limit
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Unlimited Free ATM transactions at any bank’s ATM
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Monthly Interest Credit on Savings Account
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Paperless digital A/C opening with Video KYC
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₹6 lakhs daily Purchase limit & ₹2 lakhs daily ATM withdrawal limit
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Unlimited Free ATM transactions at any bank’s ATM
Open Bank Account with Aadhaar Number
Opening a bank account has never been easier, thanks to e-verification through your Aadhaar no. You can open a bank account online quickly using your Aadhaar and PAN card. Today with a digital savings account application process, IDFC FIRST Bank allow you to open a bank account online quickly. Enter your Aadhaar number and the bank will do the rest. It is that easy!Read More
How to open a savings bank account online
You can easily open a bank account with your Aadhaar card. IDFC FIRST Bank has a simple and fast online procedure to open an instant savings account with your Aadhaar card. Follow this stepwise procedure to open a new IDFC FIRST Bank account with your Aadhaar card.
Step 1
Click here to open an account with IDFC FIRST Bank
Step 2
Subsequently, enter your mobile number registered with Aadhaar, e-mail ID, PAN number and 12-digit Aadhaar number/16-digit virtual ID
Step 3
Click on Get OTP to Verify Aadhaar
Step 4
Enter your personal and professional details
Step 5
Choose the type of savings account you wish to open
Step 6
Complete your Video KYC now to remove transaction restrictions’
Step 7
Fund your account online & earn monthly interest credit with attractive interest rates
Steps to be completed after opening your account
You can easily open a bank account with your Aadhaar card. IDFC FIRST Bank has a simple and fast online procedure to open an instant savings account with your Aadhaar card. Follow this stepwise procedure to open a new IDFC FIRST Bank account with your Aadhaar card.
Step 1
Funding and KYC (Know Your Customer) procedure: After opening your account, you can fund your account and complete the Video KYC procedure to start monthly interest on your deposits.
Step 2
Avail from a bunch of customised offers: IDFC FIRST Bank offers you a range of customised offers in the next step. You could start benefiting from our amazing offers right away!
Step 3
Check the VKYC section after completing the procedure: The status in the VKYC section changes to “in process” and goes green post approval which takes 4 hours or more
Step 4
Check the funding section after funding your account: The funding section should also appear in green once you have funded your account.
ELIGIBILITY
Who Can Apply?
Documentation
For Digital Bank Account Opening:
- Aadhaar Number
- PAN number
For Physical Bank Account Opening:
- Passport-size photograph
- If you have a PAN Card, it is mandatory to provide it while opening your account
- Any one of the following document:
- Aadhaar Card
- Passport
- Voter’s Identity Card (Election Card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address.
Benefits of Opening a Bank Account with Aadhar
Opening a bank account with Aadhaar has following benefits:
Simplifies the verification process.
It is quick, secure, and reliable.
You can use the banking services and facilities without any interruptions after the verification.
The process is secured through OTP verification. The one-time password (OTP) is sent to your registered mobile number to maintain a level of security.
Helps integrate your information with the bank, thereby offering robust banking security and services.
FREQUENTLY ASKED QUESTIONS
Can I open a bank account without an Aadhaar card?
Yes, you can open a bank account without an Aadhaar card by visiting the branch.However, opening a bank account without an Aadhaar takes time. You must provide a different ID proof instead of an Aadhaar if you wish to open a bank account without Aadhaar.
Can I open a bank account without Aadhaar linked mobile number?
Yes, you can open a bank account without Aadhaar linked mobile number by visiting the branch. However, to avail yourself of various government benefits, you may need to link your Aadhaar to your mobile number.
Can I open a bank account with a voter ID?
As per the RBI guidelines, voter ID is an acceptable identity proof for opening a bank account. You can open a bank account using your voter card along with other documents and proofs.
What are the documents required to open a bank account digitally?
How is the monthly average balance of my savings account calculated?
Every day, from the 1st to the end of the month, we take the balance in your savings account at the end of the day. We total them all up and divide by the number of days in the month. That’s it!
What are the modes through which one can track their IDFC FIRST Bank savings account?
Being one of the leading banks for savings accounts in India, we offer multiple methods to track your IDFC FIRST Bank Savings Account. Our customers can access mobile banking and net banking, as well as receive their monthly email statements to their registered email IDs.
