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Professional loans for Chartered Accountants

IDFC FIRST Bank Professional loans are affordable and have been designed keeping customer-specific needs in mind. Loans for chartered accountants are easy to avail of with minimal documentation and diverse eligibility criteria.Read More

To make sure you have a hassle-free experience, we have streamlined each phase of the loan lifecycle, including the loan application, disbursal, and repayment.Read Less

Features and Benefits of Loans for Chartered Accounts

Multi-purpose Professional Loans

Multi-purpose Professional Loans

You might need to budget for a wide range of costs as a professional CA. These may vary from running your practice smoothly to meeting your capital requirements for operations and expansions.

Higher Loan Amount

Higher Loan Amount

With our Loans for Chartered Accountants, you can get a loan approval up to 1 Crore, depending on your profile.

Collateral-free Loans

Collateral-free Loans

Our professional loans for CAs are collateral-free, ensuring the customer avoids the hassle of mortgaging a property to borrow loans.

Instant fund access

Instant fund access

Based on your professional qualifications, you can opt for instant loans of up to ₹30 lakhs.

Extended Loan Tenure

Extended Loan Tenure

Enjoy a prolonged tenure of up to 84 months to pay off your loan amounts.

Attractive Interest Rates

Attractive Interest Rates

You get attractive financing solutions and preferential rates depending upon your profile, repayment track records & other profile related factors.

Minimal documentation

Minimal documentation

IDFC FIRST Bank offers a digitized, hassle-free application process with minimal documentation.

Benefits

Benefits

Professional loans for chartered accountants are versatile and can be used for various purposes. Compared to normal personal loans, you can opt for better interest rates through professional loans for CAs. These loans are collateral-free, henceforth, expanding the horizons for newly established professionals to meet their fund requirements.

Explore Various Types of Professional Loans

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    Explore the types of professional loans and choose the most suitable option for your venture.

    Professional loans for Doctors


    Professional loans for doctors are specially designed to meet their operational and expansion-related requirements. Using the doctor’s professional loans from IDFC FIRST Bank, you can expand your premise, purchase new instrument, or cover the operational cost. We offer competitive interest rates and diverse financing options for professional loans. In addition, as a practicing doctor, you can opt for instant loans of ₹30 lakhs for immediate fund requirements.

    Professional loans for Architects


    An architect may require funds to purchase operational instruments or expand their businesses. Professional loans for architects help them cover their expansion and operating cost for a smooth-running business. With a digitized application process, you can opt for a professional loan and use it for various purposes. Get attractive rates and lenient eligibility criteria to apply for professional loans from IDFC FIRST Bank.

ELIGIBILITY FOR PROFESSIONAL LOANS

Who can apply?

Here are the basic eligibility criteria for professional loans

Loan to doctors:

  • Can be availed by practicing doctors (MD, MBBS, BAMS, BHMS, MDS, BDS and Veterinary, Physiotherapist).

Loans to CAs, Engineers, and other professionals:

  • Can be availed by chartered accounts, engineers, architects, and other professionals.

Loans to non-individuals:

  • It can be availed by clinics, diagnostic centers, and hospitals.

Professional Loan Eligibility

Interest and Charges

Professional Loan Interest Rates (Salaried/Self-employed) 10.99 % P.A onwards
Loan Amount ₹5 Lakh to ₹100 Lakhs
Lowest EMI per month Starting from ₹ 1712* per Lakh for 84* months
Loan Tenure 12 Months – 84* Months
Read More

Read Less

FREQUENTLY ASKED QUESTIONS

When should I take a professional loan?

Professional loans are versatile and can be used for a variety of purposes. As a professional, you can opt for these loans whenever you need financial requirements to boost your business and operation.

How can I apply for professional loans for CAs?

You can apply for professional loans online on our portal or offline, by visiting the nearest branch in person. Carry your identity and business proof and documents along with the application form. Or, click the ‘Apply Now’ button and enter your contact and personal details to proceed.

What are the additional charges for a CA loan?

IDFC FIRST Bank does not have any hidden charges. In addition to the interest rates, you must pay a one-time processing fee during application. To know about various charges, click here!

What is the maximum tenure available on loans for chartered accountants?

IDFC FIRST Bank offers flexible tenures ranging from 12 months to up to 84 months on loans for chartered accountants. 

What is the maximum amount available under loans for CAs?

We offer professional loans for CAs of up to ₹1 crore collateral-free. In addition, you can opt for instant professional loans of ₹30 lakhs as a working professional.

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