What's special about us
CKYC Registry
-
Customer Service Contact us Service request Locate a branch
Find all the help you need
Scan the QR, get our app, and find help on your fingertips
Help CenterSupport topics, Contact us, FAQs and more
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
- Accounts
-
Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
-
Payments
IDFC FIRST Bank Payments
View all Payments -
Cards
IDFC FIRST Bank Cards
View all Cards
- Corporate Account
-
Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
-
Corporate Lending
IDFC FIRST Bank Lending
View all -
Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
Help Center
Support topics, Contact us, FAQs and more
Accounts
- IDFC FIRST Bank Accounts
-
Savings Account
-
Corporate Salary
Account -
Senior Citizens
Savings Account -
First Power
Account -
Current Account
-
NRI Savings
Account -
TASC Institutional
Account -
Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
-
Fixed Deposit
-
Recurring Deposit
-
NRI Fixed Deposit
-
Safe Deposit Locker
-
FD Calculator
-
RD Calculator
Loans
- IDFC FIRST Bank Loans
-
Personal Loan
-
Consumer Durable
Loan -
Home Loan
-
Business Loan
-
Professional Loan
-
Education Loan
-
New Car Loan
-
Pre-owned Car Loan
-
Two Wheeler Loan
-
Pre-owned Two
Wheeler Loan -
Commercial Vehicle
Loan -
Gold Loan
-
Loan Against Property
-
Loan Against Securities
-
Easy Buy EMI card
-
Personal Loan
EMI Calculator -
Education Loan
EMI Calculator -
Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
-
FIRST Select
-
FIRST Wealth
-
FIRST Private
-
Mutual Funds
-
Sovereign Gold Bond
-
Demat Account
-
Term Insurance
-
Life Insurance
-
Health Insurance
-
General Insurance
-
Bonds
-
Loan Against
Securities -
Portfolio Management
Service
Payments
- IDFC FIRST Bank Payments
-
FASTag
-
Credit Card
Bill Payments -
UPI
-
Funds Transfer
-
Forex services
-
Pay Loan EMI
Cards
- IDFC FIRST Bank Cards
-
Ashva :
Metal Credit Card -
Mayura :
Metal Credit Card -
FIRST Millennia
Credit Card -
FIRST Classic
Credit Card -
FIRST Select
Credit Card -
FIRST Wealth
Credit Card -
FIRST WOW!
Credit Card -
Forex Card
-
Deals
-
Debit Cards
-
Co-branded Cards
-
Credit Card
EMI Calculator -
FIRST Corporate
Credit Card -
FIRST Purchase
Credit Card -
FIRST Business
Credit Card
Premium Metal
- Premium Metal Credit Cards
-
AshvaLifestyle1% Forex₹2,999
-
MayuraLifestyleZero Forex₹5,999
-
FIRST PrivateInvite Only
0% Forex & Travel
- Best for travellers
-
MayuraZero ForexMetal₹5,999
-
Ashva1% ForexMetal₹2,999
-
FIRST WOW!Zero ForexTravelLifetime Free
-
FIRST SWYPTravel OffersEMI₹499
-
FIRST Select1.99% ForexLifestyleLifetime Free
-
FIRST Wealth1.5% ForexLifestyleLifetime Free
-
Club VistaraTravelLifestyle₹4,999
-
IndiGo IDFC FIRST Dual Credit CardTravelLifestyle₹4,999
Lifetime Free
- Max benefits, Free for life
-
FIRST Classic10X RewardsShoppingNever Expiring Rewards
-
FIRST Millennia10X RewardsShoppingNever Expiring Rewards
-
FIRST Select10X RewardsLifestyle1.99% Forex
-
FIRST Wealth10X RewardsLifestyle1.5% Forex
-
FIRST WOW!RewardsTravelZero Forex
-
LIC ClassicRewardsInsuranceShopping
-
LIC SelectRewardsInsuranceShopping
10X Rewards
- Reward Multipliers
-
AshvaLifestyleMetal₹2,999
-
MayuraLifestyleZero Forex₹5,999
-
FIRST ClassicNever Expiring RewardsShoppingLifetime Free
-
FIRST MillenniaNever Expiring RewardsShoppingLifetime Free
-
FIRST SelectNever Expiring RewardsLifestyleLifetime Free
-
FIRST WealthNever Expiring RewardsLifestyleLifetime Free
UPI Cards
- Rewards & Credit on UPI
-
FIRST Power+FuelUPI₹499
-
FIRST PowerFuelUPI₹199
-
FIRST EA₹NVirtual1% Cashback₹499
-
FIRST DigitalVirtualUPI₹199
-
IndiGo IDFC FIRST Dual Credit CardUPITravelDual cards
Fuel & Utility
- Fuel and Savings
-
FIRST PowerRewardsUPI₹199
-
FIRST Power+RewardsUPI₹499
-
LIC ClassicRewardsInsuranceShopping
-
LIC SelectRewardsInsuranceShopping
Showstopper
- Express and Flaunt
-
AshvaMetal1% Forex₹2,999
-
MayuraMetalZero Forex₹5,999
-
FIRST SWYPEMIOfferMAX₹499
-
FIRST MillenniaRewardsShoppingLifetime Free
Credit Builder
- FD Backed rewarding Credit Cards for all
-
FIRST EA₹NVirtualCashback₹499
-
FIRST WOW!Zero ForexTravelLifetime Free
-
CreditPro Balance TransferTransfer & SaveReduce InterestPay Smartly
More
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
- IDFC FIRST Bank NRI Forex Solutions
-
Send money to India-Wire transfer
-
Send money to India-Digitally
-
Send money abroad
-
Max Returns FD (INR)
Transfer to NRE
Corporate Account
Cash Management Services
Corporate Lending
Treasury
MSME Accounts
- IDFC FIRST Bank MSME Accounts
-
Platinum Current
Account -
Gold
Current Account -
Silver Plus
Current Account -
Merchant Multiplier
Account -
Agri Multiplier
Account -
TASC Institutional
Account -
Dynamic Current
Account -
World business
Account -
First Startup
Current Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
-
Unsecured - Business Loan
-
Unsecured - Professional Loan
-
Secured - Loan Against Property
-
Working Capital Loan
-
Construction Equipment Loan
-
Machinery Loan
-
Healthcare Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
-
Payment Solutions
-
Tax Payments
-
Doorstep Banking
-
Point of Sale (POS)
-
Escrow Accounts
-
NACH
-
Payment Gateway
-
UPI
-
Virtual Accounts
Offers
About Us
Investors
ESG
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
-
Trending
Products
QueriesMost Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Sorry!
We couldn’t find ‘’ in our website
Here is what you can do :
- Try checking the spelling and search
- Search from below suggestions instead
- Widen your search & try a more generic keyword
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Enjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply Now
Get the assured, FD-backed FIRST Ea₹n Credit Card
Apply Now
Instant Personal Loan in Hyderabad Up To ₹10 Lakhs
Withdraw instant funds with EMI starting at ₹2,214 per lakh
-
-
-
-
Personal Loan EMI Calculator
Loan amount
₹100K
₹10L
Loan term in months
9 Months
60 Months
Choose the Interest Rate
9.99%
38 %
Your EMI will be
₹2,174/Lakh
*Personal loan calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
Personal Loan in Hyderabad
Hyderabad, the "City of Nawabs", is a thriving hub for students and professionals with its rich culture, affordable living, and growing opportunities. While the cost of living is lower than other metros, relocating to the city can still involve significant expenses. A personal loan in Hyderabad can help cover costs like rent deposits and home setups without draining your savings. Whether you're moving for work, education, or a fresh start, a personal loan ensures a smooth transition into your new life in this vibrant city.
Features of Instant Personal Loan in Hyderabad
Low Interest Rate
Access affordable personal loans with interest rates as low as 9.99% p.a.
100% Digital Process
No queues, no paperwork, just a smooth digital loan application.
ZERO Foreclosure Charges
Pay off your loan balance anytime—free of foreclosure costs.
Instant Disbursal
Quick approval, quicker disbursal—funds in just half an hour.
No Collateral Required
Access funds freely—no collateral or guarantor needed.
Flexible Repayment
Repay at your pace with multiple tenure and EMI date options.
Eligibility Criteria for a Personal Loan in Bengaluru
Who Can Apply?
- For Salaried Individuals:
-
-
-
-
- For self-employed individuals
-
-
-
-
Documentation
When self-employed or salaried individuals want to avail of a personal loan in Bengaluru, they will need to submit the following documents:
-
-
-
-
-
-
-
-
Minimum salary to apply for a Personal Loan in Hyderabad
The minimum salary an individual needs when applying for a loan in any part of India is ₹20,000. It applies to every state in the country, barring Mumbai and Delhi, where the minimum salary requirement is ₹25,000. Hence, to apply for a personal loan in Hyderabad, an individual must make ₹20,000 per month.
Personal Loan interest rate in Hyderabad
| Types of Fees | Applicable Charges |
| Personal Loan interest rate | Starting 9.99% |
| Processing fees | Processing Fees of upto 3.5% will be deducted from the loan amount at the time of disbursal |
| Late payment fees | 2% of the unpaid EMI or ₹300 whichever is higher. The late payment fees might be applicable from the date of default to the date of payment. |
| Stamp duty | As per actuals |
IDFC FIRST Bank's instant personal loan in Hyderabad is one of the quickest and easiest ways to receive financial support when you need it. With a simple process and fast disbursal, you can instantly fulfil your financial requirements.
How to apply for a Personal Loan in Hyderabad
Step 1: Apply Online
Begin by clicking on Apply Now—it’s quick and easy.
Step 2: Enter Details
Share the required information and complete mobile verification.
Step 3: Verify Your Offer
Review your personalised loan offer and continue.
Step 4: Complete KYC
Verify your identity using PAN card in a quick video KYC.
Step 5: Disbursal
Receive the chosen loan amount straight into your bank account.
Our App Ratings
1.74 million+
Happy users
4.9
Play Store
4.8
App Store
Popular Personal Loan FAQs
What is the maximum loan amount I can avail through an IDFC FIRST Bank personal loan in Hyderabad?
You can avail a personal loan of up to ₹10 lakhs in Hyderabad, depending on your eligibility. The final loan amount depends on factors like your income, credit score, and repayment capacity.
What are the eligibility criteria for applying for a personal loan in Hyderabad?
To apply for a personal loan in Hyderabad, you need to be an Indian resident, aged between 21 and 60 years if you are a salaried individual and 21 to 65 years if you are a self-employed individual. You should have a stable source of income and a good credit score. Factors like income, job stability, and repayment history are also considered.
What documents are required to apply for a personal loan in Hyderabad?
You will need to submit proof of identity (Aadhaar card/PAN card), proof of address (utility bills/rent agreement), proof of income (salary slips/bank statements), and passport-sized photographs. Additional documents may be requested during the loan process.
How long does it take to get approval for a personal loan in Hyderabad?
Once your application is complete, loan approval can happen within minutes, allowing for quick access to funds.
What is the interest rate on IDFC FIRST Bank personal loans in Hyderabad?
The interest rates for IDFC FIRST Bank personal loans start from as low as 9.99% p.a., depending on your credit profile, income, and loan amount.
What is an EMI?
An equated monthly instalment (EMI) is a pre-determined monthly payment made by a borrower to a lender on a pre-determined date each month. EMIs include both interest and the principal amount. With every personal loan EMI payment, your principal and interest keep decreasing.
What are the fees and other charges?
The following charges apply to instant personal loans in Hyderabad:
- • The bank will levy an EMI bounce charge of 400.
- • Cancellation/rebooking charges stand at 1% of the loan amount + interest from the date of disbursal till receipt of cancellation request. It is to be received within 30 days of the loan booking date or the 1st EMI payment date, whichever is earlier.
- • Foreclosure charges are fixed at 5% of the loan amount. Foreclosure/prepayment of the loan is possible anytime during the loan tenure after payment of 12 or more EMIs.
What is my loan interest rate?
IDFC FIRST Bank offers an interest rate starting at 9.99%. It is among the most competitive in the market.
How much processing fee should I pay for a personal loan?
A processing fee of up to 3.5% is deducted at the time of disbursal. If the loan amount is less than one lakh, a flat rate of ₹2999 is charged.
How do I pay my EMI?
Paying your EMI is simple. Once the personal loan is disbursed into your account, the lender automatically deducts the EMI amount from your account every month. You must ensure you have sufficient funds in your account on your due date.
What will be my loan repayment period?
Depending on the principal and the EMI amount, the loan repayment period will be between one and five years.
What is the interest rate for a personal loan in Hyderabad?
IDFC FIRST Bank offers low-interest personal loans in Hyderabad, with rate starting at 9.99% per annum, subject to your credit profile and loan tenure.
Choose your personal loan amount with FIRSTmoney
Different Types of Personal Loan for you
Travel Loan
Make your travel dreams a reality without dipping into your savings. A FIRSTmoney travel loan covers all expenses – flights, hotels, local travel, and more. With instant approvals, minimal documentation, and flexible EMIs, your next adventure is only a few steps away.
Wedding Loan
Plan your perfect wedding, your way. A FIRSTmoney wedding loan lets you handle everything—venue, outfits, photography, and beyond, without financial stress. Get fast access to funds and focus on creating unforgettable memories.
Medical Loan
In times of health-related uncertainty, FIRSTmoney is here to support you. A medical loan helps cover surgery, tests, or treatments with quick disbursal and zero collateral. Because peace of mind should never be out of reach.
Home Improvement Loan
Small changes or big renovations, do it all with a FIRSTmoney home renovation loan. Whether you’re redesigning a room or fixing what’s broken, we provide simple financing with fast approvals and flexible terms to suit your goals.
Personal Loan Tips & Insights: Your Guide to Smarter Borrowing
Saving Account Content
Personal Loan Content
Home Loan Content
Credit Card Content
Mutual Fund Content
Fixed Deposit Content
