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Enjoy Zero Charges on All Commonly Used Savings Account Services
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- Letter to Shareholders on the 2nd Annual Report after Merger
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Avail an emergency overdraft with IDFC FIRST Bank’s Salary Booster account
A quick way for you to receive your salary before your stipulated date
Avail an emergency overdraft with IDFC FIRST Bank’s Salary Booster account
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Pre-approved Overdraft facility basis salary credit
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No documentation, no collateral, no guarantee required
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Attractive interest rates on overdraft w.r.t. market
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Pay only for the amount utilized
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Pre-approved Overdraft facility basis salary credit
-
No documentation, no collateral, no guarantee required
-
Attractive interest rates on overdraft w.r.t. market
-
Pay only for the amount utilized
Salary Booster
Salary Booster offers you a pre-approved Overdraft facility, with no documentation, no collateral, no guarantee.. You can easily apply for Salary Booster through your mobile.
Pre-approved overdraft facility
No documentation required
No collateral or guarantee required
Pay interest only on the amount utilized
Attractive interest rate w.r.t. other banks
No separate Debit card or Cheque Book required
Top reasons to get the Salary Booster
Interest Rate
Overdraft offered at lower interest rates
No documentation
Apply online without any documentation or visit to the branch or through preapproved offer
No collateral
Avail Salary Booster without any collateral or security deposit
FEES & CHARGES
Find out about our minimal and transparent fees & charges
FREQUENTLY ASKED QUESTIONS
What is IDFC FIRST Bank Salary Booster?
IDFC FIRST Bank Salary Booster is an overdraft facility that gives you access to additional funds over and above what is currently available in your Salary Account. Whether it is a festive season, an unplanned big expense, or simply straightening out everyday cash flow issues, whenever you need a bit more money, you can use Salary Booster.
How can I apply for Salary Booster?
You can easily apply for Salary Booster through our mobile banking app or Net Banking. Currently Salary Booster is available to our pre-approved customer base.
What is the eligibility criteria for Salary Booster?
The basic criteria to apply for Salary Booster account is that you should have an IDFC FIRST Bank Corporate Salary Account with a minimum net take home Salary of ₹20,000 along with bureau score of minimum 650 along with other gating criteria. Please reach out to your Relationship Manager for more details.
What is the maximum limit of Salary Booster?
The maximum limit of Salary Booster is your net take home salary, up to a maximum of ₹3 lakhs.
What is the interest rate charged on Salary Booster?
Interest rate offered is based on multiple factors and your offered interest rate will be shown in IDFC FIRST Bank mobile banking application/net banking. You only need to pay minimal interest on the amount used and duration for which you use the funds.
What is the tenure of Salary Booster?
The overdraft limit is set for 1 year, subject to regular salary credit.
Note: The overdraft facility will be withdrawn, in case of non-credit of salary.
What is the processing fee for Salary Booster?
The processing fee for Salary Booster is ₹500.
Is there any prepayment penalty on Salary Booster?
There is no prepayment penalty on Salary Booster
