Personal
Personal Credit Card NRI Wealth Startup Solutions Corporate MSME GIFT City

What's special about us
Customer Service

Find all the help you need

Scan the QR, get our app, and find help on your fingertips

Help Center
Support topics, Contact us, FAQs and more
Login

Are you ready for an upgrade?

Login to the new experience with best features and services

Login to Internet banking

For Loan Accounts
Pay Loan EMI

For Wholesale Accounts
Login to Wholesale Banking (New Portal)
Login

Are you ready for an upgrade?

Login to the new experience with best features and services

Login to Internet banking

For Loan Accounts
Pay Loan EMI

For Wholesale Accounts
Login to Wholesale Banking (New Portal)

IDFC FIRST Bulletin

CKYC Registry

Know More Visit Website

Send funds abroad

Pay Abroad Know More

Notifications

Shop and earn with IDFC FIRST Bank RuPay Classic Debit Card.

Smart gifting is the way ahead

Shop and earn with IDFC FIRST Bank RuPay Classic Debit Card.

Open Account Now

Exclusive offers
Insurance coverage
Easy cash withdrawal

Exclusive offers
Insurance coverage
Easy cash withdrawal

Limits
Insurance
Dining and Other Offers
Card Services

Limits on RuPay Classic Debit card

What are the different limit options I can set for my RuPay Classic Debit Card?

With the IDFC RuPay Classic Debit Card, you get to set limits for cash withdrawal as well as purchase. Depending on your Classic debit card variant, you have maximum limit set.

Refer to the below table for more details.

	Daily ATM Withdrawals	Daily Purchases
RuPay Classic	Rs. 40,000	Rs. 1,00,000
RuPay PMJDY	Rs. 25,000	Rs. 1,00,000

You can set limit for your IDFC FIRST Bank Debit Card by logging in to your net banking or through Mobile application.

What are the steps to set up the limit for my IDFC RuPay Classic Debit Card?

We have made a quick guide for your reference. You can download the guide from here

What is the per transaction limit on my ATM withdrawal?

An amount up to INR 10,000/transaction can be withdrawn using your Debit Card on non IDFC FIRST Bank ATMs. On IDFC FIRST Bank ATMs, you can withdraw up to 40 notes/transaction (final amount may depend upon the available denomination and your daily withdrawal limit)

Insurance Cover on RuPay Classic Debit Card

Avail valuable RuPay debit card benefits today! Get PMJDY insurance coverage with your IDFC FIRST Bank RuPay Classic Debit Card. The claim is applicable only on one RuPay debit card per customer.

Rupay Debit Card Benefit On Insurance

What is the sum assured offered by PMJDY Insurance Cover for rupay debit cards?

For your better understanding, we have broken down the sum assured and the eligibility criteria needed to claim the insurance benefits for rupay cards.

Card Type

Sum Insured

Eligible Customers

Age Eligibility Criteria

IDFC FIRST Bank Classic RuPay Debit Card
(Old PMJDY Cards issued before 28th August 2018)

Rs 1,00,000

If card holder has performed one successful transaction in 90 days prior to date of accident

Transactions includes Financial or non-financial transaction carried on ATM/Micro ATM/POS/e-Com/BC of same Bank or any other Bank are eligible

5 years & above of age subject to T&C

IDFC FIRST Bank Classic RuPay Debit Card (PMJDY Cards issued after 28th August 2018)

Rs 2,00,000

If card holder has performed one successful transaction in 90 days prior to date of accident

Transactions includes Financial or non-financial transaction carried on ATM/Micro ATM/POS/e-Com/BC of same Bank or any other Bank are eligible

5 years & above of age subject to T&C

Claim form to be submitted to IDFC FIRST Bank with required documents and following terms & conditions.

Insurer details are given below:

Insurance Company details

C/o Name: The New India Assurance Co. Ltd.

Address: Mr. Satish Palav
The New India Assurance Co.Ltd.,
A-102, Bhattad Towers,
Opp.Kora Kendra ground,
Off S.V.Road,
Borivali (W), Mumbai-400 092
Claims to be sent on Email: rupay@newindia.co.in & rupayinsurance@npci.org.in

SPOC from insurer end is given below:

Sr. No.	Escalation Level	Name	Designation	E-Mail	Contact No
1	First	Mr.Satish Palav/ Mrs. Sangeeta Kamble/ Ms Deepa Bavdankar	Asst. Manager/ Admin. Officer/ Sr.Divisional Manager	satish.palav@newindia.co.in/ Sangita.kamble@newindia.co.in/ Deepa.b@newind.co.in	022-26590156/ 022-26590156/ 022-26591702
2	Second	Mr Sanjay Paigankar	Regional Manager	sanjay.paigankar@newindia.co.in	022-26633237
3	Final	Ms. Uma Iyer	Chief Regional Manager	uma.iyer@newindia.co.in	022-26633231

What is the procedure to claim the benefits rupay debit card insurance?

You will need to fill up and submit the Claim Form with the necessary documents. Click here to download the form.

Where can I get the RuPay Insurance Bank Declaration Form?

You can download the RuPay Insurance Bank Declaration Form here.

What are the terms and conditions I need to know of?

All the T&Cs for IDFC FIRST Bank RuPay Insurance scheme details can be found here here.

For detail information on IDFC FIRST Bank RuPay Classic Card Insurance scheme, please contact BOC (Bankers on call) 1800 10 888 or IDFC FIRST Branch.

Dining and Other Amazing Offers

From food & beverage to shopping for your favourites, avail exciting RuPay debit card offers with every IDFC FIRST Bank RuPay Classic Debit Card. Check out all the available offers in the link below:

Know More

Card Services

Tokenisation:

Card Tokenisation or Card on File Tokenisation (COFT) is one more step towards securing customer’s card details stored on merchant platforms (website or apps). As per regulator guidelines, merchants are instructed not to store details like card number, CVV & expiry date and should adopt for card tokenization. In case customer doesn’t opt for card Tokenisation, cardholder will be required to input details like card number, CVV and expiry date on every instance

Know more