Insurance coverage on Debit Card usage:


Card Type

Sum Insured

Eligible customers

Age eligibility criteria

IDFC FIRST Bank Classic RuPay Debit Card (OLD PMJDY Cards issued before 28th August 2018)

INR 1,00,000
  • If card holder has performed one successful transaction in 90 days prior to date of accident

  • Transactions includes Financial or non-financial transaction carried on ATM/Micro ATM/POS/e-Com/BC of other Bank are eligible
18 years to 65 years of age subject to T&C. (effective from 1st April 2019)

IDFC FIRST Bank Classic RuPay Debit Card (PMJDY Cards issued after 28thAugust 2018)

INR 2,00,000
  • If card holder has performed one successful transaction in 90 days prior to date of accident

  • Transactions includes Financial or non-financial transaction carried on ATM/Micro ATM/POS/e-Com/BC of other Bank are eligible
18 years to 65 years of age subject to T&C. (effective from 1st April 2019)
All RuPay Offers & benefits can be claimed on only one RuPay card per customer and not on multiple cards, if held by him/her
Claim form to be submitted to IDFC FIRST Bank with required documents and following terms & conditions

Click here to download Claim Form

Click Here to Download - RuPay Insurance Bank Declaration Form

Click Here to Download - T&C for IDFC FIRST Bank RuPay Insurance scheme details

For detail information on debit card Insurance scheme, please contact BOC (Bankers on Call) 18004198332 or visit nearby IDFC FIRST Bank Branch

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