• As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

What are the different types of credit cards offered by IDFC FIRST Bank?

To know different types of Credit Cards offered by IDFC FIRST Bank click here

Are there any charges if I cancel any credit card transaction that was converted to an EMI?

Yes, EMI cancellations have a foreclosure fee of 3% + GST on the  principal outstanding amount. Additionally, pro-rated interest will be charged from the post EMI presentation date to the foreclosure date + GST.

Are there any EMI conversion charges on my IDFC FIRST Bank Credit Card?

Yes, EMI conversion will incur the below charges:

  1. A one-time processing fee of Rs. 99 or 1% of the transaction amount (whichever is higher) + GST
  2. Interest of 18% p.a. (reducing rate) + GST.

How can I increase the limit of my IDFC FIRST Credit Card?

We believe in offering the best product offerings to its customers. The Bank shall will reach out to you when they have right offer available for you. Alternatively, please share your income documents (Last ITR copy or last 3 months' bank statements with salary credits).

Is there an expiry date on the reward points accrued on my card?

There is NO expiry date on the reward points accrued on your IDFC FIRST Bank Credit Card. However upon card closure, all reward points shall get lapsed.

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