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Customer care hotline Call 1800 10 888
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FAQs
Is it mandatory to submit my PAN Card for booking an FD?
If your PAN Card is submitted at the time of opening a Savings Account, it is not required again. However, if you don't have a PAN, you will have to submit Form 60.
What are the implications of booking this deposit without a PAN Card?
If you open Fixed Deposit without a PAN Card, these are the following implications for customers:
- TDS will be recovered at 20% (as against 10%)
- No TDS credit from the Income Tax Department
- No TDS certficate will be issued (As per CBDT circular no: 03/11)
- Form 15G/H and other exemption certificates will be invalid and penal TDS will apply
How is the interest calculated on a FD Scheme?
Interest on deposits are calculated either as simple interest, or compound interest in case of re-investment. You can use our Fixed Deposit interest calculator to understand the returns you might receive. Click here
How do I obtain TDS certificate?
TDS Certificate can be generated by the following modes:
- Mobile Banking app/Internet Banking: Login to Mobile Banking app/Internet Banking >> Go to the Menu at the top left >> Click on Customer Service >> Click on download TDS Certificate >> Select the Financial Year >> Select fro either download or email to refgistered email ID option.
- Call: You may call us on the 24/7 toll free number mentioned on our website: https://www.idfcfirstbank.com/ to obtain TDS Certificate.
- Branch: Alternatively, to obtain TDS certifcate please visit any nearest IDFC FIRST Bank branch.
Click here to locate the nearest branch.
