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Personal Loan Balance Transfer

5x rewards points on all rental spends.

Eligible only when cardholder spends min. Rs. 20,000 per month in August 2023 on rental transaction. Transactions done between 12:00 AM (1st August’23) to 11:59 PM (31st August’23) will be considered for 5x rewards.

OFFER PERIOD : 1st August to 31st August 2023

Eligibility of the offer:

  • Cards eligible for this offer: FIRST Select, FIRST Wealth, FIRST Classic, FIRST Millennia, FIRST Family, FIRST WoW, FIRST Power, FIRST Power+.
  • This offer is only for eligible customers & have received the communication, is not transferrable.

Transaction Eligibility:

  • Transactions done between 12:00 AM (1st August’23) to 11:59 PM (31st August’23) will be considered for 5x rewards.
  • Only domestic payments will be considered for this offer.

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Fulfillment
  • • Reward points credit will be credited post 30 days of offer closure
  • • Reward points credit
        FIRST Millennia, FIRST Classic, FIRST Select, FIRST Wealth: 3x basis existing, but user will get 5x post offer closure
        FIRST WOW Credit Card: 4x basis existing, but user will get 5x post offer closure
        Power cards: 2x basis existing, but user will get 5x post offer closure
        Power+ cards: 3x basis existing, but user will get 5x post offer closure
  • • The rewards will be visible to the cardholder only once the transaction is settled.
  • • All transactions completed within the offer period will be considered. The settlement for a few of these transactions may be delayed on the basis of the merchant’s settlement cycle but all transactions authorized within the offer period shall be considered.
  • • Rental and Property management transactions will not be a part of 10X reward program and 10X threshold calculations.
  • • Earned reward points will be reversed on transaction refunds.
  • • This offer cannot be combined with any existing offer for EMI transactions.
  • • This offer is only for eligible customers & have received the communication, is not transferrable.
  • • Surcharge & interchange is applicable on the final settlement amount

Double Rewards on Rental Spends campaign (1st June-31st July, 2023)

Details and T&Cs:

· Proposition:

o   Double your rewards points on all rental spends on min Rs. 20,000 per month in June & July’23

· Campaign Period: 1st June 2023 – 31st July 2023.

· Products

· Included: FIRST Select, FIRST Wealth, FIRST Classic, FIRST Millennia, FIRST Family, FIRST WoW, FIRST Private, FIRST Power, FIRST Power+.

· Excluded: FIRST Business, FIRST Corporate.

·Transactions

o   Transactions done between 12:00 AM (1st June’23) to 11:59 PM (31st July’23) will be considered for double rewards.

o   Domestic payments

· Fulfillment

o   Reward points credit will be credited post 30 days of offer closure

o   FIRST WOW Credit Card: 4x basis existing & additional 4x post offer closure

o   FIRST Millennia, FIRST Classic, FIRST Select, FIRST Wealth: 3x basis existing & additional 3x post offer closure

o   Power cards: 2x basis existing & additional 2x post offer closure

o   Power+ cards: 3x basis existing & additional 3x post offer closure

o   The rewards will be visible to the cardholder only once the transaction is settled.

o   All transactions completed within the offer period will be considered. The settlement for few of these transactions may be delayed basis the merchant’s settlement cycle but all transactions authorized within the offer period shall be considered.

o   Earned reward points will be reversed on transaction refunds.

o   This offer cannot be combined with any existing offer for EMI transactions

o   This is a targeted campaign only & only eligible customers have received the communication.

o   Surcharge & interchange is applicable on the final settlement amount