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Two Wheeler Loan Fees & Charges

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Two Wheeler Fees and Charges

Products/Type of charges TWO WHEELER
EMI Bounce charges per presentation* 400
Late payment/Penal charges/ Default interest/Overdue (per month) 2% per month of the unpaid EMI or Rs 300 whichever is higher
Cheque Swap charges (per swap)* 500
Cancellation & Rebooking charges 1000 towards Cancellation + Additional Interest charges from date of disbursal till receipt of cancellation. Cancellation to be received within 30 days or 1st EMI presentation date whichever is earlier. Post which it will be treated as foreclosure
Foreclosure / Prepayment charges* 5% of principle outstanding amount
Loan re scheduling charges (per re scheduling) NA
Duplicate No Objection Certificate Issuance Charges* 500
Physical Repayment Schedule * 500
Physical Statement of Account* 500
Document retrieval charges (per retrieval)* 500
Stamping Charges As per actuals
Processing fees Up to 4% of the total amount
List of Documents NA
Part Payment charges Part Payment is not allowed
Initial Money Deposit/ Application Fees (Non-refundable) NA
Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) 99
EBC & Push Card fee(if applicable) 499
Admin Fee (if applicable) Upto Rs.1200
PDD charges Upto Rs.1000
Other Charges (if applicable) Upto Rs.1000
EMI Pickup/ Collection Charges* 350
Pre EMI & Stamp Duty As per actuals
Security Post Dated Cheque Waiver 500
Legal/Collections/ Repossession & Incidental Charges As per actuals
Valuation Charges (If applicable) As per actuals

GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.

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