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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Two Wheeler Loan Fees & Charges

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Pre - customer onboarding: Fees & Charges

Products/Type of charges TWO WHEELER
Admin Fee (if applicable) Upto Rs.1200
EBC & Push Card fee (if applicable) Rs. 530
Other Charges (if applicable) Up to Rs. 2000
PDD charges Up to Rs. 2000
Stamp Duty As per actuals
Processing fees Up to 5% of the total amount
Security Post Dated Cheque Waiver Rs. 0

Post - customer onboarding: Fees & Charges

Products/Type of charges TWO WHEELER
Cancellation & Rebooking charges 1000 towards Cancellation + GST and Additional Interest charges from date of disbursal till receipt of cancellation. Cancellation to be received within 30 days or 1st EMI presentation date whichever is earlier. Post which it will be treated as foreclosure.
Document retrieval charges (per retrieval)*  0
Duplicate No Objection Certificate Issuance Charges* Up To 500
Easy Buy Card Annual Fee (If Easy Buy Card Applicable) NIL
EMI Bounce charges per presentation* 10% of Outstanding EMI between the range of minimum Rs 400 & Maximum Rs 1000 Excluding GST
EMI Pickup/ Collection Charges* Rs. 500
Foreclosure / Prepayment charges* 5% of principle outstanding amount
Penal charges 2% per month of the unpaid EMI or Rs 300 whichever is higher
Legal/Collections/ Repossession & Incidental Charges As per actuals
Part Payment charges Part Payment is not allowed
Physical Repayment Schedule * Rs. 500
Physical Statement of Account*  0
Valuation Charges (If applicable) As per actuals
Switching Charges Rs 1000 Including GST.

GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.

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