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Home Loans, now at 6.90% p.a.
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Two Wheeler Fees and Charges
| Products/Type of charges | TWO WHEELER |
|---|---|
| EMI Bounce charges per presentation* | 400 |
| Late payment/Penal charges/ Default interest/Overdue (per month) | 2% per month of the unpaid EMI or Rs 300 whichever is higher |
| Cheque Swap charges (per swap)* | 500 |
| Cancellation & Rebooking charges | 1000 towards Cancellation + Additional Interest charges from date of disbursal till receipt of cancellation. Cancellation to be received within 30 days or 1st EMI presentation date whichever is earlier. Post which it will be treated as foreclosure |
| Foreclosure / Prepayment charges* | 5% of principle outstanding amount |
| Loan re scheduling charges (per re scheduling) | NA |
| Duplicate No Objection Certificate Issuance Charges* | 500 |
| Physical Repayment Schedule * | 500 |
| Physical Statement of Account* | 500 |
| Document retrieval charges (per retrieval)* | 500 |
| Stamping Charges | As per actuals |
| Processing fees | Up to 6% of the total amount |
| List of Documents | NA |
| Part Payment charges | Part Payment is not allowed |
| Initial Money Deposit/ Application Fees (Non-refundable) | NA |
| Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) | 99 |
| EBC & Push Card fee(if applicable) | 499 |
| Admin Fee (if applicable) | Upto Rs.1200 |
| PDD charges | Upto Rs.1000 |
| Other Charges (if applicable) | Upto Rs.1000 |
| EMI Pickup/ Collection Charges* | 350 |
| Pre EMI | 350 |
| Security Post Dated Cheque Waiver | 500 |
| Legal/Collections/ Repossession & Incidental Charges | As per actuals |
| Valuation Charges (If applicable) | As per actuals |
