What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Enjoy quick, paperless disbursal in a few clicks
with IDFC FIRST Bank Personal Loans
Personal Loan in Pune, EMI starting at ₹2.149/Lakh
Enjoy quick, paperless disbursal in a few clicks
with IDFC FIRST Bank Personal Loans
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Competitive interest rates starting at 10.75%
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Completely digital, paperless online process
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Balance transfer of existing Personal Loans and Credit Cards at affordable rates
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Flexible tenure up to
84 months
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Competitive interest rates starting at 10.75%
-
Completely digital, paperless online process
-
Balance transfer of existing Personal Loans and Credit Cards at affordable rates
-
Flexible tenure up to
84 months
Personal Loan in Pune
Pune is the second largest city in Maharashtra. It is also recognized as the cultural capital of the state, where people still preserve the traditional ways of life. The city has maintained a thriving traditional economy while also developing an IT sector, which is gaining swift traction. While the cost of living in Pune are comparatively lower than in Mumbai, it is not an inexpensive place to live in. This is where a personal loan in Pune comes in. An instant personal loan in Pune can help you with anything, from buying a two-wheeler for commute to renovating your beloved home. With banks such as IDFC FIRST Bank, you can get instant personal loans in Pune at low cost. The interest rate offered is among the lowest in the market, which gives you the opportunity to live your life without feeling burdened by EMIs. Apply now!
Features and benefits of an instant personal loan
An instant personal loan is also called an online personal loan in Pune, given that all the procedures you need to complete while applying for the loan are completely online. A few features and benefits of an instant loan in Pune are:
Competitive interest rates starting at 10.75%
Completely digital, paperless online process
Balance transfer of existing personal loans and credit cards at affordable rates.
How to apply for a personal loan in Pune?
If you wish to apply for an instant loan in Pune online, there are a few steps you need to complete. These steps include:
Stage 1: Online application
Go to our website or the IDFC FIRST Bank Loans app if you want to apply for an instant personal loan. You can also apply for a personal loan online by filling out an online application form.Stage 2: Approval
Passing the eligibility check will ensure you attain the approval of your loan.Stage 3: Upload documents
Provide the documents online to complete the application process.Stage 4: Disbursal
As your documents get verified, the loan amount will be transferred into your account. IDFC FIRST Bank is among the finest personal loan providers in Pune. The entire process is completely online, with the money reaching your account quickly and efficiently.Eligibility
Documentation
If you are applying for a loan with IDFC FIRST Bank, you will need the following documents:
- PAN Card
- Form 60 (To be submitted only if PAN card is not available)
- Any 1 Official Valid Document (OVD) is mandatory from the below:
- Valid Passport with expiry date, photograph, and signature
- Aadhaar Card issued by UIDAI
- Voter’s Identity Card issued by Election Commission of India
- Driving License issued by regional transport authority
- Job Card issued by NREGA duly signed by an officer of the State Government
- National Population Register containing details of name and address
Who Can Apply
For self-employed individuals
- Minimum age: 25
- Maximum age: 65 (at the time of loan maturity)
- Your business must have existed for a minimum of 3 years
For salaried individuals
- Minimum age: 23
- Maximum age: 60 (at the time of loan maturity) or retirement, whichever comes first
- Minimum monthly salary: ₹20,000 per month
- A personal loan eligibility calculator can check eligibility in just a few seconds.
FREQUENTLY ASKED QUESTIONS
Why is IDFC FIRST Bank among the most trusted personal loan lenders in Pune?
IDFC FIRST Bank is among the most trusted personal loan providers in Pune. Some reasons include:
• Access to credit up to ₹1 Cr
• Competitive interest rates starting at 10.75%
• Flexibility to make up to 40% part-payment
• Top-up facility
You can also transfer your existing personal loan/credit card balance and enjoy amazing benefits, including affordable rates and flexible loan tenure ranging from 6 months to 84 months.
What are the documents needed to apply for a personal loan in Pune?
The documents you need to show when applying for a personal loan with IDFC FIRST Bank include:
• Valid KYC
• RBI Approved Account Aggregator Process/ Bank statement
• Net banking or debit card details to set up E-Mandate
• E-sign/e-Stamp for faster disbursal
What is the EMI that needs to be paid per month for a personal loan of ₹20 Lakhs?
If you apply for a loan of ₹20 Lakhs at 10.75% interest for a tenure of 36 months, you must pay a sum of ₹6500 per month to clear out your loan within the stipulated time.
When taking a loan from IDFC FIRST Bank, is the interest rate flat or reducing?
IDFC FIRST Bank offers you reducing interest rate, so as you pay off the principal amount, the interest payable also decreases.
Personal Loan Blogs
FEATURED
Personal Loans for a Credit Score of 550
Personal loans are one of the easiest loans to acquire. They are unsecured loans, which means one does not need to offer collateral. They can be used for a multitude of purposes. There is minimal documentation involved and a relatively shorter processing time as well. However, one of the most important considerations when applying for a personal loan is your CIBIL score.
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Minimum salary required for Personal Loan eligibility
03 Sep 2021 • 3 mins read
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You can easily get a Personal Loan on your Aadhaar Card, here’s how
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Online Personal Loan: Steps to apply and tips to ensure a smooth application
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How to avail an instant personal loan
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Branch Location
Pune
PUNE -CHINCHWAD
OFFICE NO. 301, 2ND FLOOR,SHRI MOURYA BHUVAN, TELCO ROAD, VILLAGE AKURDI,CHINCHWAD MAHARASHTRA 411019.
1860 500 9900Pune
PUNE-CITY TOWER - 9TH FLOOR
9TH FLOOR, CITY TOWER, DHOLE PATIL ROAD, PUNE - 411001.
1860 500 9900Pune
PUNE-WAGHOLI
OFFICE NO. 10/11, 2ND FLOOR SAI MANGAL, ABOVE ICICI BANK, NAGAR ROAD, WAGHOLI, MAHARASHTRA-412207.
1860 500 9900
