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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Personal Loan in Pune

Pune is the second largest city in Maharashtra. It is also recognised as the cultural capital of the state, where people still preserve the traditional ways of life. The city has maintained a thriving traditional economy while also developing an IT sector, which is gaining swift traction. While the cost of living in Pune are comparatively lower than in Mumbai, it is not an inexpensive place to live in. This is where a personal loan in Pune comes in. An instant personal loan in Pune can help you with anything, from buying a two-wheeler for commute to renovating your beloved home. With banks such as IDFC FIRST Bank, you can get instant personal loans in Pune at low cost. The interest rate offered is among the lowest in the market, which gives you the opportunity to live your life without feeling burdened by EMIs. Apply now!

Features of Instant Personal Loan in Pune

Eligibility Criteria for a Personal Loan in Pune

Who Can Apply?
  • For Salaried Individuals:
  • eligibility Minimum age: 21
  • Maximum age Maximum age: 60 (at the time of loan maturity) or retirement, whichever comes first
  • Age Minimum monthly salary: ₹20,000 per month
  • credit score Minimum credit score of 730
  • For self-employed individuals
  • age Minimum age: 21
  • age Maximum age: 65 (at the time of loan maturity)
  • age Your business must have existed for a minimum of 3 years
  • credit score Minimum credit score of 730
Documentation

If you are applying for a loan with IDFC FIRST Bank, you will need the following documents:

  • PAN Card PAN Card
  • Form 60 (To be submitted only if PAN card is not available) Form 60 (To be submitted only if PAN card is not available)
  • Any 1 Official Valid Document (OVD) is mandatory from the below: Any 1 Official Valid Document (OVD) is mandatory from the below:
  • Valid Passport with expiry date, photograph, and signature Valid Passport with expiry date, photograph, and signature
  • Aadhaar Card issued by UIDAI Aadhaar Card issued by UIDAI
  • Voter’s Identity Card issued by Election Commission of India Voter’s Identity Card issued by Election Commission of India
  • Driving License issued by regional transport authority Driving License issued by regional transport authority
  • Job Card issued by NREGA duly signed by an officer of the State Government Job Card issued by NREGA duly signed by an officer of the State Government
  • National Population Register containing details of name and address National Population Register containing details of name and address
Eligibility

How to Apply for Personal Loan in Chennai?

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Popular Personal Loan FAQs

How to get a personal loan with a low CIBIL score in Pune?

You can apply for a personal loan with a low CIBIL score at IDFC FIRST Bank in Pune provided you meet the minimum credit score requirements. The bank considers factors such as your income, employment stability, and overall financial profile, though higher interest rates may apply.

Can a person get a personal loan for a low salary in Pune?

Yes, individuals with lower salaries starting from ₹20,000 per month can apply for a personal loan with IDFC FIRST Bank. Approval depends on your overall eligibility including income, credit history, and repayment capacity.

How long does it take to get a personal loan in Pune?

Loan approval and disbursement typically occur within minutes after your application is submitted and approved, ensuring quick access to funds.

Why is IDFC FIRST Bank among the most trusted personal loan lenders in Pune?

IDFC FIRST Bank is among the most trusted personal loan providers in Pune. Some reasons include:

• Access to credit up to ₹1 Cr
• Competitive interest rates starting at 9.99%
• Flexibility to make up to 40% part-payment
• Top-up facility

You can also transfer your existing personal loan/credit card balance and enjoy amazing benefits, including affordable rates and flexible loan tenure ranging from 6 months to 84 months.

Different Types of Personal Loan for you