Home Loans in Delhi

You must meet the following eligibility criteria to avail of a home loan in Delhi:

For Self-Employed Individuals:

• Must be an Indian citizen
• Must be between 23 to 70 years of age
• Must demonstrate minimum four years of business continuity.
• Minimum annual income of ₹1.5 lakh

For Salaried Individuals:

• Must be an Indian citizen
• Must be between 23 to 70 years of age
• Must have minimum three years of experience
• Must have an annual salary of ₹1 lakh

The documents needed for a mortgage loan in Delhi are as follows:

• Valid identity proof
• Valid address proof
• Valid income proof
• For salaried individuals: Last two months’ salary slip/latest ITR or form 16/last six months bank statement
• For self-employed individuals: Last two years’ ITR /balance sheet or P&L statement/GST return/last six months bank statements or CC statements, etc
• Property proof
• Photocopy of draft sale deed and chain title documents (if any)
• Allotment/possession letter
• No objection certificate from the society and other documents as per legal report
• Business proof