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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Easy Banking

Accounts

Open a Savings Account

Earn up to 7.25% p.a. with monthly interest credits

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Open a Corporate Salary Account

Maximize your earning with 7.25% interest p.a.*

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Open an NRI Savings Account

Convenient and free fund transfers 24/7

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Open Senior Citizen Savings Account

Get up to 7.25% p.a. on your idle funds

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Open a FIRST Power Account

A savings account specially for women

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Open a Minor’s Savings Account

Secure your child's future with up to 7.25% p.a.

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Open a Vishesh Savings Account

Monthly Interest Credit on Savings

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Open a Pratham Savings Account (BSBDA)

Enjoy a zero balance savings account

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Open Honour FIRST Defence Account

A savings account specially for Indian armed forces and veterans

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Deposits

Open a Fixed Deposit

Get up to 7.75% p.a.* on your idle funds

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Open a Recurring Deposit

Start saving at just ₹100 per month

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Open an NRI Fixed Deposit

Securely invest your overseas income in India

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Open a Safe Deposit Locker

Get competitive rentals and quick nomination

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Loans

Apply for a Personal Loan

Foreclose anytime with ZERO charges

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Get a Consumer Durable Loan

Get dynamic credit limits from ₹25K - ₹5L

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Apply for a Home Loan

Higher eligibility for salaried & self-employed customers

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Get a Loan Against Property

Loan up to ₹15 Cr for the salaried, self-employed individuals and businesses

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Get a Pre-owned Car Loan

Avail instant sanction on pre-owned car loans with attractive rate of interest

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Get a Two Wheeler Loan

Enjoy EMIs as low as ₹361* per ₹10,000

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Pre-owned Two Wheeler Loan

Get instant loan on KYC

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Get a Vyapaar Vriddhi - Micro Enterprise Loan

No income proof required for a loan up to ₹3 lakhs

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Get a Sakhi Shakti JLG Loan - Women

Loans designed for the advancement of women

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Apply for Suvidha Shakti

Special loan for your micro-housing needs

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Get a New Car Loan

Loan tenure up to 10 years

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Shop Away With Easy Buy Card

Avail flexible EMI repayment options

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Apply for an Education Loan

Collateral free loans of up to ₹50 lakhs*

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Investments & Insurance Services

Open a Mutual Funds

Top funds curated by our research team

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Open a Sovereign Gold Bonds

Get valuable benefits with 2.5% interest

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Open IDFC FIRST 3in1 Account

Enjoy benefits of our Demat and Trading A/Cs

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Open an Investment Linked Insurance

Get the best of insurance & investment

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Apply for Term Insurance

Personalized products with multiple add-ons

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Apply for Health Insurance

Cashless hospitalization across network hospitals

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Apply for Motor Insurance

Curated products with expert selection guidance

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Apply for Home Insurance

Curated products with expert selection guidance

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Apply for Travel Insurance

Expert advice on product curation and selection

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Apply for Pradhan Mantri Insurance

Get insurance cover through Savings Account

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Apply for ASBA

Seamlessly apply for IPOs

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Apply for Atal Pension Yojana

Avail pension through Savings Account

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Savings Plan

Earn better returns on your wealth

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Annuity Plan

Take charge of retirement savings today

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Wealth Management

Explore FIRST Select

Superior Banking for a Select Few

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Explore FIRST Wealth

Extraordinary Banking Experience for Extraordinary Customers

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Explore FIRST Private

Bespoke Banking for the exclusive

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Cards

Save With FIRST Wealth Credit Card

Save up to ₹18,100 annually!

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Get FIRST Select Credit card

Save up to ₹10,400 annually!

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Get FIRST Classic Credit card

Save up to ₹7,600 annually!

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Save with FIRST Millennia Credit card

Save up to ₹7,600 annually!

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Apply for IDFC FIRST Debit Cards

Make safe and convenient payments

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Apply for IDFC FIRST Cobranded Cards

Enjoy benefits across meals, gifts, and celebrations

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FIRST Earn

Earn 1% cashback on UPI transactions

FIRST Earn