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Get a host of offers with
IDFC FIRST Bank Vishesh Account

Earn more with up to 7.00%* p.a. interest rates

Get a host of offers with
IDFC FIRST Bank Vishesh Account

Monthly Interest Credit on Savings
Rupay Platinum DC with host of offers
Free NEFT & RTGS facility

Monthly Interest Credit on Savings
Rupay Platinum DC with host of offers
Free NEFT & RTGS facility

Overview
Eligibility
Fees & Charges
FAQS

Vishesh Savings Account

IDFC FIRST Bank’s Vishesh Savings Account gives you access to some amazing benefits. When it comes to your finances, you need a strong and secure banking partner. Read More

Secure your finances and enjoy the many benefits such as Personal Accidental Insurance Cover of ₹2 lakhs*, Daily ATM withdrawal limit of ₹50,000 and POS limit of ₹1 lakh, and much more with IDFC FIRST Bank Vishesh Savings Account.Read Less

Enjoy the benefits of
Vishesh Savings Account

Interest up to 7.00%

View All Interest Rates

Monthly Interest Credit on your Savings Accounts

Earn Interest on Interest with IDFC FIRST Bank
Monthly interest credits versus the industry norm of Quaterly interest credit.

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Monthly Interest Credit on your Savings Accounts

ELIGIBILITY

Who Can Apply?

Resident Individuals
HUF

Documentation

For Physical Bank Account Opening:

Passport-size photograph
If you have a PAN Card, it is mandatory to provide it while opening your account
Any one of the following document:

- Aadhaar Card
- Passport
- Voter’s Identity Card (Election Card)

- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government

- Letter issued by the National Population Register containing details of name and address.

FEES & CHARGES

Find out about our minimal and transparent fees & charges

View Fees & Charges

FREQUENTLY ASKED QUESTIONS

What is a Savings Account?

A Savings Account is a product offered by banks to help save money, and earn interest on it. IDFC FIRST Bank offers 24x7 access to your Savings Account so you can access your funds anytime and make withdrawals whenever you need funds.

What is the frequency of interest pay-out?

Interest earned on your balance is credited to your account on a monthly basis.

How does the Monthly Interest Credits feature work and how will I benefit from it?

With an IDFC FIRST Bank Savings Account, experience the joy of earning Monthly Interest Credits on your Savings Account. You earn 'interest on interest' with the power of monthly compounding. IDFC FIRST Bank is one of the only universal banks to offer this feature, against the standard practice of crediting interest on your Savings Account every quarter.

Monthly compounding interest pay-out is better for you than Quarterly interest pay-out because when you get interest credit in Month 1, the interest for Month 2 is paid on your opening balance + interest received in Month 1 and so on. So, you earn more on your savings!

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