Salary Account for Government Employees - Nation FIRST

You can enjoy a superior banking experience with IDFC FIRST Bank Nation FIRST Salary Account with benefits such as:

- Attractive interest rates on your savings, so you can earn more

- Zero charges on 28 commonly used Salary Account services like IMPS, NEFT, RTGS, ATM transactions, cheque book issuance, SMS alerts, cash transactions, etc.

- Monthly Interest Credits, so you can earn 'interest on interest'

- Higher Personal Accident and Air Accident Cover with your Debit Card

- Exciting offers on food, shopping, travel, & more with your Debit Card

and much more

With an IDFC FIRST Bank Nation FIRST Salary Account, experience the joy of earning Monthly Interest Credits on your Salary Account. You earn 'interest on interest' with the power of monthly compounding. I IDFC FIRST Bank is the first universal bank in India to provide this feature, against the standard practice of crediting interest on your Salary Account every quarter.

Monthly compounding interest payout is better for you than Quarterly interest payout because when you get interest credit in Month 1, the interest for Month 2 is paid on your opening balance + interest received in Month 1 and so on. So, you earn more on your savings! 

Interest will be calculated on progressive balances in each interest rate slab, as applicable. Please note, interest rates are subject to periodic change. Can you afford to not have an IDFC FIRST Bank Nation FIRST Salary Account?

With IDFC FIRST Bank Nation FIRST Salary Account you can enjoy ZERO Charges on 28 commonly used Salary Account services like IMPS, NEFT, RTGS, ATM transactions, Cash transactions, Cheque book issuance, SMS alerts and more. You can know more about services offered at Zero Charges here.

To open a Nation FIRST  Salary Account, you require Aadhar Card and PAN Card along with proof of employment, which can be offer letter,  Organisation ID card, or pay slips.

You can add funds to your Nation FIRST Salary Account by one of the following ways:

- Via any other bank’s NetBanking/Mobile app. Simply add your IDFC FIRST Bank account details – Account number and IFSC code

- Through our Mobile app by clicking on “Add funds” option which lets you add transfer money from your other bank accounts

- Depositing a cheque at any of our branches

- Depositing a cheque at any IDFC FIRST Bank ATM

- Using any UPI app using your UPI ID

We offer multiple methods to track your IDFC FIRST Bank Nation FIRST Salary Account. Here are a few ways you can do it:

- NetBanking

- Mobile App

- WhatsApp Banking

- Monthly Account statements sent to your registered email ID

Yes, you can add 1 nominee to your Nation FIRST Salary Account.

You can add a nominee to your Nation FIRST Salary Account in one of the following ways:

- Via NetBanking or Mobile Banking App

- By visiting your nearest IDFC FIRST Bank branch

Times Prime is a comprehensive digital membership service that lets you enjoy premium subscriptions like Disney+ Hotstar, YouTube Premium, EazyDiner, Google One, ET Prime among 20+ subscriptions. Additionally, get exclusive offers and discounts from brands like Myntra, Uber, Urban Company, etc.

Customers will get the complimentary Times Prime membership only for the first year of onboarding.

Eligibility Conditions: Download and activate IDFC FIRST Bank Mobile Banking App within first 3 month of account opening.

Customer should have an active salary account (>25K)

Redemption: Customers receive the voucher through WhatsApp on their registered mobile number within 30-45 days of meeting the eligibility criteria.

The voucher will be available for redemption for 60 days after receiving. Post this, the bank will not entertain any queries regarding the same.

Swiggy One Lite is a membership offered by Swiggy that allows customers to enjoy 10 free deliveries on food orders & groceries. Customers also receive up to 30% extra discounts across 20,000+ restaurants over and above the regular offers.

Customers will get a complimentary Swiggy One Lite quarterly membership (renewed every 3 months based on eligibility conditions).

Fulfillment Conditions

DC & UPI Spends worth ₹5000 at merchant establishment in the last three months through IDFC FIRST Bank Salary A/C. P2P transfers through UPI & cash withdrawal through ATM will not be considered. – Renewed quarterly. 
AND
Active Salary Account: Salary credit in last 3 consecutive months (>50k)

Redemption: Customers receive the voucher through WhatsApp on their registered mobile number within 30-45 days of meeting the eligibility criteria.

The voucher will be available for redemption for 60 days after receiving. Post this, the bank will not entertain any queries regarding the same

Amazon Prime is a membership that offers free same day/next day delivery, early access to sales, access to Prime Video and Prime Music, among other Amazon services.

Customers will get a complimentary Amazon Prime quarterly membership (renewed every 3 months based on eligibility conditions).

Eligibility Conditions: Payment of Loan EMI or CC bill from IDFC FIRST Bank Salary A/C. Payment amount >₹5000 will be considered (3 months cumulative) – Renewed quarterly. 
 
AND 
 
Active Salary Account:  Salary credit in last 3 consecutive months (>50k) 

Redemption: Customers receive the voucher through WhatsApp on their registered mobile number within 30-45 days of meeting the eligibility criteria.

The voucher will be available for redemption for 60 days after receiving. Post this, the bank will not entertain any queries regarding the same.