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Lifestyle Credit Cards

Everyday Spending, Extraordinary Benefits

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Overview
Lifestyle Cards
Eligibility
Features & Benefits
FAQs

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Lifestyle Credit Card Benefits at a Glance

Lifestyle credit card by IDFC FIRST Bank are designed to maximise rewards on your leisure spending. They offer attractive benefits and privileges across shopping, dining, travel, and entertainment. So if you love to indulge in shopping sprees or enjoy travel perks, a Lifestyle credit card has got you covered. And that's not all - with additional benefits like fuel surcharge waivers and concierge services, these credit card add a touch of comfort to your everyday life.

Lifestyle Credit Cards for you

Mayura Credit Card

Avail a “Buy One, Get One Free” offer on movie tickets with up to ₹500 off on the second ticket. The benefit can be availed twice in a calendar month
Enjoy 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year (1 round/lesson in a single calendar month) as part of your Mastercard World privileges.
Avail a 1% fuel surcharge waiver up to ₹500* in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
Enjoy zero forex markup fee on all international transactions.
Get 5X rewards on spending below ₹20,000 in a billing cycle and 10X rewards on spending above ₹20,000 and on birthdays.

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Ashva Credit Card

Avail a “Buy One, Get One Free” offer on movie tickets with up to ₹400 off on the second ticket. The benefit can be availed twice in a calendar month.
Enjoy a golf round/lesson per month on spending ₹20,000 and ₹40,000, respectively in the previous statement cycle.
Avail a 1% fuel surcharge waiver up to ₹400* in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
Get 5X rewards on spending below ₹20,000 in a billing cycle and 10X rewards on spending above ₹20,000 and on birthdays.
Enjoy a low forex markup fee of just 1% on all international transactions.

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FIRST Millennia Credit Card

Get 25% off up to ₹100 on movie tickets booked via the District app by Zomato every month.
Avail a fuel surcharge waiver of 1%* up to ₹200 every month at fuel stations across India.
Enjoy up to 20% off at 1500+ restaurants and up to 15% off at 3000+ Health & Wellness outlets.
Get interest-free ATM cash withdrawals for up to 45 days with just a one-time withdrawal fee of ₹199 + GST.
Enjoy 4 complimentary railway lounge visits across India every quarter.

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FIRST Wealth Credit Card

Get a “Buy One, Get One” movie ticket offer via the District mobile app and enjoy up to ₹250 off on the second ticket. The benefit can be availed twice in a calendar month.
Get entry to 20+ golf courses in India with up to 2 complimentary golf rounds/lessons every month.
Enjoy a 1% fuel surcharge waiver of up to ₹400* in a statement cycle on fuel transactions valued between ₹200 & ₹5,000.
Earn 10X rewards on incremental spends of ₹20,000 and above.
Enjoy a low forex markup fee of just 1.5% (+GST) on your international spends. This fee also applies to international transactions done in Indian currency.

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FIRST Select Credit Card

Enjoy blockbuster experiences using the “Buy One, Get One” discount, up to ₹125, on the District app by Zomato (valid twice per month).
Get a 1% fuel surcharge waiver up to ₹300 in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
Make every purchase enjoyable with 300+ brand offers across dining, shopping, travel and more, all year long.
Enjoy lower fees for international transactions with a forex markup of just 1.99% + GST.
Get interest-free ATM withdrawals for up to 45 days with just a one-time fee of ₹199+GST.

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Eligibility criteria & documents to apply for lifestyle credit cards

Age: 21 years and above

Income: A stable source of income (salaried or self-employed). The specific requirement may vary by card.

Credit Score: A good credit score as per the bank’s policies.

Documents required

Identity proof (Aadhaar card, PAN card, passport)
Address proof (Utility bill, Aadhaar)
Income proof (Salary slips, bank statement, or Form 16)

Features and benefits of lifestyle credit cards

Exclusive rewards program

Earn up to 10X reward points on shopping, dining, travel, and entertainment expenses with IDFC FIRST Bank Lifestyle Credit Cards.

Luxury travel benefits

Enjoy complimentary access to domestic and international airport lounges for relaxing flight departures.

Dining & shopping discounts

Get special deals on premium brands, restaurants, and online platforms.

Fuel surcharge waiver

Save on fuel transactions with surcharge waivers at select petrol pumps.

Flexible payment options

Split large bills into affordable EMIs in just two clicks when paying with IDFC FIRST Bank Credit Cards.

FAQs

What is a lifestyle credit card?

A lifestyle credit card offers exclusive benefits across shopping, dining, travel, and entertainment, making it ideal for individuals who enjoy premium experiences.

How does a lifestyle card work?

A lifestyle credit card allows you to earn reward points on everyday purchases, avail discounts on premium brands, and enjoy travel and dining privileges while enhancing your spending power.