Upgrade your travel and lifestyle with a premium credit card

For those who want to embrace a lifestyle of quality and exclusivity, premium experiences aren’t just a luxury – they are essentials. After all, when you work so hard to provide for your family, achieve your career goals, and attain the lifestyle you desire, why not indulge in the finer things in life?

The newly redesigned FIRST Wealth Credit Card is crafted to deliver exactly this. With a sophisticated new look, this premium credit card facilitates transactions with a swipe or tap and unlocks a world of extraordinary benefits.

With a range of features, benefits, and an attractive new look, here’s what one of India’s best lifetime-free premium credit cards has to offer.

FIRST Wealth Credit Card: A premium credit card for your luxury lifestyle
 

The FIRST Wealth Credit Card is a lifetime-free card with premium features and benefits. Individuals with an annual income of ₹36 lakhs and more or having a Wealth account relationship with IDFC FIRST Bank can apply for this premium credit card. The card offers accelerated reward points and other perks like complimentary lounge access, travel benefits, lifestyle benefits, and more.

Even better? With its redesign, the card now also offers a classy new look. Depicting a travel setting with the Northern Lights in the background, the card is sure to catch eyeballs at every flick. The card captures the essence of luxury and premium travel experiences, not only in the benefits offered but also in its appearance.

Intrigued about the benefits this credit card in India offers? Let’s explore what you can get!

Advantages of the FIRST Wealth Credit Card
 

While the look of the FIRST Wealth Credit Card has undergone a major transformation, this premium credit card’s advantages remain as good as ever –

1. Welcome benefit

Indulge in exclusivity when you join the FIRST Wealth Credit Card with its attractive welcome benefits. Here’s what you get –

1. A welcome voucher of ₹500 if you spend ₹5000 or more within the first 30 days
2. Convert any transaction into equated monthly instalments (EMIs) and get 5% cashback, up to ₹1000

2. Free for lifetime

Most premium credit cards in India have considerable joining and annual fees. But the FIRST Wealth Credit Card is different. It is lifetime-free with benefits comparable to any other credit card in the ₹3000 to ₹5000 price range, helping you save thousands on annual fees.

That’s not all! You can also enjoy –

1. Low Annual Percentage Rates (APRs) that range from 0.75% to 3.65% per month
2. Interest-free cash withdrawals anywhere in the world at a flat fee of ₹199 for up to 45 days

Who said premium experiences have to be heavy on the pocket?

3. Unmatched rewards program

The premium credit card offers accelerated reward points on your transactions. Here’s what you get –

1. Earn 3X reward points on spending up to ₹20,000 in a billing cycle and 10X reward points on excess spends
2. Celebrate your birthday with 10X reward points on every transaction
3. Get 3X reward points on rental and property management payments
4. Get 1X reward points on insurance and utility bill payments

The reward points have no expiration date, and you can redeem them instantly for online or in-store purchases anytime and anywhere.

4. Travel perks

Make the FIRST Wealth Credit Card your travel buddy and enjoy attractive travel benefits like –

1. Low forex markup of 1.5%
2. Two complimentary access to domestic airport lounges and spas every quarter
3. Two complimentary access to international airport lounges every quarter
4. Complimentary travel insurance cover of $1200 and air accident insurance of ₹1 crore
5. Cancellation for any reason (CFAR) insurance for up to ₹10,000 for up to two claims in a year
6. Four complimentary railway lounge access every quarter

5. Lifestyle privileges

The card is packed with a range of lifestyle privileges for enriched experiences. Here’s what you get –

1. Buy-one-get-one offer on movie tickets, up to ₹250, available when booked through the District (by Zomato) app
2. Up to 20% discounts across 1500+ restaurants
3. 300+ merchant offers throughout the year
4. Two complimentary golf rounds per quarter
5. 1% fuel surcharge waiver

6. Financial security

Get complimentary insurance protection to safeguard your finances against emergencies. Here are the coverages you can enjoy –

1. Roadside assistance cover worth ₹1399
2. Personal accident cover of ₹10 lakhs
3. Lost card liability cover of ₹50,000

7. Visa offers

Get a host of Visa offers with the FIRST Wealth Credit Card, further enriching your travel experiences. Here’s what you get –

1. Airport meet and greet across 450+ locations
2. Discounted airport transfer limousine services
3. Personalised concierge service
4. Access to 900+ luxury hotels across the world

Go over and beyond with the FIRST Wealth Credit Card
 

The FIRST Wealth Credit Card is an ideal choice if you are looking for a premium credit card in India. It goes beyond standard benefits, offering exclusive perks and unforgettable experiences. From bespoke travel itineraries to gourmet dining and more, the FIRST Wealth Credit Card provides a range of elevated features tailored to your refined tastes. Its brand-new, premium look adds to the card’s appeal and aligns it with your refined tastes.

Apply for the FIRST Wealth Credit Card today and step into a world of