Upgrade your daily adventures with the FIRST Classic Credit Card

Whether it’s the thrill of taking your family out for dinner, finally snagging that gadget you’ve been eyeing, or turning grocery shopping into a savings opportunity, every little experience counts. And the right credit card can empower you to maximise these moments – making each purchase feel like a smart decision.

The FIRST Classic Credit Card does just that—it lets you thrive in your day-to-day life with benefits that make your spending smarter. To make things better, it now has a fresh new look that reflects the smart shopper you are.

FIRST Classic Credit Card: Unveiling the new

The FIRST Classic Credit Card has an attractive look that depicts a rewarding lifestyle to which you aspire. With benefits on travel and everyday shopping, it’s sure to make your life both enjoyable and rewarding. So go ahead and make each swipe count with the FIRST Classic Credit Card, designed with your daily needs in mind.

Along with the fresh new design, you continue to enjoy FIRST Classic Credit Card benefits like –

Welcome benefits

Activate the credit card and get a welcome voucher of ₹500 when you spend ₹5,000 or more within the first 30 days. You can also convert your transactions into equated monthly instalments (EMIs) and get 5% cashback, up to ₹1000 on the first EMI conversion.

Up to 10X reward points

Earn 3X reward points on online and offline purchases if you spend up to ₹20,000 in a month. Get 10X reward points when your spending exceeds this limit and on transactions done on your birthday.

The credit card reward points never expire. You can accumulate and use them to pay instantly for online and in-store purchases.

Travel benefits

Besides motivating you to create travel memories, the FIRST Classic Credit Card rewards you with attractive travel perks. For example, you can enjoy four complimentary railway lounge visits per quarter.

If road trips are your stress busters, take advantage of a 1% fuel surcharge waiver and complimentary roadside assistance cover worth ₹1,399. With added fuel savings and the convenience of roadside assistance, you can make your road trips more enjoyable.

Lifestyle benefits

Love to eat out? Enjoy up to a 20% discount across 1500+ restaurants. That’s not all! You also get a 25% discount, up to ₹100, on movie ticket bookings.

Merchant offers

Get exclusive discounts and cashback offers across 300+ merchants throughout the year. You can also avail yourself of up to 15% discounts across 3000+ health and wellness outlets.

Complimentary insurance cover

The FIRST Classic Credit Card also provides financial security through complimentary insurance coverage. You get a personal accident cover of ₹2 lakhs and a lost card liability cover of ₹25,000 with the card.

Easy on your pocket

The FIRST Classic Credit Card is free for life, so you don’t have to pay anything -to apply or use the card. Plus, the interest rates are low, ranging from 0.75% to 3.65% per month, making credit card repayments affordable. You can also avail of interest-free cash withdrawals from domestic and international ATMs for up to 45 days. Pay an upfront flat cash advance fee of ₹199 and enjoy funds against your credit limit whenever needed.

Unmatched convenience

Enjoy unparalleled flexibility with the FIRST Classic Credit Card's EMI conversion and balance transfer facility . You can convert transactions over ₹2,500 into affordable EMIs in just a few clicks. This increases your purchasing power and helps you manage your finances without hurting your budget.

Moreover, you can transfer any outstanding credit card balance to the FIRST Classic Credit Card to enjoy lower and dynamic Annual Percentage Rates (APRs). Reduced APRs equal reduced interest outgoes, helping you to save more.

How to get the new FIRST Classic Credit Card?

You can apply for the FIRST Classic Credit Card online by following this link. Just fill out the online application form and complete your video KYC. Once approved, your card will be issued as soon as possible.

No joining fee, no annual fee, just amazing privileges!

Make the most of your life with the FIRST Classic Credit Card

Sometimes, you need a bit of breathing room—for a larger purchase, a medical bill, or an unexpected expense. The FIRST Classic Credit Card, with its dynamic interest rates starting at just 9% p.a. on purchases or balance transfers, can be a lifesaver. It allows you to spread payments over time without racking up high interest and charges, making it perfect for making the most of those priceless moments without compromises.

Apply for the redesigned FIRST Classic Credit Card without an annual fee to unlock its exciting rewards and privileges. Maximise your life, one benefit at a time, and do more with your credit card.