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See more detailsCustomer care hotline Call 1800 10 888
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Credit cards have become an essential tool for managing daily expenses and high-value purchases. They provide the convenience of cashless transactions and offer various benefits like reward points, lifestyle privileges, and converting large expenses to EMIs (equated monthly instalments). An EMI allows you to repay the borrowed amount over a fixed period, with applicable interest, making large purchases more manageable. This feature ensures that your financial commitments remain stress-free and aligned with your budget.
Credit card EMI payments enable cardholders to convert high-value transactions into smaller, more affordable monthly payments. It is especially useful for individuals who wish to make substantial purchases without impacting their immediate cash flow.
The IDFC FIRST SWYP EMI Credit Card brings a revolutionary feature that lets you pay EMIs at a flat monthly conversion fee and without any additional interest and processing charges, making it an affordable option for big ticket purchases. You also enjoy an exclusive reward of up to 1,400 points on meeting the monthly spends milestone and a travel discount coupon worth up to ₹2,100 as a welcome offer.
Managing credit card EMIs wisely can unlock financial freedom and peace of mind.
Closing a credit card EMI involves the following steps:
Ensure you receive a confirmation from the bank stating the successful closure of your credit card EMIs.
Conclusion
Understanding how to close credit card EMI payments is essential for every cardholder. With the flexibility offered by the FIRST SWYP Credit Card, you can easily manage EMI payments at a fixed monthly conversion fee without any additional charges. Assess the benefits and downsides and take informed steps to maintain a healthy financial life. By planning your credit usage and EMI closures effectively, you not only ensure better financial discipline but also build a stronger credit profile.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.