Online Money Transfer

To complete online money transfers through our NEFT channels, kindly follow these simple steps:

1.      Log onto internet banking/mobile banking app

2.      Select ‘Fund transfer’ on the left

3.      Select ‘Transfer Now’

4.      Enter the amount you want to transfer (minimum ₹1.00 and maximum up to ₹20,00,000)

5.      Select a beneficiary or use our ‘One Time Beneficiary’ option to transfer funds without registering a beneficiary

6.      Select NEFT as the payment method

7.      Click ‘Submit’ and enter in the OTP sent to your registered mobile number

8.      Once verified, the funds will be transferred to the beneficiary

Kindly note, you will only be able to make payments through internet banking, if you have a single or unconditional signing authority on your account.

•     Requests received between 8:00 AM and 6:59 PM on weekdays (except Sundays & Bank holidays) will be processed on the same day.

The time taken to credit the Beneficiary's account will be dependent on the time taken by the Beneficiary's bank to process the payment.

Visit any of IDFC FIRST Bank Branch or call our Customer Care at 1800 10 888, You can also raise a service request by visiting  Raise a request | IDFC FIRST Bank or contact beneficiary bank through their Customer Facilitation Center (CFC) by visiting https://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=2070

For the purpose of faster tracking of transaction, you may need to provide few details related to transaction such as Unique Transaction Reference (UTR) number / transaction reference number, date of transaction, sender IFSC, amount, beneficiary name, beneficiary IFSC, etc., to bank.

To transfer funds through our RTGS channels, kindly follow these simple steps:

1. Log onto internet banking/ mobile banking app

2. Select ‘Fund transfer’ on the left

3. Select ‘Transfer Now’

4. Enter the amount you want to transfer (must be ₹2,00,000 and above)

5. Select a beneficiary or use our ‘One Time Beneficiary’ option to transfer funds without registering a beneficiary

6. Select RTGS as the payment method

7. Click ‘Submit’ and enter in the OTP sent to your registered mobile number

8. Once verified, the funds will be transferred in the respective RTGS cycle to the beneficiary

Kindly note, for any requests received between 8:00 AM and 6.59 pm on weekdays – (except Sundays & Bank holidays) will be processed on the same day.

The time taken to credit the Beneficiary's account will be dependent on the time taken by the Beneficiary's bank to process the payment.

Here is a detailed breakdown of our timings for processing of your requests on the same day:

Transaction Limits of IMPS / NEFT / RTGS