With RTGS, you can transfer funds instantly to any Third Party (Beneficiary) holding an account with any bank participating in RBI's Real Time Gross Settlement (RBI - RTGS) scheme.
RTGS can be initiated over our Internet Banking / Mobile Banking portals and also by visiting any of our branches.
Click here to view the locations of our branches,
alternatively you can log into our Internet Banking portal here.
Transfer limits
: Minimum Amount: Rs. 2, 00,000
, Maximum Amount: Rs. 20, 00,000
Process to carry out a funds transfer using RTGS:
- Log onto Internet Banking / Mobile Banking
- Choose "Funds transfer" in the LHS & select "Transfer Now"
- Enter the amount you want to transfer (has to be between Rs. ,, to Rs. ,,)
- Select the beneficiary you want to transfer the funds to or use "One Time Beneficiary" option to transfer without registering the beneficiary
- Select RTGS as the payment mode for funds transfer
- Click "Submit", this will trigger an OTP to your registered mobile number
- Enter the OTP & post successful verification the funds will be transferred in the respective RTGS cycle to the beneficiary
Please note:
- RTGS is available 24X7, throughout the year, including Sundays and bank holidays.
- RTGS transactions during non-banking hours above ₹10 lakh will be credited the next working day.
- NEFT transactions during non-banking hours above ₹10 lakh will be credited the next working day.
Transaction timing of IMPS/NEFT/RTGS
Transaction Limits of IMPS / NEFT / RTGS