IDFC FIRST Vishesh Savings Account

Key features

Average Monthly Balance of Rs 5,000 is required in a Vishesh savings account.
Vishesh Platinum Debit Card benefits include a Rs 2 lakh of online fraud cover and Rs 2 lakh of personal accidental insurance cover* on the debit card.
Free RTGS/NEFT/IMPS and ECS collection in your account.

Rs 25 cashback on train ticket booking through IRCTC.co.in.
Lounge access at domestic airports.
15% discount on minimum billing of Rs 300 on food and beverages at Café Coffee Day.
*Terms and conditions apply

Balance in ₹
<= 1 Lac
> 1 Lac <= 1 Cr

Balance in ₹

<= 1 Lac

> 1 Lac <= 1 Cr

Rate of Interest (% p.a.)
6.00%
7.00%

Rate of Interest (% p.a.)

6.00%

7.00%

All fees and charges mentioned in the tariffs, charges or fees brochures will attract taxes at prevailing rates as per government rules, over and above the charges mentioned.

All fees and charges mentioned in the tariffs, charges or fees brochures will attract taxes at prevailing rates as per government rules, over and above the charges mentioned.
All you need is a passport-size photograph in addition to identity and address proof documents to open your account.
Identity and address proof documents include:
Aadhaar card
Passport
Voter’s Identity Card (election card).
Permanent Driving License which is valid with the photograph affixed.
Job card issued by NREGA duly signed by an officer of the State Government.
If you have a PAN Card, it is MANDATORY to provide it at the time of account opening. Note that your PAN Card proves who you are(identity) but does not carry your address. Your PAN card makes a lot of transactions very easy. Booking deposits greater than Rs 50000, buying and selling mutual funds and shares, and many others. It assures us that your transactions are income-tax compliant. This is why it would be great for you if you added your PAN card to the account opening documentation.

Key features