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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
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1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Maximize
your earning
with up to 7.25%
interest p.a.*
Enjoy monthly interest credits with your IDFC FIRST Bank Corporate Salary account
Maximize your earning with up to 7.25% interest p.a.*
Enjoy monthly interest credits with your IDFC FIRST Bank Corporate Salary account
Enjoy Zero Fee Banking on All Salary Account Services
Earn Monthly Interest Credits on Your Savings
Get Complimentary Times Prime, Swiggy One & Amazon Prime Memberships
Enjoy Zero Fee Banking on All Salary Account Services
Earn Monthly Interest Credits on Your Savings
Get Complimentary Times Prime, Swiggy One & Amazon Prime Memberships
Despite their obvious similarities, a salary account is different from savings account in more ways than one. A salary account is the bank account in which your company credits your monthly salary. You must fill an application form which is submitted to the bank by the employer on your behalf for opening a salary account or apply online if your employer has a corporate relationship with the bank. A digital salary account like the one offered by IDFC FIRST Bank follows a digital application process and helps you access banking services 24/7. As an IDFC FIRST Bank customer, you can enjoy a zero-balance requirement, unlimited free transactions, round-the clock digital banking, and personalised services by choosing a digital salary account.
Here are the key features of digital salary accounts that you must know:
The digital salary account opening process is streamlined and can be done online, ensuring that you can set up your account quickly and efficiently.
Choose an account type that suits your financial aspirations between the Platinum Plus and Classic Plus Salary Accounts. They come with unique features like zero fees on all common banking services, higher withdrawal and purchase limits, insurance benefits, and a lot more.
You are not required to maintain any specific balance as long as you get salary credits with any salary account type with IDFC FIRST Bank, providing financial flexibility and peace of mind.
Enjoy a complimentary visa debit card with enhanced security features, along with higher transaction limits of up to ₹6 lakhs per day. Card holders also help you unlock various offers on card transactions.
Access your funds without worrying about extra charges, as this account offers unlimited ATM withdrawals across all bank ATMs in India.
Enjoy complete peace of mind with extensive insurance coverage such as air accident covers worth ₹1 crore, personal accident cover of up to ₹50 lakhs, lost card liability covers worth up to ₹6 lakhs, and purchase protection worth up to ₹1 lakh.
Benefit from 24/7 access to banking services through IDFC FIRST Bank's user-friendly mobile app and net banking platform.
As a salary account holder, you enjoy complimentary memberships on digital platforms such as:
• TimesPrime membership for 1 year on your first salary credit above ₹25K
• Swiggy One Flagship membership every quarter on spends of ₹5000 (UPI/DC) & salary credits for 3 consecutive months to your IDFC FIRST Bank Salary Account
• Amazon Prime membership, renewed every quarter based on 3 months of regular salary credits & Standing Instructions (MF SIP/ EMI/ CC Payments) of minimum ₹5,000
You can open a Digital Salary Account with IDFC FIRST Bank conveniently through the bank’s official website or mobile app. Simply click on the ‘Open Account Now’ button to initiate the process. There is no need to visit a branch in person. Follow the online instructions to complete the application process, and your account will be opened in a few easy steps.
A digital salary account can be opened by salaried employees who are working with organisations that have a corporate salary relationship with IDFC FIRST Bank. This includes accounts like the IDFC FIRST Bank Platinum Plus or Classic Plus Salary Account, offering exclusive benefits tailored to different salary levels.
Once your digital salary account is opened, ensure that your employer is informed about your new account details so that your salary can be credited. You can then start managing your finances online using IDFC FIRST Bank’s mobile app or netbanking facility. Additionally, you may explore the benefits and services that come with your IDFC FIRST Bank Platinum Plus or Classic Plus Salary Account.
If you have an existing relationship with IDFC FIRST Bank, you can easily open a salary account online by following the same account opening process that is listed above.
You need not maintain any minimum balance while operating your IDFC FIRST Bank Digital Salary Account as long as the salary is being credited every month.
You can review the Schedule of Charges here: https://www.idfcfirstbank.com/personal-banking/accounts/salary-account/fees-and-charges.
IDFC FIRST Bank offers a competitive interest rate on its Digital Salary Accounts. The interest rates vary based on the funds in your account. The interest is calculated on the daily balance and credited to your account every month. Click here to check the latest rates.
You can access your IDFC FIRST Bank Digital Salary Account by downloading the IDFC FIRST Bank mobile app. Once downloaded, register with your details and log in using your credentials to manage your account, transfer funds, and perform various banking activities on the go.
IDFC FIRST Bank offers many special offers to employees who opt for its Digital Salary Account. Along with a zero minimum balance requirement and high transaction limits, IDFC FIRST Bank’s Digital Salary Account features complimentary insurance, offers on popular brands, complimentary membership on various digital platforms including Amazon Prime membership, TimesPrime, and Swiggy One Flagship membership to name a few.
Some of the exclusive benefits include access to more than 20 premium subscriptions such as Disney + Hotstar, Amazon Prime, Swiggy One, Sony LIV, Google One and more. You also unlock exclusive discounts at more than 40 brands such as Myntra and Uber, and exclusive access to events and movie premieres.
FEATURED
A Salary Account is a type of Savings Account for salaried individuals that has some specific features and benefits, apart from helping the individual to save money on a regular basis. Learn more about Salary Account in detail in this article.
Team FinFIRST10 Dec 2023 • 3 mins read
10 Dec 2023 • 3 mins read
10 Dec 2023 • 3 mins read