Club Vistara IDFC FIRST Credit Card: Are the benefits worth the fee?

So you've been eyeing up the Club Vistara IDFC FIRST Credit Card for some time. Perhaps the complimentary airport lounge access or golf rounds caught your attention. You may be unsure whether the ₹4,999 joining and renewal fee justifies the perks. Fortunately for you, we're here to explain why the fee is totally worth it.

The benefits of the Club Vistara IDFC FIRST Credit Card are numerous. Designed for those who enjoy finer things in life, it offers various credit card benefits centered around air travel, dining, and premium experiences. Take a closer look. 

Benefits of the Club Vistara IDFC FIRST Credit Card: What's in it for you?
 

The Club Vistara IDFC FIRST Credit Card offers a range of compelling benefits. This card not only provides complimentary class upgrade and flight ticket vouchers, but also exclusive access to spas and golf courses. With its generous rewards program, you can accumulate points that can be redeemed for flights, upgrades, and other exciting perks.

Here are the benefits of the Club Vistara IDFC FIRST Credit Card:

• Welcome bonus - On becoming a new Club Vistara IDFC FIRST Credit Card owner with a joining fee of ₹4,999, you get the following benefits on payment of fees:
  • A one-time class upgrade e-voucher for even greater comfort
  • A complimentary Premium Economy Class ticket voucher
  • Club Vistara Silver membership, granting priority check-in and other perks
  • A 3-month subscription to EazyDiner Prime for exclusive dining benefits
• Everyday rewards - Earn Club Vistara (CV) points with every swipe:
  • 6 CV Points for every ₹200 spent (up to ₹1 lakh per statement cycle)
  • 4 CV Points for every ₹200 spent (above ₹1 lakh per statement cycle)
  • 10 CV Points on all dining spends on your birthday
  • 1 CV Point for every ₹200 spent on fuel, insurance, utilities, rent, and wallet loads
• Travel in style - Every cardholder is entitled to a certain number of complimentary flight vouchers based on how much they spend on eligible transactions. For example, users who hit certain spend milestones within the year can earn up to 5 complimentary flight vouchers. These vouchers can be redeemed for flights of their choice, allowing cardholders to save on travel expenses.
  • ₹1.5 lakhs – 1st ticket voucher
  • ₹3 lakhs – 2nd ticket voucher
  • ₹4.5 lakhs – 3rd ticket voucher
  • ₹9 lakhs – 4th ticket voucher
  • ₹12 lakhs – 5th ticket voucher
• Exclusive lifestyle benefits -
  • Enjoy complimentary rounds of golf at select courses
  • Relax in luxurious domestic and international airport lounges with complimentary access

Do the benefits justify the joining fee?

If you travel frequently, the Club Vistara IDFC FIRST Credit Card can be well worth the ₹4,999 annual fee. Here’s how -

• Complimentary perks – As a new cardmember and on renewals, you get a premium economy flight ticket and class upgrade voucher, saving you thousands. To put it into perspective, a typical one-way flight from Delhi to Goa alone costs over ₹5,000. The complimentary lounge access*, golf and dining perks are nice extras, too.
• Generous rewards – Redeem the CV points you accumulate on the card for flights or upgrades. You earn up to 6 Club Vistara points on every swipe. Moreover, you can earn up to 6000 CV points by spending minimum ₹30,000/- every month for three applicable billing cycles.
• Comprehensive travel insurance - In case you need to cancel your trip, you can claim a reimbursement on cancelled hotel and flight bookings of up to ₹10,000 twice a year.

The Club Vistara IDFC FIRST Credit Card also provides additional coverage of USD 1200 for loss of checked-in baggage, delay of checked-in baggage, loss of passport and other documents, and flight delays.

To sum it up, the joining and renewal fees on the Club Vistara IDFC FIRST Credit Card are competitive and aligned with the value that cardholders receive. By offering complimentary flight vouchers, class upgrades, spa and golf access, and exclusive benefits, the Club Vistara IDFC FIRST Credit Card provides an unparalleled travel experience. The renewal fees help offset these costs and ensure that the card can continue to offer these benefits to its users.

How to apply for the Club Vistara IDFC FIRST Credit Card

Here’s how you can apply for this credit card -

Visit the Club Vistara IDFC FIRST Credit Card application page

• Validate your mobile number by clicking on Get OTP after filling in your details
• Provide the required information and follow the on-screen instructions to submit your application.

Should you take the plunge?

The Club Vistara IDFC FIRST Credit Card’s annual fees are warranted considering the extensive benefits it offers. From complimentary flight vouchers to exclusive access to spas and golf courses, the card provides value that goes beyond simply offering frequent flyer points. By hitting spend milestones, users can unlock even more rewards, making the renewal fees a worthwhile investment. So, whether you're a frequent traveler or an occasional adventurer, the Club Vistara IDFC FIRST Credit Card is worth considering for its exceptional benefits and rewards.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.