Arrive In Style, Always

Annual Fee of Rs. 4,999 + GST will be levied exactly after 12 months (365 days) from the day of card issuance, but customer will be expected to pay the same within the 12^th statements due date to avoid any late payment or interest charges.

For example, if the card is issued on 5^th July 2023. Annual fee of Rs. 4999 + GST will be charged on 5^th July 2024. This fee will reflect in the 12^th month statement which will be generated on 17^th July 2024 (statement date for Club Vistara IDFC FIRST Credit Card) having a due date after 18 days which will be 4^th August 2024. Customer can pay the annual fee anytime between 5^th July to 4^th August 2024.

You can receive up to 6 premium economy class ticket vouchers in a year. This includes 1 complimentary ticket as a joining benefit and 5 additional tickets as an annual spend milestone benefit.

Yes, you will earn Maharaja Points on every transaction using the Club Vistara IDFC FIRST Credit Card. Here's how the points are calculated:

-    6 Maharaja points on spends up to Rs. 1,00,000 in a billing cycle and 4 Maharaja points for all spends above Rs. 1,00,000.

-    1 Maharaja point on every transaction done on Fuel, Utility, Insurance, Wallet Load and Rent.

-  Maharaja points will not be given on transactions converted to EMI, Balance Transfer and on Cash Withdrawals.

-   Earn of Maharaja point will be calculated per Rs. 200.

-   Maharaja points will be calculated every billing cycle.

Yes, in addition to the Bonus 2000 Maharaja points received for qualifying monthly spend milestones in the 2nd, 3rd, and 4th billing cycles, you will also earn regular Maharaja points on every transaction made using the credit card.

The Bonus 2000 Maharaja points for qualifying monthly spend milestones in the 2nd, 3rd, and 4th billing cycles are only applicable for the first year of card membership. Subsequent years will not have this specific bonus point offer.

The forex mark-up fee on the Club Vistara IDFC FIRST Credit Card is competitively set at 2.99%. 

Yes. You are entitled to 2 complimentary domestic airport lounge & spa visits and 1 complimentary international airport lounge visit per quarter on monthly spends of Rs.20,000. This will become applicable w.e.f 1^st May 2024. Please spend min Rs. 20,000 in April 2024 to get access in May 2024.

You can avail the complimentary lounge/spa benefit by using your credit card at domestic airport lounges and your Dreamfolks card at international airport lounges.

Yes, as part of the Mastercard Network benefits, you can avail golf offers with your Club Vistara IDFC FIRST Credit Card. This includes:

·  4 complimentary rounds of green fees per calendar year (only 1 round in a calendar month)

·  12 complimentary golf lessons per calendar year (1 lesson per calendar month)

·  Discounted golf services at 50% of the green fee beyond complimentary sessions

For bookings, queries, or complaints, please call Mastercard toll free helpline no. 1800-102-6263

You can gift an Add -on Club Vistara IDFC FIRST Credit card to a loved one.

· The add-on card comes without any joining or annual fees.

· While the add-on member does not receive a separate Maharaja Club ID, Maharaja Club, Maharaja points, or complimentary flight tickets, all spends made by the add-on customer contribute towards helping the primary cardholder reach their milestones faster to unlock free tickets and earn more Maharaja points.

· The add-on customer can also enjoy airport lounge access, as it is fungible between both the primary and add-on cardholders.

 You can activate your complimentary lounge visits in the next month by spending a minimum of ₹20,000 in the current calendar month.

For e.g., Meet spend criteria between 1st to 31st Jan 2024. Benefit activated for Feb-2024.

The spends condition stands revised from 1st May 2024. ₹5,000 spends in March 2024 will unlock access in April 2024. ₹20,000 must be spent in April 2024 to get complimentary access in May 2024.

Maharaja points can be used to book flights subject to terms and conditions of Maharaja Club. To know the number of Maharaja points required for flight bookings for your preferred destination, please visit: https://www.airindia.com/in/en/maharaja-club/points-calculator.html

Maharaja Club, launched in 1994 as Air India’s Flying Returns, is one of India’s oldest and most rewarding frequent flyer programmes. The programme expanded its member benefits in 2014 when Air India joined Star Alliance, expanding its benefits to the Star Alliance network. Through this programme, members earn Maharaja Points they fly with Air India or the 24 Star Alliance Partner Airlines, or when they spend with programme Partners. These points can later be redeemed for Award Flights and Cabin Upgrades. 

Yes, Club Vistara has merged with Air India’s Flying Returns to become Maharaja Club. Members can log-in with their Maharaja Club ID to view their account summary.

If you had an existing Air India account and had authorized Vistara to migrate your Club Vistara account data to Maharaja Club by not choosing to opt-out, then the membership has been automatically transferred, and you would have received e-mail confirmation regarding the same.

If you did not have an existing Maharaja Club account, a new account would have been created for you, the details of which would have been communicated to you on your registered e-mail ID.

Yes, your Club Vistara IDFC FIRST Credit Card will continue to function as usual. You can continue using it for transactions and all existing benefits will remain unchanged. You will earn Maharaja Points and Vouchers instead of Club Vistara Points and Vouchers.

All your CV Points, Tier Points, and Vouchers have been automatically transferred to your linked Maharaja Club account from 12th November 2024 onwards. The CV Points have been transferred to Maharaja Points in a 1:1 ratio. These points will remain valid for at least 1 year, even if they are due to expire sooner. For example, if you had 500 CV Points, then these would have moved to your Maharaja Club account as 500 Maharaja Points.

Your existing Silver tier membership has been extended till November 2025 in your Maharaja Club account and for Club Vistara IDFC FIRST Credit Cards getting renewed after November 2024, the silver memberships will get the extended in Maharaja Club accounts for a period of 1 year aligned with the renewal date.

Yes, Air India will honour all your valid/active tickets and vouchers issued by Club Vistara. These have been transferred to your Maharaja Club Account, ensuring that you can continue to use them as planned.

Maharaja Club members get multiple benefits such as Cabin Upgrade vouchers, Excess Baggage Allowance, Priority Check in etc. For more details, please click here.

All Cabin Upgrade Vouchers issued by Maharaja Club are valid for 6 months from the date of issuance for Silver Tier members, 9 months for Gold Tier members and 12 months for Platinum Tier members. All Complimentary Ticket Vouchers will have a fixed validity of 9 months, irrespective of the tier. For more details, please click here.

Yes, you can renew your Club Vistara IDFC FIRST Credit Card until March 2025. Upon renewal, all card benefits and features will be honoured for 1 year from the renewal date.

The benefits earned on the card i.e. Points as well as Ticket Vouchers shall remain the same which means you will receive 1 Complimentary Premium Economy Ticket Voucher, 1 Cabin Upgrade Voucher and Silver Tier Status as part of renewal benefits on payment of annual fee. You will also continue to earn up to 5 Premium Economy Ticket Vouchers based on your spends. Instead of CV Points, you will earn Maharaja Points that can be used to book Award Flights and Cabin Upgrades with Air India and the 24 Star Alliance Partner Airlines.

Members can use the Premium Economy Ticket Vouchers for bookings via the Air India website or app or reach out to the Customer Service team to get a booking made.

Once you arrive at the airport check-in counter, you can request the Airport Executive for an upgrade (as per booked cabin class and subject to seat availability). You can show the active voucher in your Maharaja Club Account from the Air India app or website. After confirmation of seat availability, you can validate the voucher using the OTP received on your registered mobile number and e-mail ID. Once the OTP is verified, the executive will hand over the boarding pass for the upgraded cabin class.

Yes, you can use your vouchers for friends and family as well. Please note, all benefits are subject to terms & conditions. For more details, please click here.

You can calculate the number of Maharaja Points required to book a flight to your preferred destination using the Points Calculator.

In case of any questions regarding your credit card while abroad, please contact us at +91 22 6248 5152

Yes, your Club Vistara IDFC FIRST Credit Card will be renewed on its renewal date and will remain active until March 31, 2026. However, the benefits associated with the card will be modified.

No, annual fee will not be charged when your Club Vistara IDFC FIRST Credit Card is renewed on or after 1^st April’25.

Following the merger of Vistara with Air India, Club Vistara was integrated into Maharaja Club on November 12, 2024. As part of this transition, Club Vistara IDFC FIRST Credit Cards will not be renewed beyond March 31, 2026

While you can continue using your card until March 31, 2026, the following changes will apply post-renewal:

• Since the annual fee will not be levied, the renewal benefits including 1 premium economy ticket voucher, 1 cabin upgrade voucher and silver membership will not be provided.

• Flight ticket vouchers based on spending milestones will not be issued after your renewal date.

• Earning of Maharaja Points remains unchanged: You will continue to earn Maharaja Points on your eligible transactions, which will be credited to your linked Maharaja Club account.

Yes, all Maharaja Points earned before and after renewal will continue to be credited to your linked Maharaja Club account, and you can redeem them as per Air India’s policies.

Yes, your Club Vistara IDFC FIRST Credit Card will remain functional for all transactions until March 31, 2026. However, after this date, the card will be discontinued, and you will not be able to use it.