Working capital loan

Run your business as smoothly as you would like with IDFC FIRST Bank’s Working Capital Loan.

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CASH CREDIT/OVERDRAFT
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TERM LOANS
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FD BACKED LOANS

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IDFC FIRST Bank’s Working Capital Loan

CASH CREDIT/OVERDRAFT

  1. Assessment based on business turnover
  2. Competitive Interest Rates
  3. Flexible collateral terms
  4. Expert advisory on working capital requirement

TERM LOANS

  1. Credit for business expansion
  2. Maximum tenure up to 5 years
  3. Competitive interest rates
  4. Flexible tenure

Gold Card Scheme for Exporters

  1. For disposal of fresh applications : 25 days
  2. Renewal of limits : 15 days
  3. Sanction of ad hoc limits : 07 days
  4. Click here to know more

FD BACKED LOANS

  1. Up to 90% FD amount
  2. Interest-rate linked to FD rates
  3. Tenure linked to FD tenure
  4. Over-the-counter facility
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Documentation

Documents Individual Entity
KYC* For Proprietor
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Sole Proprietorship:

Documents Individual Entity
KYC* For Proprietor
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Partnership Firm:

Documents Individual Entity
KYC* For all Partner(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Limited Liability Partnership:

Documents Individual Entity
KYC* For all Partner(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Private Limited:

Documents Individual Entity
KYC* For all Director(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Public Limited:

Documents Individual Entity
KYC* For all Director(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

*KYC - Standard KYC documents in line with Bank's norms.

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Disclaimer:

The application will be processed on receipt of all the required documents mentioned above. The document requirements given above are indicative and IDFC FIRST Bank Ltd. reserves the right to request further documents, if required. This document is not to be constructed as a commitment from IDFC FIRST Bank Ltd. either express or implied.

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Contact us

REGISTERED office:

IDFC FIRST Bank Ltd

KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
India

Corporate office:

IDFC FIRST Bank Ltd

Naman Chambers,
C-32, G-Block,
Bandra-Kurla Complex,
Bandra East, Mumbai - 400051,
India

IDFC FIRST Bank Customers

Toll Free No - 1800 419 4332
Email - Banker@idfcfirstbank.com

Capital First Customers

Toll Free No - 1860 500 9900
Email - Customer.Care@Capitalfirst.Com

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