Working capital loan

Run your business as smoothly as you would like with IDFC FIRST Bank’s Working Capital Loan.

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CASH CREDIT/OVERDRAFT
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TERM LOANS
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FD BACKED LOANS

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IDFC FIRST Bank’s Working Capital Loan

CASH CREDIT/OVERDRAFT

  1. Assessment based on business turnover
  2. Competitive Interest Rates
  3. Flexible collateral terms
  4. Expert advisory on working capital requirement

TERM LOANS

  1. Credit for business expansion
  2. Maximum tenure up to 5 years
  3. Competitive interest rates
  4. Flexible tenure

FD BACKED LOANS

  1. Up to 90% FD amount
  2. Interest-rate linked to FD rates
  3. Tenure linked to FD tenure
  4. Over-the-counter facility
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Documentation

Documents Individual Entity
KYC* For Proprietor
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Sole Proprietorship:

Documents Individual Entity
KYC* For Proprietor
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Partnership Firm:

Documents Individual Entity
KYC* For all Partner(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Limited Liability Partnership:

Documents Individual Entity
KYC* For all Partner(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Private Limited:

Documents Individual Entity
KYC* For all Director(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

Public Limited:

Documents Individual Entity
KYC* For all Director(s) Yes
Last 3 years audited balance sheet & auditors report Yes
Last 3 years ITR Yes
Last 12 months Bank Statement Yes

*KYC - Standard KYC documents in line with Bank's norms.

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Disclaimer:

The application will be processed on receipt of all the required documents mentioned above. The document requirements given above are indicative and IDFC Bank Ltd. reserves the right to request further documents, if required. This document is not to be constructed as a commitment from IDFC Bank Ltd. either express or implied.

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Contact us

REGISTERED office:

IDFC FIRST Bank Ltd

KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
India

Corporate office:

IDFC FIRST Bank Ltd

Naman Chambers,
C-32, G-Block,
Bandra-Kurla Complex,
Bandra East, Mumbai - 400051,
India

Bank Account Related

For feedback/concerns-
Call us at : 1800-419-4332
Write to us at : banker@idfcfirstbank.com

For escalations-
Call us at : 1800-419-2332
Write to us at : head.customerservice@idfcfirstbank.com

Loan Account Related

For feedback/concerns-
Call us at : 1860-500-9900
Write to us at : customer.care@idfcfirstbank.com

For escalations-
Call us at : 1800-419-2332
Write to us at : head.customerservice@idfcfirstbank.com

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