What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
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- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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with IDFC FIRST Bank Kisan Credit Card
Working capital facility for Agricultural and allied activities
with IDFC FIRST Bank Kisan Credit Card
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Pre sanctioned limit for 5 years with one-time documentation
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Working capital up to Rs. 1 crore at competitive rate of interest
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Utilised for crop cultivation, post-harvest, farm maintenance, household consumption
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Annual review with 10% enhancement in limit every year
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Pre sanctioned limit for 5 years with one-time documentation
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Working capital up to Rs. 1 crore at competitive rate of interest
-
Utilised for crop cultivation, post-harvest, farm maintenance, household consumption
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Annual review with 10% enhancement in limit every year
Kisan Credit Card
IDFC FIRST Bank Kisan Credit Card offers working capital limit to meet the credit needs of farmers in a timely and hassle-free manner with objective of credit support from the banking system under a single window. The KCC limit will help farmers to boost agriculture activities and their livelihoods. Read More
It comes with many benefits, such as, wider reach, better coverage, simple documentation, quick processing and doorstep service. Keep the momentum of Agriculture growth with IDFC FIRST Bank Kisan Credit Card.Read Less
Key Features
Limit up to Rs. 1 crore with tenure of 5 years based on cropping pattern
One-time Simple documentation with quick processing
Coverage under PM Fasal Bima Yojna (PMFBY) and Restructured Weather Based CIS (RWBCIS)
Dedicated Relationship Manager for all banking requirements
Transparent charge structure
ELIGIBILITY
Following are the basic requirements
- The applicant should be in the age group of 18-65 years
- Owns a piece of agricultural land
- Engaged in agricultural activities
Documentation
FEES & CHARGES
Know about our minimal and transparent fees & charges
FREQUENTLY ASKED QUESTIONS
What is a Kisan Credit Card?
Kisan Credit Card is a credit delivery mechanism to meet the credit needs of the farmers during the crop season in a timely and hassle-free manner with objective of credit support from the banking system under a single window to meet the short term credit requirements for cultivation and other agriculture related requirement.
How is the credit limit decided for Kisan Credit Card?
The credit limit is decided on the basis of various factors like the cropping pattern, crops cultivated, operational land holding, land holding pattern and scale of finance.
What is the validity period for Kisan Credit Card?
The Kisan Credit Card comes with a validity of 5 years. The credit limit reviewed every year based on the performance.
Can I use Kisan Credit card to withdraw cash from ATM?
Yes, you can use your Kisan Credit Card to withdraw cash from the ATM till upto the credit limit of the card.
Can I use the Kisan Credit Card at merchant Point of Sale (POS) terminals?
Yes, you can use the Kisan Credit Card at merchant POS terminals for the purpose of purchase of seeds, fertilizers, pesticides and other agricultural inputs.
