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with IDFC FIRST Bank Kisan Credit Card

Working capital facility for Agricultural and allied activities

with IDFC FIRST Bank Kisan Credit Card

Pre sanctioned limit for 5 years with one-time documentation
Working capital up to ₹5 crore at competitive rate of interest
Utilised for crop cultivation, post-harvest, farm maintenance, household consumption
Annual review with 10% enhancement in limit every year

Pre sanctioned limit for 5 years with one-time documentation
Working capital up to ₹5 crore at competitive rate of interest
Utilised for crop cultivation, post-harvest, farm maintenance, household consumption
Annual review with 10% enhancement in limit every year

Overview
Eligibility
Fees & Charges
FAQs

Kisan Credit Card

IDFC FIRST Bank Kisan Credit Card offers working capital limit to meet the credit needs of farmers in a timely and hassle-free manner with objective of credit support from the banking system under a single window. The KCC limit will help farmers to boost agriculture activities and their livelihoods. Read More

It comes with many benefits, such as, wider reach, better coverage, simple documentation, quick processing and doorstep service. Keep the momentum of Agriculture growth with IDFC FIRST Bank Kisan Credit Card.Read Less

Key Features

Limit up to ₹5 crore with tenure of 5 years based on cropping pattern

One-time Simple documentation with quick processing

Coverage under PM Fasal Bima Yojna (PMFBY) and Restructured Weather Based CIS (RWBCIS)

Dedicated Relationship Manager for all banking requirements

Transparent charge structure

ELIGIBILITY

Following are the basic requirements

The applicant should be in the age group of 18-65 years
Owns a piece of agricultural land
Engaged in agricultural activities

Documentation

Simplified Application form
KYC Documents, As per RBI Guidelines
Copy of Agricultural Land extract
Any other document, as per sanction condition

FEES & CHARGES

Know about our minimal and transparent fees & charges

View Fees & Charges

FREQUENTLY ASKED QUESTIONS

What is a Kisan Credit Card?

Kisan Credit Card is a credit delivery mechanism to meet the credit needs of the farmers during the crop season in a timely and hassle-free manner with objective of credit support from the banking system under a single window to meet the short term credit requirements for cultivation and other agriculture related requirement.

How is the credit limit decided for Kisan Credit Card?

The credit limit is decided on the basis of various factors like the cropping pattern, crops cultivated, operational land holding, land holding pattern and scale of finance.

What is the validity period for Kisan Credit Card?

The Kisan Credit Card comes with a validity of 5 years. The credit limit reviewed every year based on the performance.

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