What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
- Accounts
-
Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
-
Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
-
Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
-
Corporate Lending
IDFC FIRST Bank Lending
View all -
Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
-
Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading
Account - Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
-
Kisan Credit Card
| Charge Type | Description of Charges | Charges / Fee Amount |
|---|---|---|
| Interest Rate(Per Annum) | 11.00% to 15.00% | |
| Processing Fee | Upto 2% | |
| Annual Maintenance Charges / Supervision Charges | Rs. 800 + GST per proposal annually for all CC/OD accounts during October | |
| Penal Interest | 2.00% p.m.Over the applicable rate | |
| NOC/ No-dues certificate | NIL | |
| Stamp Duty and other statutory charges | At actuals, as per applicable laws of the state at the time of loan processing | |
| Legal / Technical Charges | As per Actual | |
| Incidental/ Collection/ Legal / Repossession charges borne by the bank | - | |
| Cheque Book Charges | Free | |
| Collections | Local Cheque Deposit | Free |
| Cheque deposited in home branch for clearing in same location |
Free | |
| Outstation cheque deposit | Free | |
| Fund transfer (between home branches) (Online / through branch) | Free | |
| Payments | DD / PO– Payable at home and correspondent bank location | Free |
| DD - Duplicate issuance / Cancelation / Revalidation | Free | |
| NEFT | Free | |
| RTGS | Free | |
| IMPS | Free | |
| Cash Transactions | Cash deposit - Home and Non-Home location |
Free |
| Cash Withdrawal - Home and Non-Home location | Free | |
| Other features | Stop payment (Single cheque) | Free |
| Stop payment (Series cheque) | Free | |
| Cheque return (Inward) for financial reason | Free | |
| Cheque return (outward) home location | Free | |
| Cheque return (outward) other location | Free | |
| Cheque Bounce Charges | Rs.500 + GST | |
| Cheque Swapping Charges | - | |
| ECS Returns | Free | |
| CIBIL report copy charges | NIL | |
| Repayment schedule charges | Free on half yearly frequency. Rs. 100 on adhoc request | |
| Debit Card | Issuance, Annual Charges & Replacement | Free |
| Cash Withdrawal (ATM's) Home Network | Free | |
| Cash Withdrawal / Balance Inquiry at Other ATMs within India | Free | |
| POS Limit on Debit Card | Rs. 1,00,000 | |
| Daily withdrawal Limit | Rs. 50,000 | |
| Account Closure Charges | NIL | |
| Loan Cancellation charges (After Disbursal) | Rs.1000 | |
| Foreclosure Charges* | NIL | |
| Duplicate NOC | Rs.500+GST |
*All fees/charges to be paid shall be exclusive of goods and services tax(GST), as may be applicable. The services accounting code would be provided by IDFC FIRST Bank and shall be binding on customer Debit Card.
GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.
