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Enjoy Zero Charges on All Commonly Used Savings Account Services
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- Letter to Shareholders on the 2nd Annual Report after Merger
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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with IDFC FIRST Bank Kisan Credit Card
Working capital facility for Agricultural and allied activities
with IDFC FIRST Bank Kisan Credit Card
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Pre sanctioned limit for 5 years with one-time documentation
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Working capital up to Rs. 1 crore at competitive rate of interest
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Utilised for crop cultivation, post-harvest, farm maintenance, household consumption
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Annual review with 10% enhancement in limit every year
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Pre sanctioned limit for 5 years with one-time documentation
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Working capital up to Rs. 1 crore at competitive rate of interest
-
Utilised for crop cultivation, post-harvest, farm maintenance, household consumption
-
Annual review with 10% enhancement in limit every year
Kisan Credit Card
IDFC FIRST Bank Kisan Credit Card offers working capital limit to meet the credit needs of farmers in a timely and hassle-free manner with objective of credit support from the banking system under a single window. The KCC limit will help farmers to boost agriculture activities and their livelihoods. Read More
It comes with many benefits, such as, wider reach, better coverage, simple documentation, quick processing and doorstep service. Keep the momentum of Agriculture growth with IDFC FIRST Bank Kisan Credit Card.Read Less
Key Features
Limit up to Rs. 1 crore with tenure of 5 years based on cropping pattern
One-time Simple documentation with quick processing
Coverage under PM Fasal Bima Yojna (PMFBY) and Restructured Weather Based CIS (RWBCIS)
Dedicated Relationship Manager for all banking requirements
Transparent charge structure
ELIGIBILITY
Following are the basic requirements
- The applicant should be in the age group of 18-65 years
- Owns a piece of agricultural land
- Engaged in agricultural activities
Documentation
FEES & CHARGES
Know about our minimal and transparent fees & charges
FREQUENTLY ASKED QUESTIONS
What is a Kisan Credit Card?
Kisan Credit Card is a credit scheme that provides farmers with financial support for agricultural activities, allied activities along with consumption requirement of farmer households. It allows farmers to have access to short-term credit to meet their cultivation needs, including buying seeds, fertilizers, pesticides, etc. along with requirement for investment towards land development, minor irrigation, purchase of farm equipment and allied agricultural activities.
How is the credit limit decided for IDFC FIRST Bank Kisan Credit Card?
The credit limit for IDFC FIRST Bank Kisan Credit Card is determined through factors such as:
- Cropping patterns
- Types of crops cultivated
- Operational land holdings
- Land holding patterns
- Scale of finance
- Income from agricultural allied activities
- Investment / maintenance towards farm equipment and allied agricultural activities.
What is the validity period of IDFC FIRST Bank Kisan Credit Card?
IDFC FIRST Bank Kisan Credit Card has a validity of 5 years. The credit limit is reviewed annually based on the performance.
What is the eligibility criteria to apply for IDFC FIRST Bank Kisan Credit Card?
The basic eligibility criteria required to apply for IDFC FIRST Bank Kisan Credit Card is as follows:
1. The applicant to be in the age bracket of 18-65 years
2. The applicant should own a piece of agricultural land
3. The applicant must be engaged in agricultural and allied activities
Are there any annual charges for IDFC FIRST Bank Kisan Credit Card?
Yes, annual maintenance charges / supervision charges of Rs.800 + GST per proposal is levied. To know more about IDFC FIRST Bank Kisan credit Card fees and charges, click here.
How do I apply for IDFC FIRST Bank Kisan Credit Card?
You can apply for IDFC FIRST Bank Kisan Credit Card via the below channels:
1. Visit the nearest IDFC FIRST Bank Branch
2. Call on 1800 10 888
Which KYC documents will be required to apply for IDFC FIRST Bank Kisan Credit Card?
To apply for IDFC FIRST Bank Kisan Credit Card, you will need to be complied with KYC Guidelines.
You will need to provide a PAN Card and any one of the ‘officially valid documents’
- Passport
- Driving license
- Voter ID
- Aadhar letter issued by UIDAI
- Job card issued by NREGA (National Rural Employment Guarantee Act 2005) with the signature of a State Government official
In case you don't have a PAN Card, you can fill and submit Form 60 for verification.
To further ease the KYC process, information containing personal details like name, address, age, gender, etc., and photographs made available from UIDAI as a result of e-KYC process can also be treated as an ‘Officially Valid Document’.
Can I use my IDFC FIRST Bank Kisan Credit card to withdraw money from ATM?
Yes, you can use your IDFC FIRST Bank Kisan Credit Card to withdraw money from ATMs up to the specified credit limit of the card.
Can I use my IDFC FIRST Bank Kisan Credit Card at merchant Point of Sale (POS) terminals?
Yes, you can use your IDFC FIRST Bank Kisan Credit Card at merchant POS terminals to fulfil your agricultural needs like purchase of seeds, fertilizers, pesticides and other such agricultural inputs.
