What is POGO MPOS

• Check card validity period

• Check for card security features

• Swipe the card through the wireless payment terminal in the customer's presence

• Follow instruction from card swipe machine (approve /decline/collection etc.)

• In case the card is declined as Lost/ Stolen, Capture, Pickup, the merchant should retain the card or report it immediately to the acquiring bank or call the authorisation number and ask for a code

• Compare the card number & name printed on the charge slip with that on the card

• Get the charge slip signed by the customer and check if the signature matches with the one on the card

• If the card is not signed, then ask the customer to sign it in your presence. Verify the signature and name along with photo identification

• Return the card and customer copy of the charge slip to the customer

• Keep the merchant copy of the charge slip and the invoice of the Transaction for at least one year after the sale to settle any future disputes

• Split the amounts and swipe multiple times for a single transaction.

• Provide cash against the credit cards.

• Use your own card at the merchant establishment.

• Handover the EDC swipe machine to the card holder, unless the wireless payment terminal asks for a PIN to be entered.

• Swipe transaction using chip card.

• Proper alignment of the card number, card holder’s name, expiry date & other embossed details. (Clarity, uniformity of size and spacing between embossed characters).

• 3D Hologram (Flying Dove for VISA/MC printed on border of the two Interlocked Globes for Master Card).

• First four digits embossed on the card must match with the one printed below/above it.

• Last four digits of the card number extending into the hologram.

• Master Card/VISA logo borders, colour are not blurred or uneven.

• For a Master Card ‘M’ and ‘C’ imprint under the UV light in the lower half.

• For a VISA card the ‘Flying Dove’ imprint under the UV light on the top half for a VISA card

• In the new Visa card logo, the upper corner of the left arm of ‘V’ is yellow in colour

• In the new Visa Card when the VISA logo is viewed under a UV light, the ‘V’ is visible in the center of the logo

• Check for stylized flying V – one stem vertical and other side 45” degree to vertical in VISA Card and special security character ‘MC’ on the master card

• In new VISA and Master Card the stylish flying ‘V’ and security character ‘MC’ respectively is not incorporated

• Repeat Master Card/Visa printed in multicolour on the signature panel at 45” degree angle

• Look for reverse italics print of Card number (16 digits/last 4 digits) on the signature panel followed by a 3-digit code

• In New VISA card Flying Dove 3D hologram could be either above VISA flag or on the reverse side of the card below signature panel or on the Magnetic strip

• In new VISA Card signature panel, horizontal line visible for naked eyes, but when viewed under UV light ‘VISA’ is seen printed repeatedly and horizontally

• In New VISA and Master Card the 3-digit code is printed on separate white panel next to signature panel