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With a pre-approved personal loan from IDFC FIRST Bank, you can unlock instant financial flexibility tailored to your needs. With competitive interest rates, zero foreclosure charge, and a fully digital application process, personal loans from IDFC FIRST Bank makes borrowing effortless and efficient.
Documents Required
The only document required is your PAN card for digital verification during the video KYC process.
Unlike traditional loans that demand multiple proofs and a ton of paperwork, pre-approved personal loan ensures a smooth and quick approval process.
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly.
Get FIRSTmoney Smart Personal Loan of Different Amounts
A Pre-Approved Personal Loan (PAPL) is a loan offer extended to eligible customers based on their credit profile, banking relationship, and repayment history. IDFC FIRST Bank’s FIRSTmoney provides 100% digital personal loans with minimal documentation and instant disbursals within 30 minutes, ensuring quick access to funds without the hassle of lengthy application processes.
With FIRSTmoney, the approval process for a personal loan is instant. Once the applicant completes the digital verification, including Video KYC, the loan is disbursed within 30 minutes, depending on the verification process.
No, pre-approval does not guarantee loan disbursal. The final loan approval depends on factors such as income verification, credit score, and compliance with IDFC FIRST Bank’s internal policies.
Yes, a pre-approved loan may be rejected if there is a drop in the applicant’s credit score, discrepancies in the provided information, or changes in financial status that impact loan eligibility.
IDFC FIRST Bank evaluates a customer’s banking history, creditworthiness, and repayment behaviour to pre-approve a loan. Customers can then apply online, furnish the document (PAN card during video KYC) and receive instant disbursal upon final approval.
You can access up to ₹10 lakhs, depending on your credit profile. You can have multiple on demand loans of different amounts 5 lakh personal loan, 4 lakh personal loan, 2 lakh personal loan & etc as per your eligibility and approved loan offer.
No—FIRSTmoney offers transparent pricing with no maintenance or foreclosure fees.
Once approved, funds are available instantly within 30 minutes after KYC verification.