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Designed for convenience, flexibility and affordability, Digital personal loans are ideal for addressing financial emergencies, fulfilling personal goals, or managing unforeseen expenses. Their 100% personal loan digital journey and quick disbursal make them an efficient solution for modern financial needs.
For example,
EMI= [P×r×(1+r) ^n]/[(1+r) ^n −1]
Where:
Calculation:
Using the formula, the EMI works out to ₹4,753 per month.
Total Repayment: ₹4,753 × 24 = ₹1,14,072
Total Interest Payable: ₹1,14,072 - ₹1,00,000 = ₹14,072
Documents Required for Application
Identity Proof: Only PAN Card is required during the V-KYC (Video KYC) process.
Particulars |
Details |
Interest Rate |
Starting at 10.99% p.a. |
Processing Fee |
2% of the loan amount |
Foreclosure Charges |
No charges for foreclosure |
IDFC FIRST Bank FIRSTmoney is an instant cash loan, providing digital loan offers of up to ₹10 lakhs, accessible through a paperless and 24 X 7 digital journey. Borrow and repay as needed with no reapplication required.
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly.
Get FIRSTmoney Smart Personal Loan of Different Amounts
Digital loans are online personal loans that eliminate the need for paperwork or branch visits. They offer a seamless application process, making it easy to access funds from the comfort of your home
Digital loans come with several advantages, including quick processing, flexible loan amounts tailored to your needs, and competitive interest rates that make repayments affordable.
To apply for a digital loan, you must be a salaried or self-employed individual aged 21 to 60 years with a minimum CIBIL score of 730.
You need to furnish your original PAN Card during the V-KYC (Video KYC) to complete the application process.
Digital loans from FIRSTmoney are designed for speed, with approvals typically completed within minutes to a few hours, ensuring timely financial assistance.