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Higher Education Loan - India

With India, being a rapidly developing country, the demand for good quality higher education is also on the rise, to build a better future. IDFC FIRST Bank brings fully digitized and customized education loan for every student’s unique needs. Whether it is education loan for MBA or any other professional or vocational course, part-time or full-time, our domestic student loans cover widest range of programs. In addition to the academic expenses (tuition, hostel, exam fee etc.), our student loans provide financial coverage for additional expenses such as laptop, insurance, travel and others.Read More

Don’t let financial concerns stop you, apply for student loan today!Read Less

ELIGIBILITY

Who can apply?

  • An Indian National (Including NRI)
  • 18 years old or above at the time of loan commencement
  • Admitted in the desired institution after completion of the pre requisite qualifications

Documentation

Student

  • Photo ID proof
  • Proof of residence
  • Passport sized photograph
  • Proof of admission
  • Fee structure document
  • Salary slips of experienced candidates
  • Academic documents
  • Fully filled application form

Co-applicant

  • Photo ID proof
  • Proof of residence
  • Passport sized photograph
  • Income related documents
  • Fully filled application form

Collateral documents

  • Property documents
  • FD documents

Eligibility Img Alt

Calculate your
Education Loan EMI

Calculate EMI

Calculate your Education Loan EMI

FREQUENTLY ASKED QUESTIONS

Will my education loan cover additional expenses, if I choose to study in India?

Yes. Apart from the college-related expenses, our student loans also cover travel expenses, purchase of computer/laptops and insurance costs.

How to apply for education loan at IDFC FIRST Bank?

We have simplified the procedure wherein we offer convenience of applying through various modes including our website, branch, mobile application and phone banking. You can even verify your eligibility for a student loan online.

Do I need a co-applicant for my education loan?

Yes, co-applicant is required to avail student loans at IDFC FIRST Bank.

I have an existing student loan with other bank. Can I transfer it to IDFC FIRST Bank?

 Yes. Our Balance Transfer feature allows you to switch your existing education loan to IDFC FIRST Bank.

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