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Apply NowHome is where the heart is. There are no truer words than these. Our entire life revolves around our home. Besides being an investment of our life's savings, home is also the place of our dreams. Alive with countless warm memories. Samuel Johnson's words ring true here “To be happy at home is the ultimate result of all ambition”. However, specified natural calamities and man-made dangers can threaten the security of your home. Painful as it can be we need to secure it and provide for re-creating it, in case of damage due to unforeseen circumstances. This is one of the reasons why you will appreciate Home Insurance Policy of ICICI Lombard. We endeavour to guarantee absolute peace of mind from all uncertainties in your day-to-day life with this unique policy. Read More
We are committed to being by your side in your time of need.Read Less
PLAN OPTIONS/VARIANTS
Structure and Content Insurance:
This contains only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure carefully before concluding a sale.ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. . IRDA Reg.No.115. Toll Free 1800 2666. Fax No – 022 61961323. CIN (L67200MH2000PLC129408). customersupport@iciclombard.com.Read More
www.icicilombard.com. Comprehensive Home Insurance Policy. Misc 118. UIN: IRDAN115P0003V01201112.Read Less
The company is not liable to make payment for:
You can cancel the policy and take the premium back.
Yes, for their part of the asset.
The contents are covered on market value i.e. the cost of buying a similar new item after deducting appropriate depreciation on the basis of the age of the item. This includes household appliances, furniture, jewellery, personal effects and miscellaneous items.
We offer a cover for the buildings not more than 50 years old on a case-to-case basis.
The policy start date for home insurance will be 7 days from the online transaction date.
The owner of the property (dwelling and contents) with insurable interest can insure an asset. However, you can declare the possessions as 'goods held in trust' and take insurance for them.
The home insurance product is only for residential property. In case you use your home as your place of business also, you have to take Merchant Cover.
In case of a claim:
The documents required for filing a claim are:
First Information Report
Fire Brigade Report
Estimate of the repairers
Rent Agreement
Transport details for baggage loss
In case of burglary claims, amounts up to 75% of the claim payable (as assessed by the company appointed surveyor) will be paid on receipt of a copy of the first information report (FIR). The balance settlement will be made only on receiving the final police investigation report.
The maximum value of jewellery covered will be 25% of the total contents or '5 Lakh, whichever is lower.