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HDFC Life Smart Protect Plan, a Unit Linked Life Insurance Plan, that addresses your long-term savings needs and also provides you protection in the form of a life cover.
PLAN OPTIONS/VARIANTS
HDFC Life Smart Protect Plan (UIN: 101L175V01) is a unit linked, non-partcipating individual life insurance product. Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Smart Protect Plan (UIN: 101L175V01) is only the name of the unit linked life insurance contract
HDFC Life Smart Protect Plan addresses your long-term savings needs and also provides you protection in the form of a life cover.
Annual, half-yearly, quarterly and monthly frequencies are available under this product.
No, you cannot reduce the Policy Term and the premium payment term. However, you can increase the policy term and the premium payment term subject to boundary conditions.
Yes, as the Policyholder, You can alter the Premium frequency during the Premium Payment Term.
Yes, you can opt for any of the following riders:
Premium(s) paid by an individual or HUF under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, subject to the conditions/ limits specified therein. Under Section 10 (10D) of the Income Tax Act, 19611, the benefits received from this policy are exempt from tax, subject to the conditions specified therein.