Enjoy Zero Charges on All Commonly Used Savings Account Services
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Login to the new experience with best features and services
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Parameters | Minimum | Maximum | ||
Age at Entry | Life Assured: 0 years (30 days) Proposer: 18 years |
Life Assured: 60 years Proposer: No Limit |
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Age at Maturity | 25 Years | 100 Years | ||
Premium Payment Term | Plan Option | Premium Payment Term | ||
Option A: Level Cover Option B: Level Cover with Capital Guarantee |
Limited Pay (5 to 12 years) Regular Pay (25 to 40 years) |
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Option C: Decreasing Cover Option D: Decreasing Cover with Capital Guarantee |
Limited Pay (5 to 12 years) | |||
Policy Term | 25 Years | 40 Years | ||
Instalment Premium | Premium Payment Frequency | Minimum Installment Premium | As per Board Approved Underwriting Policy (BAUP) | |
Limited Pay 5 and 6 years | Others | |||
Annual | Rs:50,000 | Rs: 30000 | ||
Half-Yearly | Rs: 25,000 | Rs: 15000 | ||
Quarterly | RS 12,500 | Rs: 7500 | ||
Monthly | Rs: 4500 | Rs: 3000 | ||
Top-Up Premium: Rs. 5,000 per Top-Up* |
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Sum Assured | Basic Sum Assured: 10 times the Annualised Premium For Top-Up Premium: 1.25 times the Top Up premium |
As per Board Approved Underwriting Policy (BAUP) | ||
Premium Payment Frequency | Annual, Half-Yearly, Quarterly, Monthly |