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Get FIRST Prodigy Savings Account
for your child today

Support your child’s future with up to 7% p.a. interest rate

Get FIRST Prodigy Savings Account for your child today

Open Account Download App Now

Monthly Interest Credit on Savings
Free Child Education Cover of Rs. 5 lakhs
Daily Total Debit Limit - Rs. 40,000
Self Operated Account for minors above 10 and below 18 years of age

Monthly Interest Credit on Savings
Free Child Education Cover of Rs. 5 lakhs
Daily Total Debit Limit - Rs. 40,000
Self Operated Account for minors above 10 and below 18 years of age

Overview
Eligibility
FAQS

Open Account

IDFC FIRST Prodigy Savings Account

Presenting FIRST Prodigy Savings Account, a minor self operated Savings Account for minors in the age range of above 10 and below 18 years of age. Planning for the future of your child is something that's always on your mind. We're here to help you make sure that your child's future is secure. Our FIRST Prodigy Savings Account offers attractive interest rates along with monthly interest credits so that you can watch their funds grow.Read More

Additionally, it comes with a feature loaded Visa Platinum Debit Card, high insurance cover, exciting offers and much more.Read Less

Banking at your child's finger tips with state-of-the-art mobile banking and internet banking platforms.

Interest up to 7.00%

Open Now *View All Interest Rates

Monthly Interest Credit on your Savings Accounts

Earn interest on interest with IDFC FIRST Bank
Monthly interest credits versus the industry norm of quarterly interest credit

Know More

Monthly Interest Credit on your Savings Accounts

VISA Platinum Debit Card with ₹10K average monthly balance

Daily purchase limit of ₹10,000 and daily ATM withdrawal limit of ₹10,000
Free Personal Accident Insurance Cover of Rs. 35 lakhs and Air Accident Insurance Cover of Rs. 1 crore
Free Child Education Cover of Rs. 5 lakhs
Free Personal Accidental Insurance Cover of Rs. 30 lakhs
Air Accident Insurance Cover of Rs. 1 crore
Complimentary domestic airport lounge access, once every quarter
For offers, please click here

Open Account

VISA Platinum
Debit Card

ELIGIBILITY

Who Can Apply?

A IDFC FIRST Prodigy Savings Account can be opened by any Indian Citizen/Resident of India above 10 years and below 18 years of age.

Documentation

Passport-size photograph

If you have a PAN Card, it is mandatory to provide it while opening your account or else form 60 to be submitted

Any one of the following document:

- Aadhaar Card
- Passport
- Letter issued by the National Population Register containing details of name and address.

Parent/Guardian's KYC documents for creation of their customer ID

- It is not mandatory for the Parent/Guardian to hold a IDFC FIRST Bank Savings Account

FEES & CHARGES

Find out about our minimal and transparent fees & charges

View Fees & Charges

FREQUENTLY ASKED QUESTIONS

Who can open FIRST Prodigy Savings Account?

FIRST Prodigy Savings Account is a minor self-operated Savings Account which can be opened by resident Indian minor above 10 years and below 18 years of age.

What is the minimum Average Monthly Balance required to be maintained?

The minimum Average Monthly Balance requirement for FIRST Prodigy Savings Account is Rs. 10,000

How is the average monthly balance calculated of my savings account?

Every day, from the 1^st to the end of the month, we take the balance in your savings account at the end of the day. We total them all up and divide by the number of days in the month. That’s it!