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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
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3. Select ‘Savings/Current Accounts’
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Apply NowAn early start to financial freedom for your child
Get FIRST Prodigy Savings Account
for your child today
Support your child’s future with up to 7% p.a. interest rate
Get FIRST Prodigy Savings Account for your child today
Free Child Education Cover of Rs. 5 lakhs
Daily Total Debit Limit - Rs. 40,000
Self Operated Account for minors above 10 and below 18 years of age
Free Child Education Cover of Rs. 5 lakhs
Daily Total Debit Limit - Rs. 40,000
Self Operated Account for minors above 10 and below 18 years of age
Presenting FIRST Prodigy Savings Account, a minor self operated Savings Account for minors in the age range of above 10 and below 18 years of age. Planning for the future of your child is something that's always on your mind. We're here to help you make sure that your child's future is secure. Our FIRST Prodigy Savings Account offers attractive interest rates along with monthly interest credits so that you can watch their funds grow.Read More
Additionally, it comes with a feature loaded Visa Platinum Debit Card, high insurance cover, exciting offers and much more.Read Less
Banking at your child's finger tips with state-of-the-art mobile banking and internet banking platforms.
Interest up to 7.25%
- Aadhaar Card
- Passport
- Letter issued by the National Population Register containing details of name and address.
- It is not mandatory for the Parent/Guardian to hold a IDFC FIRST Bank Savings Account
FIRST Prodigy Savings Account is a minor self-operated Savings Account which can be opened by resident Indian minor above 10 years and below 18 years of age.
The minimum Average Monthly Balance requirement for FIRST Prodigy Savings Account is Rs. 10,000
Every day, from the 1st to the end of the month, we take the balance in your savings account at the end of the day. We total them all up and divide by the number of days in the month. That’s it!
Initial funding is not mandatory to open this account. Customers are free to do the initial funding basis their choice.
IDFC FIRST Bank credits interest monthly in your Savings Account, and is one of the first universal banks to do so as compared to the quarterly interest credit by most major banks. Hence you get interest on interest and earn more with the power of monthly compounding.
No, it is not mandatory for the guardian to hold a Savings Account with IDFC FIRST Bank. Only KYC of the guardian needs to be done for creation of customer id and then it will be linked to the minor account.
In case you opt for auto sweep facility, once the balance in the minor's account exceeds ₹15,000, the amount in excess of ₹10,000 will be automatically transferred to a Fixed Deposit in multiples of Rs. 1,000 for tenure of 370 days.