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MOBILE BANK APPLICATION SERVICES

  • OTP Reading
  • Fingerprint
  • Notifications
  • MPIN

Here is your One-Stop-Shop for all your banking needs from checking your account details, Transferring funds, paying bills, booking deposits and lots more. All you need to do is to download the app by clicking on the icons below!

How to download IDFC FIRST Bank's Mobile Banking App


Google Play

  1. Visit Google play
  2. Search for IDFC FIRST Bank
  3. Download and Install IDFC FIRST Bank Mobile Banking
  4. Login with your Internet Banking Username and Password or MPIN or Fingerprint*

 

App Store

  1. Visit the App store
  2. Search for IDFC FIRST Bank
  3. Download and Install IDFC FIRST Bank Mobile Banking
  4. Login with your Internet Banking Username and Password or MPIN or Fingerprint*

 

*Only for Fingerprint compatible devices.

Services available

The fully loaded IDFC FIRST Bank Mobile App – Everything you’ve ever wanted a banking app to do. The only thing it cannot do (yet) is give you cash.

Here’s what we have added to the app in this release:

  1. MPIN: We understand that typing complicated password is a hassle, and that’s the reason we are now giving you the choice to use a 4-digit MPIN, which is faster and secure.
  2. Fingerprint: Your Fingerprint is your new password. For the customers watching ads on how awesome it is to use your Fingerprint, this if for YOU!
  3. Notification: We will now notify you on the offers which are important for you, so you don’t miss out on the action.
  4. OTP Reading: We’ve made OTP reading on the App simple, so that we can read and enter it for you. Don’t worry it’s only the OTP, we read nothing else – Only In Android
  5. 3D Touch: Use the iPhone 3D touch facliity to get quick access to some important transactions directly from the home screen. The feature is available only in 3D touch compatible iPhones
  6. Scan & Pay: From ‘Go Cashless’ to ‘Go Cardless’! Click Scan & Pay option to make payments to merchants displaying Bharat QR code.

 

Besides the great features that we have to offer, here’s a list of all the transactions you can do on the app, once you login.

  1. View all your accounts & email your account statements
  2. Add funds to your IDFC FIRST Bank account from other banks
  3. Deposits
    1. Fixed Deposits
      1. Create Fixed Deposits
      2. View FD summary & email FD Advice
      3. Close Fixed Deposits
    2. Recurring Deposits
      1. Create Recurring Deposits
      2. View RD summary & email RD Advice
      3. Foreclose Recurring Deposits
  4. Debit Cards
    1. We offer you one view of all your linked debit cards
    2. Permanently block your card if you have lost your card and also request for a replacement
    3. Temporarily block your card in case you have misplaced your card
    4. Unblock your temporarily blocked card once you find it
    5. Set your daily withdrawal and purchase limits both domestic and international within preset limits.
  5. Bill Payments & Recharge
    1. Add Biller: Register your bill for presentment & payment
    2. View/Pay Bills: View & Pay all your bills
    3. Delete Biller: Delete any bills that you don’t want to pay anymore
    4. QuickPay: Bill payment without registration
    5. Recharge your prepaid mobile & DTH account
    6. Transaction History: View bill payments done in the past six months in Transaction History
    7. Setup Auto Pay for your recurring bills
  6. Transfer Funds
    1. To your own IDFC FIRST Bank Accounts
    2. To other IDFC FIRST Bank Accounts / Non IDFC FIRST Bank Accounts
    3. You can even make Credit Card payments using our Funds transfer service
  7. Home Loan
    1. Check your Loan summary and other details
    2. Check your Loan statement and also you can get it emailed to your registered email id
    3. Know your future payments under Repayment schedule
    4. And lastly check your interest certificate on how much you have to pay and how much you have paid till date.
  8. Short & Sweet Home loan accounts
    1. All customers that own a Short & Sweet home loan & a Current / Savings account can now view their loan account summary & carry out all the transactions currently offered on Internet Banking using their Short & Sweet loan account.
    2. View, download, email account statements
    3. Funds transfer
    4. Create, view & close deposits
    5. Update profile
    6. Check Loan Summary and details
    7. Check Loan Repayment schedule
  9. Personal Loan
    1. Loan Summary
    2. Loan Statement of Account
    3. Repayment schedule
  10. Loan Against Property
    1. Loan Summary
    2. Loan Statement of Account
    3. Repayment schedule
  11. Service Requests
    1. Chequebook request
    2. Email modification
    3. Nomination addition
    4. Pan update
    5. Aadhar update
  12. Change your Passwords including
    1. Internet Banking Password / MPIN
    2. Debit Card Pin

 

We are happy to address any queries you may have related to our internet banking services.Click here to find your answers.

Security and safety

  • The App requires your Username and password to access the information. No one can login without Username and Password.
  • The App is secure as no information is stored on your mobile phone or SIM card. So even if your phone is lost or stolen, your account is safe.

To report any unauthorized transaction, please contact 1800 419 4332

Experience Internet banking on your mobile

You can do everything you need to on Mobile Banking! The only thing it cannot do (yet) is give you cash.

  1. View all your accounts & download or email your account statements
  2. Add funds to your IDFC FIRST Bank account from other banks
  3. Deposits
    1. Fixed Deposits
      1. Create Fixed Deposits
      2. View FD summary & download FD Advice
      3. Close Fixed Deposits
        • Foreclose your FD
    2. Recurring Deposits
      1. Create Recurring Deposits
      2. View RD summary & download RD Advice
      3. Foreclose Recurring Deposits
  4. Debit Cards
    1. We offer you one view of all your linked debit cards
    2. Permanently block your card if you have lost your card and also request for a replacement
    3. Temporarily block your card in case you have misplaced your card
    4. Unblock your temporarily blocked card once you find it
    5. Set your daily withdrawal and purchase limits both domestic and international within preset limits
  5. Bill Payments & Recharge
    1. Add Biller : Register your bill for presentment & payment
    2. View/Pay Bills : View & Pay all your bills
    3. Delete Biller : Delete any bills that you don’t want to pay anymore
    4. QuickPay : Bill payment without registration
    5. Recharge your prepaid mobile & DTH account
    6. Transaction History : View bill payments done in the past six months in Transaction History
  6. Transfer Funds
    1. To your own IDFC FIRST Bank Accounts
    2. To other IDFC FIRST Bank Accounts / Non IDFC FIRST Bank Accounts
    3. You can even make Credit Card payments using our Funds transfer service
  7. Short & Sweet loan accounts
    All customers that own a Short & Sweet home loan & a Current account can now view their loan account summary & carry out all the transactions currently offered on Internet Banking using their Short & Sweet loan account.
    1. View, download, email account statements
    2. Funds transfer
    3. Create, view & close deposits
    4. Update profile
    5. Change debit card PIN & Internet Banking password
  8. Home Loan
    1. Loan Summary
    2. Loan Statement of Account (download and view in pdf)
    3. Loan interest certificate
    4. Repayment schedule
    5. Full / Part Payment
  9. Personal Loan
    1. Loan Summary
    2. Loan Statement of Account (download and view in pdf)
    3. Repayment schedule
    4. Full / Part Payment
  10. Loan Against Property
    1. Loan Summary
    2. Loan Statement of Account (download and view in pdf)
    3. Repayment schedule
    4. Full / Part Payment
  11. Investments
    1. Investment Linked Insurance
    2. Buy Gold Bond
  12. Mutual Funds
    1. Summary
    2. Buy
    3. Redeem
    4. Switch
    5. My Orders
  13. Insurance
    1. Term Insurance
    2. Cancer Care insurance
    3. Health insurance
    4. Motor insurance
    5. Travel insurance
    6. Home insurance
  14. With IDFC FIRST Bank you never have to visit a Branch to request for a Cheque Book. Our aim is to make your life easier. You can request for all these and many more services online. Services that we currently offer are below. Many more are in the pipeline…they won’t be long.
    1. Chequebook request
    2. Email modification
    3. Nomination addition
    4. PAN update
    5. Aadhaar update
    6. Change communication address
    7. View Cheque Status/Stop Cheque
    8. Download prefilled withdrawal slip
    9. Download prefilled deposit slip
    10. Download Interest certificate
    11. Change your Mobile number
    12. Download TDS certificate
    13. Update GSTIN
  15. Change your Passwords including
    1. Internet Banking Password
    2. Debit Card PIN.
  16. Block and Unblock Internet Banking
  17. Update Challenge Questions
  18. Manage overall transfer and payment limits

 

We are happy to address any queries you may have related to our internet banking services.Click here to find your answers.

SMS banking - Anytime, Anywhere

SMS banking gives you control to manage your account whenever and wherever you need. All you need to do is register your mobile number with us and start using the short codes to access your information.

 

Here is a list of transactions you can perform using SMS Banking

 

Services offered for SMS Banking

    1.    Balance enquiry

    2.    Transaction enquiry

    3.    Cheque Book request

    4.    Stop cheque request

    5.    Block Debit card

    6.    Help – To get SMS banking codes

 

Just send an SMS to 5676732 or 9289289960 from your registered mobile number with the transaction code for the service you want to avail. You will receive a response in the form of a text message within just a few seconds.

 

Below are the SMSes you need to send for the various services offered via SMS Banking.

 

Query SMS Text (Send through registered number) Details
Balance BAL / BALANCE or BAL / BALANCE <Space><Last 4 digits of account number> View the available balance in the accounts linked to your Customer ID. To Know specific a/c balance, type keyword BAL / BALANCE followed by last 4 digit of your account number
Last 5 transactions TXN <Space><Last 4 digits of account number> This will give the last three / five debit  / credits made to your account.
Cheque book request CHQBK <Space><Last 4 digits of account number> Request will be captured for Cheque Book
Stop cheque CHQSTOP <Space><Last 4 digits of account number><Space><6 digits of cheque number> Stops an issued cheque from being paid
Blocking of Debit card BLOCK <Space><Last 4 digits of card number> Block your debit card instantly
List of SMS banking keywords HELP Provides an index of the list of keywords and features

 

 

In case you send an invalid transaction code or incorrect account / card details we will send you an appropriate error message informing you where you went wrong.

 

Sample Transaction details received in the response

 

SMS Text (Send through registered number) Details
BAL / BALANCE For Single account SMS - Available Balance in A/C XX1124 is Rs. 1, 00,000.
For Multiple account SMS - Available Balance in A/C XX1124 is Rs. 1, 00,000.Available Balance in A/C XX1125 is Rs. 2, 00,000.
BAL / BALANCE 1124 For Single account SMS - Available Balance in A/C XX1124 is Rs. 1, 00,000.
For Multiple account SMS - Available Balance in A/C XX1124 is Rs. 1, 00,000.Available Balance in A/C XX1125 is Rs. 2, 00,000.
TXN 1124 Last three txns in A/C XX1124 ~ 1) 01-Jan-15 Rs. 1335.05 debit 2) 01-Jan-15 Rs. 100.00 debit 3) 01-Jan-15 Rs. 100.00 credit
CHQBK 1124 Your request for chequebook for A/C XX1124 has been processed. Service Request no. is SR123456.
CHQSTOP 1124 123456 Your request for stop payment of cheque no. 123456 has been processed. Service Request no. is SR123456.
BLOCK 1234 Your<debit/credit> card number ending with 1234 has been blocked successfully. Service Request no. is SR123456.
HELP Please find short codes for SMS banking ~For Balance : BALANCE <Space><Last 4 digits of account number>
For Transactions : TXN <Space><Last 4 digits of account number>
For Chequebook Req : CHQBK <Space><Last 4 digits of account number>
For Stop Payment : CHQSTOP <Space><Last 4 digits of account number><Space><6 digits of cheque number>
For blocking of Card : BLOCK <Space><Last 4 digits of card number>

 

Account Balance can be checked with a missed call

With Missed call service, you will be able to get the details of account balance by dialling the toll free number 1800 2700 720 from your registered mobile number. The following message will be played & call will be disconnected.

Message: - ‘Thanks for calling IDFC FIRST Bank! You will receive an SMS for your request shortly’

You will receive a response of account balance in the form of a text message within just a few seconds.

The SMS we send you with your balance will look like this

 

  1. Available Balance in A/C XX1124 is Rs. 1, 00,000.
  2. Available Balance in A/C XX1124 is Rs. 1, 00,000.Available Balance in A/C XX1124 is Rs. 1, 00,000.

Limits

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